Bajaj Finance in your city

Kolkata, formerly known as Calcutta, is the capital city of West Bengal. It is a major economic hub of eastern India, and its residents are always on the hunt for lucrative investment options to grow their wealth. Among these is the fixed deposit and its benefits, including stable, generous, and assured returns over a fixed tenor.

Invest online from the comfort of your home or visit any of our branches.

Features and benefits of fixed deposit

  • Low minimum deposit

    Low minimum deposit

    Get started on your investment journey with an amount of just Rs. 15,000 and make your savings grow.
  • Attractive returns up to %$$FD44-sennoncumyr$$%

    Attractive returns up to 7.60% p.a.*

    Bajaj Finance is a lucrative investment option that offers assured returns with attractive FD rates without any effect of market fluctuations.
  • Payout flexibility

    Payout flexibility

    Investors can opt for cumulative or non-cumulative interest payouts based on their investment goals.

  • Loan against FD facility

    Loan against FD facility

    To fund your emergency liquidity requirements, get an easy loan against your FD up to 75% of the FD amount.

Grow your savings with a fixed deposit in Kolkata

Bajaj Finance Fixed Deposit is one worthwhile investment option to consider because it guarantees the safety of returns and allows you to invest flexibly, based on your goals. These returns are backed by ICRA’s MAAA rating and CRISIL’s FAAA rating, ensuring maximum safety.

You can choose to invest online from the comfort of your home with our end-to-end online process. You can choose to renew your deposit to stay invested for longer, seamlessly and with minimal effort on your part.

* Conditions Apply

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Fixed deposit rates in Kolkata

Individuals looking for a fixed deposit in Kolkata can earn attractive interest rates. By investing in this FD, you can ensure the highest safety of your deposit with no effect of prevalent market volatilities.

The annual rate of interest is valid for deposits from Rs. 15,000 up to Rs. 5 Crore (w.e.f June 14, 2022)

Tenor in months

12 – 23

24 – 35

36 – 60

Cumulative

5.85% p.a.

6.60% p.a.

7.20% p.a.

Monthly

5.70% p.a.

6.41% p.a.

6.97% p.a.

Quarterly

5.73% p.a.

6.44% p.a.

7.01% p.a.

Half-yearly

5.77% p.a.

6.49% p.a.

7.08% p.a.

Annual

5.85% p.a.

6.60% p.a.

7.20% p.a.


Special FD interest rates for cumulative deposits

Tenor in months

15

18

22

30

33

44

At Maturity

6.05% p.a.

6.15% p.a.

6.30% p.a.

6.70% p.a.

6.95% p.a.

7.35% p.a.


Special FD interest rates for non-cumulative deposits

Tenor in months

15

18

22

30

33

44

Monthly

5.89% p.a.

5.98% p.a.

6.13% p.a.

6.50% p.a.

6.74% p.a.

7.11% p.a.

Quarterly

5.92% p.a.

6.01% p.a.

6.16% p.a.

6.54% p.a.

6.78% p.a.

7.16% p.a.

Half Yearly

5.96% p.a.

6.06% p.a.

6.20% p.a.

6.59% p.a.

6.83% p.a.

7.22% p.a.

Annual

6.05% p.a.

6.15% p.a.

6.30% p.a.

6.70% p.a.

6.95% p.a.

7.35% p.a.


Rate benefits basis customer category (w.e.f June 14, 2022)

  • Additional rate benefits up to 0.25% p.a. for senior citizens

Frequently asked questions

Which is the best FD plan available in West Bengal?

Various banks and NBFCs offer FD in West Bengal; however, choosing the FD plan with the highest interest rate is essential.

Bajaj Finance Fixed Deposit offers FD interest rates up to 7.60% p.a.* to customers. You can start investing with a small amount of Rs. 15,000 and grow your money. Accredited with the highest credit rating of FAAA from CRISIL and MAAA from ICRA, Bajaj Finance FD is a safe investment option that assures timely payment and default-free experience.

*Conditions Apply

Which are the different types of FD?

There are two types of FD:

Cumulative: The interest is compounded each year and paid at maturity

Non-Cumulative: The interest is paid out either monthly, quarterly, half-yearly or annually, as per your requirement.

Based on your investment and liquidity requirements, you can choose the FD plan most suitable for you. A cumulative FD can be your choice if you do not require a regular cash flow and plan to save for a long-term goal. However, if you want to fund your recurring expenses, you can opt for a non-cumulative FD.

In how many years will the returns on FD double?

To calculate the years in which your FD will double, you can use the FD calculator. Based on the sum you want to invest, you can adjust the tenor to find the right tenor for your FD to double.

Which is a better investment option, FD or gold?

Both gold and FD are excellent investment options to grow your money. Investment in gold can offer higher returns while saving money on taxes. But it comes with the risk of the occasional market volatility. On the other hand, FDs might provide you with lower returns, but it remains unaffected by market volatility.

Can I do an FD of 1 crore?

Yes, Bajaj Finance Fixed Deposit allows its customers to invest between Rs. 15,000 to Rs. 1 crore for a period ranging from 12-60 months. You can earn up to 7.60% p.a.* by investing in Bajaj Finance FD.

*Conditions Apply

Which one is a better investment option, FD or RD?

While both RD and FD offer guaranteed returns to all investors, the interest rate for FDs is higher than that of RDs. If you are looking for a monthly investment plan, the Systematic Deposit Plan offers you the interest rate of FD with the freedom to invest in small monthly deposits. Know more about FD vs RD here.

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