Lowest interest rate and high top-up amount on Home Loan balance transfer


Eligibility Criteria

Kolkata formerly known as Calcutta is the capital of West Bengal. Located on the east bank of the Hooghly River, Kolkata is the principal financial, commercial, educational and cultural hub of eastern as well as north-eastern India. The only city in eastern India to have an international airport, Kolkata is also the home of Calcutta Stock Exchange. As of 2010, Kolkata, with an estimated GDP of over 150 billion dollars, homes numerous industrial units operated by large public as well as private-sector corporations.

Features and Benefits

Wish to buy a home in Kolkata? A Home Loan from Bajaj Finserv can help you buy your dream home at the lowest interest rate.

  • Home Loan +

    Home Loan +, a unique offering from Bajaj Finserv, helps you transform your home to the home you always wanted to live in. Home Loan + is a top-up loan that is given to an existing customer to spend on fixtures and fittings.

  • Refinance

    If you have bought your home within the last 12 months with your own funds, you can use our refinance option and take a loan up to the registered value of your property.

  • Part prepayment facility

    Sometimes you may end up having some extra cash in hand, with which you can choose to pre-pay a part of your loan amount. Doing so would not only reduce your overall tenure/EMIs but also help you in closing your loan quickly. You can pre-pay up to six times in a calendar year but the minimum pre-payment amount cannot be less than the sum of 3 EMIs.

  • Nil foreclosure charges

    You can choose to close your Home Loan anytime during your loan tenure without paying charges.

  • Flexi scheme

    All existing Home Loan customers can avail of the Flexi Saver option on new/existing top-up loan. The flexi scheme lets you re-avail the pre-paid amount of the loan within the drop-line facility at any time within the loan tenure without any additional documentation.

  • Online account access

    Get all information about your Home Loan like repayment track, interest certificate, payment schedule etc. through our customer portal - Experia

  • 3 EMI free months

    Did you know that there is more to a Home Loan than just paying the down payment and EMIs? Most home buyers are unaware of additional costs incurred in buying a home.
    3 EMI free months helps you plan your finances better so that you can pay your EMIs without stress. It’s an exclusive feature that allows you to not pay EMIs for the first 3 months. The total amount of the first
    3 EMIs is spread over the rest of your loan tenure.

Eligibility Criteria

Bajaj Finserv offers online Home Loans in Kolkata on easy EMIs to salaried individuals. To get a Home Loan in Kolkata, a few eligibility criteria will be required to be fulfilled.

Fees and Charges

Bajaj Finserv offers online Home Loan in Kolkata at the lowest interest rate and also helps you get an instant approval with minimal fees and charges. Read more about Bajaj Finserv Home Loan interest rates in Kolkata.

Contact Us

1. For new customers

  • we have a calling line set up at 1800-103-3535.

  • You can also visit any of our branches. Click here to find out the address of your nearest branch.

  • just SMS "HOME" to 9773633633 and our representative shall get back to you.

2. For existing customers,

  • we are available at 020-39574151 (call charges applicable).

  • You can also write to us at: [email protected]

Branch Address
Bajaj Finserv
Office #1201, 12th Floor,""Infinity Benchmark"", Plot G-1, Ep & Gp,
Sector 5, Salt Lake,
Kolkata, West Bengal
Phone: 1800 209 4151

How To Apply

  • 1


    To get quick approval, all you need to is visit our online application form and fill-in some basic details.

  • 2


    You can call us on 1-800-209-4151 and our representative will get in touch with you

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