TNREGINET encumbrance certificate in Tamil Nadu
An encumbrance certificate, as the name suggests, is an official document that proves that there is undisputed ownership of land or property. It is an important document during real estate purchase or sale, as it lets you know of all parties with a stake in the property.
For instance, when purchasing a property, you can check its encumbrance certificate to know which entities are the legal owners of a property, if it has been mortgaged, and if there are any disputes in the property ownership claim.
In Tamil Nadu, the encumbrance certificate is also known as the Villangam certificate. The encumbrance certificate Tamil Nadu is issued by the sub-registrar of the property’s jurisdiction, and one can apply for it online through the TNREGINET website.
Documents required for applying encumbrance certificate online in Tamil Nadu
To apply for the Tamil Nadu EC online, you do not necessarily need to submit documents. You need to:
- Provide details of the property in the question, including the zone, district, sub-registrar, village, survey number, sub-division number, plot number, and other house details, such as flat number and built-up area, among others.
- Provide other details of the property, in case of changes to the property, its ownership and address.
- Here you can choose to provide registration documents.
Once you do, the portal displays documents related to the property in question, based on the details provided by you. You only need to confirm the details, post which you can proceed to apply online.
How to get online encumbrance certificate in Tamil Nadu?
You will first need to register on the TNREGINET website to apply for the Tamil Nadu EC online.
How can you register on TNREGINET as a new user
- If you are not registered on the TNREGINET portal, you can sign up by clicking on the ‘User Registration’ button
- Select ‘Citizen’ from the dropdown in the User Classification field
- Proceed to enter your username, password, and security question
- Enter your personal details, including name, email address, Aadhaar Card number/ PAN card number, and date of birth, among others
- You will then need to enter property details, including state, district, PIN code, street, apartment number, and village/ city
- On submission of details, you will receive an OTP; enter the OTP to complete the signup
- You will receive an activation link on your registered email ID; click on the provided link to complete the verification
Steps to apply for online EC in Tamil Nadu
- Click on ‘Online Services’ tab > Encumbrance Certificate > Search and Apply EC
- Enter your location, time, survey details, house details, and additional details
- Click on Search
- All documents pertaining to the property will appear; verify the details and click on ‘Apply Online’
- Enter your name and contact details
- Select a payment option to complete payment
- Enter your name, address, and sub-registrar office on the payment screen
- Once you complete the payment, save the transaction details for future reference
How can you apply for encumbrance certificate on TNREGINET offline?
You can also apply for the encumbrance certificate offline by following the below steps.
- Identify which sub-registrar office is applicable in your case, based on the location of the property (You can also do this on the TNREGINET website)
- Visit the office to submit a form, which will require you to fill your personal as well as property details
- You also need to attach an attested copy of your address proof
- When submitting the form, you will need to pay the related fee
On successful submission of the form, you will receive a reference number. You can use this number to track the status of your application. You should receive your EC within 15 to 30 days of application. You will receive status updates on your mobile number in the meantime.
What is the TNREGINET Guideline value by Tamil Nadu Government?
The guideline value for land or property in Tamil Nadu is determined by the Tamil Nadu Government and is available on the TNREGINET (Tamil Nadu Registration Department) portal. Guideline value, also known as the "Government Value" or "Ready Reckoner Rate," is the minimum value at which a property can be registered.
However, specific guideline values can vary based on the locality, type of land or property, and other factors. It's essential to check the TNREGINET portal or contact the local Sub-Registrar's office for the most accurate and up-to-date guideline values.
Here are general steps to check guideline values on the TNREGINET portal:
- Visit the TNREGINET official website: http://tnreginet.gov.in.
- Navigate to the "Guideline Value Search" section: Look for a section on the portal that allows you to search for guideline values.
- Enter the details: Provide the required details such as district, sub-registrar zone, village, street, etc.
- Search for guideline value: After entering the details, you can initiate a search to find the guideline value for the specified location.
- View and verify: The search results should display the guideline value for the given location. Verify the information.
How can you check the guideline value of Tamil Nadu on TNREGINET
you can check the guideline value of Tamil Nadu on the TNREGINET (Tamil Nadu Registration Department) portal. Here are the general steps to check the guideline value:
- Visit the TNREGINET official website: Go to the official TNREGINET website at http://tnreginet.gov.in.
- Select "Guideline Value Search": Look for the "Guideline Value Search" option on the portal. This option is usually available in the menu or on the home page.
- Provide location details: Enter the necessary details such as district, sub-registrar zone, village, street, survey number, or any other relevant information. The exact fields may vary.
- Initiate search: After entering the required details, initiate the search. The system will retrieve and display the guideline value information for the specified location.
- View and verify: Review the guideline value details that are displayed. Make sure to verify that the information corresponds to the location you are interested in.
How to register a property on TNREGINET
Registering a property in Tamil Nadu involves a series of steps through the TNREGINET (Tamil Nadu Registration Department) portal. Below are the general steps to register a property online:
- Visit TNREGINET official website: Go to the official TNREGINET website at http://tnreginet.gov.in.
- User registration: If you are a new user, register on the portal by creating an account. Provide the required details and create a username and password.
- Login to TNREGINET: Log in to the TNREGINET portal using your username and password.
- Property registration: Once logged in, select the option for "Property Registration" or a similar category. This may be available in the menu or on the home page.
- Fill in property details: Fill in the necessary details related to the property, including property type, location, and other relevant information.
- Document upload: Upload the required documents for property registration. Common documents may include sale deed, property title documents, identity proof, etc.
- Payment of fees: Pay the applicable registration fees online. The fees are typically based on the property's value and the stamp duty applicable to the transaction.
- Slot booking (if applicable): In some cases, you may need to book a slot for the document registration process. Follow the instructions on the portal for slot booking, if required.
- Visit sub-registrar's office: After completing the online steps, visit the Sub-Registrar's office on the scheduled date and time with the original documents for verification.
- Verification and signatures: The Sub-Registrar will verify the documents and may ask for additional information. Both the buyer and seller need to be present to sign the documents.
- Document registration: After verification and signatures, the Sub-Registrar will register the property documents, and you will receive a registered document.
- Collect registered documents: Once the registration is complete, collect the registered documents from the Sub-Registrar's office.
State Wise Encumbrance Certificates
Frequently asked questions
When you apply for a Tamil Nadu EC online, the EC that you receive after successful completion of the form is digitally signed by the sub-registrar.
The EC is an official document and all changes on it are recorded. To make changes, you will need to apply for a rectification deed along with documented proof that evidences the error. That said, one should bear in mind that no major changes can be made on the EC – for instance, the transactions detailing ownership history. The documents submitted to the office of the sub-registrar are permanent.
To apply for the Tamil Nadu EC online, you will need to register on the TNREGINET website. Once you have signed up and logged in, visit the website and click on the ‘Online Services’ tab > Encumbrance Certificate > Online Application. All you need to do here is fill in your personal details and property related information and apply for an EC. You will need to pay the fee online to complete your application. Once done, the certificate is uploaded to your login instantly. You also receive an SMS to update you.
Once you apply online on the TNREGINET website, the EC is uploaded to your login. Click on the ‘E-services’ tab > Encumbrance Certificate > Request List to view your EC online in Tamil.
When you apply for an EC Tamil Nadu online, you receive the document instantly. So, you can track the status of your EC only in the case of an offline application. You receive updates on your application through messages on your mobile number.
Applicants have to pay Rs. 100 when they apply for the Tamil Nadu EC online. In the case of offline application, one has to only pay Rs. 1 for an EC for one year and another Rs. 15 for additional information.
Officially, the turnaround time for completion an EC in Tamil Nadu is four days in the case of an offline application. However, it can take up to 15 to 30 days at times. When you apply online, you get the certificate instantly.
An EC is an official document issued by a government authorized body. No further verification steps are necessary, and the document can be used as the official certificate – irrespective of whether you have received it online or offline.