Home loan overview
Formerly called Amaravalli, Amreli is a city and municipality in the Amreli district of Southwest Gujarat. It is a commercial centre with industries like khadi manufacturing, tanning, cotton ginning, silver working, etc.
If you are looking to buy a home here, you can get an affordable home loan in Amreli from Bajaj Finserv. To apply, you can visit one of our 4 branches in Amreli. Alternatively, you can also apply online.
Features and benefits home loan in Amreli
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High-value top-up loan
You can get a high-value top-up loan from Bajaj Finserv upon a home loan balance transfer. Existing home loan borrowers can also get this facility.
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No part-prepayment and foreclosure charge
Bajaj Finserv levies no charges for prepayment and foreclosure facilities for home loans with floating rates.
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Flexible loan repayment period
Applicants have the choice to select a loan repayment period of up to 30 years to ensure comfortable repayment.
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Easy balance transfer
Bajaj Finserv offers home loan balance transfer facility so that you can enjoy affordable home loan rates in Amreli.
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Basic documentation requirements
We make sure to make our loan application process quick and easy with minimal documentation requirements.
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Online loan account management
Our customer portal allows you to check home loan details and make pre-payments from anywhere and anytime.
Home loan interest rates, fees & charges
Bajaj Finserv makes loan repayment easier with lower home loan interest rates starting from 7.99%* p.a. p.a.
The actual home loan interest rate may vary depending on factors like the type of interest rate, property's location, applicant's credit score, etc.
It is advisable to use an EMI calculator for home loan to estimate your monthly installments and total payable interest before applying.
Home loan eligibility criteria
Bajaj Finserv offers easy eligibility criteria for home loans. The following is a list of home loan eligibility criteria:
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Employment profile
Salaried or self-employed
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Residential status
Resident Indian citizen
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Age**
23 years to 67 years for salaried applicants, 23 years to 70 years for self-employed applicants
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Required CIBIL score
725 or higher
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Work experience
3 years or above
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Business vintage
5 years or above
**Maximum age considered at the time of loan maturity
Documents required for home loan
Apply for a housing loan in Amreli with the basic documents required for a home loan:
- Passport-sized photograph
- KYC documents
- Identity proof (Passport, Voter ID, PAN card, Voter ID, etc.)
- Proof of address (property tax receipt, ID proof with a permanent address, telephone bill, electricity bill, etc.)
- Income proof: Bank account statements for 6 months, proof of business for 5 years (self-employed), latest salary slips, or Form 16 (salaried)
How to apply for a home loan in Amreli?
Follow these steps to get a home loan from Bajaj Finserv:
- 1 Enter personal, financial, and employment details in the online application form
- 2 Fill out the property details accurately
- 3 Our representative will get in touch to help you through the application process
- 4 Pay the required fees and submit the required documents
Meet/ exceed the home loan eligibility to get personalized pre-approved offers. Make sure to keep the documents handy before applying.
