Bajaj Finserv in your city

Ghaziabad is a city in Uttar Pradesh whose economy relies on manufacturing and railway industries. Accordingly, it draws skilled individuals from all over India, increasing the demand for real estate.

Get a home loan in Ghaziabad from Bajaj Finserv to meet all housing requirements. You can visit any of our 3 branches in Ghaziabad to apply for a loan.

Click the ‘Apply Now’ button or visit your local branch.

Features & benefits

Applicants interested in availing a housing loan in Ghaziabad can read more to know about the features of the Bajaj Finserv Home Loan.

  • Pradhan Mantri Awas Yojana

    Pradhan Mantri Awas Yojana

    Benefit from PMAY by taking a home loan from Bajaj Finserv and save around Rs.2.67 lakh on interest. 

  • Minimal Documentation

    Smooth documentation

    Submit only a handful of documents required for a home loan and meet housing requirements at the earliest.

  • Flexible Repayment

    Repayment tenor

    Enjoy a tenor of up to 20 years. Use a home loan EMI calculator to choose a suitable period.

  • Home loan balance transfer

    Home loan balance transfer

    Lower your loan EMI with Bajaj Finserv’s home loan balance transfer and repay debt easily.

  • Money in Hand

    Top-up loan

    Get a top-up loan of up to Rs. 1 crore on an existing home loan to meet additional requirements.

  • Flexible Repayment

    Foreclosure and part-prepayment

    You can foreclose your home loan or part-prepay it without paying any charges.

  • Online Account Management

    Digital account management

    Manage your loan account anytime, from anywhere, with our customer portal – Experia.

  • Eligibility

    Personalised insurance schemes

    Protect your family from the burden of home loan repayment with a personalised insurance plan.

  • Flexible Repayment

    Flexi hybrid facility

    Manage your loan account with our flexi hybrid home loan and pay only interest during the initial tenor.

  • Money in Hand-2

    Hassle-free part-prepayment

    Reduce your tenor and EMIs by making part-prepayments every now and then.

The industrial city of Ghaziabad is famous for its tourist attraction. It harbours places like Swarn Jayanti Park, Hastinapur Wildlife Sanctuary, Dudeshwar Nath Mandir, Sai Upvan, etc., that bring in substantial revenue.

Finance your dream house in Ghaziabad with a Bajaj Finserv Home Loan. We offer housing loan at competitive rates and against a few documents. Also, you can easily apply for the loan either online or by visiting any of our branches in Ghaziabad.

Contact us now.

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Home loan eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

NA

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years


Enjoy lowest interest rates by meeting all the eligibility criteria. Make it a point to check your credit score before applying to negotiate for better terms. 

How to apply for home loan?

You can apply for a home loan online in these steps

  1. 1 Visit the online application form page
  2. 2 Fill up the form with personal, income, and property details
  3. 3 Pay the secure fee online and bag the best available deal
  4. 4 Scan required documents and upload them

You can also apply for a home loan in Ghaziabad by visiting your nearest Bajaj Finserv branch or by sending an SMS ‘HLCL’ to 9773633633.

Home loan interest rate, fees & charges

Bajaj Finserv is transparent when it comes to charging additional fees. We levy competitive home loan interest rates to make the borrowing and repaying experience simple.