GDA – Ghaziabad Development Authority Plot Scheme, Updates and Application Process 2026

Ghaziabad's position as one of Delhi-NCR's fastest-growing cities makes GDA's housing and plot schemes particularly significant for middle-income families seeking affordable homeownership near the capital. Understanding the latest scheme updates, eligibility criteria, and application process helps prospective buyers navigate this genuinely competitive but rewarding opportunity.

This page covers:

• Latest GDA scheme updates — Nandgram, Harnandipuram Township
• UP government's price cut initiative for unsold flats
• What the GDA housing scheme offers
• Types of housing available
• Step-by-step application process
• Documents required
• Eligibility criteria and income limits
• Major projects and indicative pricing
• How to check application status

The GDA housing scheme is an initiative by the Ghaziabad Development Authority to provide affordable housing schemes to residents of Ghaziabad and the Delhi-NCR region. It aims to address the housing demands of middle-income families and those from Economically Weaker Sections (EWS) and Lower Income Group (LIG) categories.

Ghaziabad's strategic location near Delhi, combined with rapid development in areas like Indirapuram, Raj Nagar Extension, and Vasundhara, has made the city a significant hub for residential real estate. These GDA schemes offer housing in well-planned areas with access to essential infrastructure — roads, schools, hospitals, and shopping centres — at prices far more competitive than private real estate developments.

Nandgram Plot Scheme (Noornagar): GDA announced a new residential plot scheme in Rajnagar Extension, making available 77 plots ranging from 60 to 221 square metres. GDA has committed approximately Rs. 3.5 crore to develop essential infrastructure — roads, drainage, and sewerage networks. The scheme benefits from convenient connectivity through the elevated road linking Rajnagar Extension to key parts of Ghaziabad and Delhi.
 

Harnandipuram Township: GDA has stepped up work on this upcoming township, appointing a professional consulting agency to prepare the Detailed Project Report (DPR) and layout. The first phase focuses on nearly 100 hectares of land, with the full township spanning 521 hectares across two phases. Land is being acquired from farmers in eight villages, with around Rs. 1,200 crore proposed for land acquisition in the coming financial year.
 

Price cuts for unsold flats: The UP government is planning discounts of up to 25% on flats developed by GDA and the UP Housing Board to address nearly 10,000 unsold units in Ghaziabad. GDA has around 1,748 unsold flats across five housing schemes. Buyers can get extra rebates for quicker payments — 6% for full payment within 45 days, 5% within 60 days, and 4% within 90 days. Interest rates for EWS and LIG flats have been fixed at 8%.

• Flats: High-rise or low-rise apartment complexes in various configurations (1BHK, 2BHK, 3BHK)
• Plots: Developed plots of land where buyers can build homes according to their preferences
• Commercial spaces: Some schemes also offer commercial spaces for mixed-use properties

These properties are typically located in prime areas like Indirapuram, Vasundhara, Madhuban Bapudham, and Govindpuram.

1. Registration: Register on the official GDA website to participate in the first-come, first-served scheme
2. Deposit requirement: Pay 10% of the total property value for the flat you wish to select
3. Photograph submission: Attach a recent passport-sized photograph, attested by a gazetted officer or public notary
4. Property reservation: Upon successful payment, the property is marked as 'sold' on the GDA portal
5. Timeframe for payment: The selected property is reserved for 15 minutes during payment — if not completed, it is re-listed for other buyers

Ensure all documents are self-signed before submission, with only high-quality digital copies uploaded and originals available for verification.

Only Indian citizens or permanent residents of Uttar Pradesh can apply, with valid domicile proof required. Minimum age is 18 years. Applicants should not have received any previous GDA allotment.

Income limits by category

Reservations: SC/ST (21%), OBC (27%), persons with disabilities (3%), ex-servicemen (5%). Applicants who participated in a GDA scheme within the past five years are ineligible. Joint family applications are permitted, with combined income potentially improving qualification chances.

Buyers should budget for additional charges such as development fees (Rs. 10,000-20,000) and stamp duty (approximately 5-6% of total cost). For instance, a 300 sq m plot in Indirapuram could cost around Rs. 61.2 lakh, excluding ancillary charges of Rs. 3-4 lakh.

1. Visit the official portal for the Ghaziabad Development Authority (GDA)
2. Log in using your application number or Aadhaar details
3. Navigate to the "Application Status" or "Results" section
4. View draft and final allotment lists or download draw results in PDF format
5. Complete all possession formalities — including full payment and documentation — within 30 to 60 days after results are declared

If you are planning to purchase a home through the GDA scheme, arranging adequate financing is a crucial step. A home loan from Bajaj Finance can help bridge the gap between your savings and the property cost. Once you have successfully secured a plot or flat through the GDA scheme, a home loan offers the financial flexibility to turn your property dreams into reality, with benefits like top-up loans up to Rs. 1 crore* and doorstep document collection.

Bajaj Finance offers home loans from 7.25% p.a.* with amounts up to Rs. 15 Crore* and tenures up to 32 years. Check eligibility today.

The GDA Housing Scheme presents a valuable opportunity for those seeking affordable housing in Ghaziabad and the wider Delhi-NCR region. With a streamlined application process and clear eligibility requirements, potential buyers can navigate their way to securing a property that fits their income category and needs.