Faridabad is one of Haryana’s largest cities sharing its boundaries with UP, Gurgaon and Delhi. The city has undergone exponential growth to offer premium services, from education to healthcare. Its economy mainly comprises agricultural and industrial sectors with manufacturing units of switchgear refrigerators, shoes, tractor, etc. Faridabad is also a significant industrial centre of Haryana.
Considering the residential opportunities here, Bajaj Finserv provides the best home loan in Faridabad at minimum rates. Avail up to Rs.3.5 crore and other features.
Avail a home loan under the Pradhan Mantri Awas Yojana for interest subsidy up to Rs.2.67 lakh. Now, pay lower and more manageable EMIs with an interest rate of 6.93%. Fulfil your dream of owning your first home with affordable financing from Bajaj Finserv.
Opt for our home loan balance transfer facility for a host of benefits like comparatively lower home loan interest rate, tax benefits, prepayment facility, etc.
With Bajaj Finserv, you can choose to foreclose or part-prepay your home loan in Faridabad at 0 charges.
Tenors up to 240 months make housing loan repayment comfortable for borrowers.
A few documents required for a home loan complete the application process quicker.
Qualify for the loan with some basic home loan eligibility criteria.
| Eligibility Criteria | Details |
|---|---|
| Age (for salaried | 23 to 62 years |
| Age (for self-employed) | 25 to 70 years |
| Business vintage | At least 5 years |
| Work experience | Minimum 3 years |
| Nationality | Indian (resident) |
You can check your eligibility with our easy to use home loan eligibility calculator.
Evaluate your EMIs to select the most suitable repayment plan with the home loan EMI calculator. It is an easy-to-use online tool which eliminates manual calculations completely. Enter the vital loan-related information to compute total payment along with monthly instalments instantly. Access the online calculator 24x7 for free.
Keep all the documents required for a home loan updated and handy:
Ensure to submit additional documents if needed.
Be assured to know the rates and charges levied on your home loan in Faridabad.
| Types of rates | Charges applicable |
|---|---|
| Promotional home loan interest rate (for salaried applicants) | Starting from 8.60% |
| Rate of interest (for self-employed) | 9.05% to 10.30% |
| Rate of interest (for salaried) | 9.35% to 11.15% |
| Loan statement fees | Rs. 50 |
| Penal interest | 2% per month |
| Processing charges (for self-employed) | Up to 1.20% |
| Processing charges (for salaried) | Up to 0.80% |
The application procedure for a home loan in Faridabad is simple.
Step 1: Open Bajaj Finserv’s home loan application online.
Step 2: Accurately fill-in the application form with necessary details.
Step 3: Pay the nominal secure fee online.
Step 4: Upload every document scanned.
New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.
1. For new customers,
2. For existing customers,
Branch Address
Bajaj Finserv
2nd Floor, SCO 57,
Sector -031, Pristine Mall,
Faridabad, Haryana
121001
Phone: 129 304 2400
