Housing Loan in Faridabad: Overview
Faridabad is one of Haryana’s largest cities sharing its boundaries with UP, Gurgaon and Delhi. The city has undergone exponential growth to offer premium services, from education to healthcare. Its economy mainly comprises agricultural and industrial sectors with manufacturing units of switchgear refrigerators, shoes, tractor, etc. Faridabad is also a significant industrial centre of Haryana.
Considering the residential opportunities here, Bajaj Finserv provides the best home loan in Faridabad at minimum rates. Avail up to Rs.3.5 crore and other features.
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Faridabad Home Loan: Features & Benefits
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PMAY Scheme
Avail a home loan under the Pradhan Mantri Awas Yojana for interest subsidy up to Rs.2.67 lakh. Now, pay lower and more manageable EMIs with an interest rate of 6.93%*. Fulfil your dream of owning your first home with affordable financing from Bajaj Finserv.
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Home Loan Balance Transfer
Opt for our home loan balance transfer facility for a host of benefits like comparatively lower home loan interest rate, tax benefits, prepayment facility, etc.
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Top-Up Loan
Avail a top up loan of up to Rs.50 lakh with a few documents and at nominal rates.
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Part-Prepayment and Foreclosure Facility
With Bajaj Finserv, you can choose to foreclose or part-prepay your home loan in Faridabad at 0 charges.
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Flexible Tenor
Tenors up to 240 months make housing loan repayment comfortable for borrowers.
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Minimal Documentation
A few documents required for a home loan complete the application process quicker.
Home Loan Interest Rates, Fees and Charges
Be assured to know the rates and charges levied on your home loan in Faridabad.
| Types of rates | Charges applicable |
|---|---|
| Promotional home loan interest rate (for salaried applicants) | Starting from 6.80% |
| Rate of interest (for self-employed) | 6.80% to 10.30% |
| Rate of interest (for salaried) | 6.80% to 11.15% |
| Loan statement fees | Rs. 50 |
| Penal interest | 2% per month |
| Processing charges (for self-employed) | Up to 1.20% |
| Processing charges (for salaried) | Up to 0.80% |
Housing Loan in Faridabad FAQs
What is the lowest interest rate on a home loan in Faridabad?
The current lowest interest rate on housing loan in Faridabad by bajaj finserv for salaried customers is 6.75%*.
What is the maximum housing loan in Faridabad that I can get?
You can get a home loan in Faridabad anywhere between Rs.20 Lakh and Rs.3.5 Crore* from Bajaj Finserv.
How to apply online for a home loan in Faridabad?
You can apply online for a housing loan in Faridabad with minimum documentation & instant approval by submitting an online home loan application at Bajaj Finserv.
What is the minimum salary for a home loan in Faridabad?
The minimum monthly salary to apply for a home loan in Faridabad is ₹ 25,000. However, The income criteria to get a home loan depend on many factors such as your salary, current age, credit score, and other monthly financial obligations.
Contact Us
New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.
1. For new customers,
- we have a calling line set up at 1800-103-3535.
- You can also visit any of our branches.
- just SMS “HOME” to 9773633633 and our representative shall get back to you.
2. For existing customers,
- we are available at 020-39574151 (call charges applicable)
- You can also visit us at: https://www.bajajfinserv.in/reach-us
Branch Address
Bajaj Finserv
2nd Floor, SCO 57,
Sector -031, Pristine Mall,
Faridabad, Haryana
121001
Phone: 129 304 2400
