Book Ho Chi Minh City Tour Packages on EMI Without a Credit Card

Explore the Cu Chi Tunnels, Ben Thanh Market, and the Notre-Dame Cathedral Basilica on your dream Ho Chi Minh City getaway. Book your tour package on Easy EMIs using the Bajaj Finance Insta EMI Card.
Book Ho Chi Minh City Tour Packages on EMI Without a Credit Card
4 Min Read
July 23, 2026

In summary

You can book a Ho Chi Minh City holiday tour package, covering the Cu Chi Tunnels, Ben Thanh Market, and the Notre-Dame Cathedral Basilica, without a credit card. The Bajaj Finance Insta EMI Card turns your booking into Easy EMIs on partner travel websites.

  • Get a card loan offer of up to Rs. 3 lakh to cover your booking.
  • Choose a repayment tenure across 3 to 60 months.
  • Book through travel websites in the Bajaj Finance EMI Network, such as MakeMyTrip, Goibibo, and EaseMyTrip.
  • Pay a one-time joining fee of Rs. 530 to activate your card.

Check your Insta EMI Card eligibility online using your mobile number and OTP before you book your Ho Chi Minh City holiday package.


What is Ho Chi Minh City known for as a holiday destination?

Ho Chi Minh City, formerly known as Saigon, is known for blending French-colonial architecture with a fast-paced, modern skyline. It is home to the historic Cu Chi Tunnels, the bustling Ben Thanh Market, and the Notre-Dame Cathedral Basilica. For many travellers, the main obstacle to visiting is the upfront cost, which the Bajaj Finance Insta EMI Card helps spread out into manageable instalments.


What are the top tourist places to visit in Ho Chi Minh City?

Ho Chi Minh City offers a mix of wartime history, colonial landmarks, and vibrant markets. Here are some of the top places to include in your itinerary:

  • Cu Chi Tunnels: Explore this extensive underground tunnel network used during the Vietnam War.
  • Ben Thanh Market: Shop for textiles, souvenirs, and street food at this iconic city market.
  • Notre-Dame Cathedral Basilica: See this French-colonial-era cathedral in the heart of the city.
  • War Remnants Museum: Learn about Vietnam's wartime history through exhibits and preserved artefacts.
  • Independence Palace: Visit this former South Vietnamese government building, preserved from the war era.
  • Bitexco Financial Tower: Get panoramic city views from the Saigon Skydeck observation floor.

Price list of the best Ho Chi Minh City tour packages

Vietnam package prices from India are generally affordable, and vary based on duration, hotel category, and whether the itinerary covers Ho Chi Minh City alone or a wider Vietnam circuit. Here is a general idea of what popular packages cost from India.

Tour companyWhy should you choose thisPrice
ThrillophiliaCurated itineraries covering Ho Chi Minh City's history and markets, with visa guidance includedRs. 23,950 per person
MakeMyTripCustomisable packages covering flights, hotels, and sightseeing across VietnamRs. 26,981 per person, onwards

Disclaimer: Prices are indicative and may vary by season, operator, and inclusions. For the latest and most accurate details, visit the official brand website or a partner store.

 

What should I check before booking a Ho Chi Minh City tour package?

Before you book, it helps to check a few practical details so your trip goes smoothly. Here is what to keep in mind:

  • Visa requirements: Indian citizens need a Vietnam e-visa, which typically takes 3 to 5 working days to process and costs approximately Rs. 2,300 for a single-entry, 30-day visa.
  • Trip duration: Allow around 7 days if you want to combine Ho Chi Minh City with other highlights, such as Hanoi, Halong Bay, or Hoi An.
  • Flight duration: Expect flight times of around 4 to 8 hours from major Indian cities, depending on your route and layovers.
  • Package inclusions: Confirm whether flights, hotels, transfers, and activities such as the Cu Chi Tunnels tour are included in the quoted price.

What are the advantages of booking a Ho Chi Minh City holiday tour package on EMI?

Booking your Ho Chi Minh City holiday on EMI with the Bajaj Finance Insta EMI Card spreads out the cost of your trip. Here are the main advantages:

  • No credit card needed: Use a card loan offer of up to Rs. 3 lakh instead of relying on a credit card.
  • Manageable monthly instalments: Pay for your holiday in smaller amounts instead of the full cost upfront.
  • Flexible repayment periods: Choose a repayment tenure across 3 to 60 months that suits your budget.
  • Digital, fast application: Apply for your card fully online, without physical documentation.

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It gives you a card loan offer of up to Rs. 3 lakh, which you can use to book travel packages, such as your Ho Chi Minh City holiday, on Easy EMIs. It activates instantly via the Bajaj Finance app or website, with no physical documentation required, and carries a one-time joining fee of Rs. 530.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start booking your preferred Ho Chi Minh City holiday package easily and affordably.


How do I apply for the Bajaj Finance Insta EMI Card?

  1. Enter your 10-digit mobile number and click on "CHECK OFFER" on this page.
  2. Enter the OTP and submit.
  3. Enter your full name and click on "Yes, Auto-Fetch Details".
  4. Verify your pre-filled personal details and click "CONTINUE".
  5. Check your pre-qualified card loan offer amount and click "CONTINUE".
  6. Review your wallet setup details and verify the OTP.
  7. Complete identity verification by confirming your current residential address.
  8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
  9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ slightly based on whether you are a new or existing Bajaj Finance customer.

 

Also read: How to apply for the Insta EMI Card


How do I book Ho Chi Minh City tour packages on EMI with the Insta EMI Card?

  1. Apply for the Bajaj Finance Insta EMI Card through the fully digital application process.
  2. Once your card is active, browse Ho Chi Minh City holiday tour packages on travel websites in the Bajaj Finance EMI Network, such as MakeMyTrip, Goibibo, or EaseMyTrip.
  3. At checkout, select the Insta EMI Card as your payment method.
  4. Choose a repayment tenure across 3 to 60 months that fits your budget.
  5. Complete the required documentation and details for EMI approval.
  6. Once approved, your Ho Chi Minh City tour package booking is confirmed.

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 

Also read: Features and benefits of the Bajaj Finance Insta EMI Card


What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
  • Form 60: In case of non-availability of PAN, Form 60 is required.

 

Also read: Eligibility criteria for the Insta EMI Card


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Frequently asked questions

How much money you need to travel to Ho Chi Minh City from India?

The cost of travelling from India to Ho Chi Minh City can vary significantly based on various factors like travel duration, accommodation preferences, activities planned, and personal spending habits. On average, a budget traveller might spend around Rs. 75 thousand to Rs, 1 lakh for a one-week trip to Ho Chi Minh City from India. This estimate includes airfare, accommodation in mid-range hotels or hostels, local transportation, food, sightseeing expenses, and miscellaneous costs. Check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your trip better.

How to plan a trip to Ho Chi Minh City from India on an EMI Card?

Planning a trip to Ho Chi Minh City from India using the Insta EMI Card involves several steps:

  1. First, visit any one of the many travel websites that are part of the Bajaj Finance EMI Network (for example, MakeMyTrip, Goibibo, EaseMyTrip) offering such packages.
  2. Once you have chosen your desired itinerary, select the Insta EMI Card payment option during checkout.
  3. Fill in the necessary details and choose your favourable EMI plan.
  4. Enter and verify your card details using the OTP.
  5. Confirm your order to complete the transaction.
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