EC AP: Information, Importance, Eligibility Criteria and Documents

Here is the list of documents required when applying for an Encumbrance Certificate in Andhra Pradesh.

1. Title deed, sale deed, partition deed, release deed
2. Address proof
3. Survey number
4. Property details
5. Property registration number along with the date and the book number along with the applicant’s signature
6. Property registration document

What are the Eligibility Criteria to Apply for EC in Andhra Pradesh?

To apply for an Encumbrance Certificate (EC) in Andhra Pradesh, the applicant must meet several eligibility criteria:

• Property ownership: Applicant must be the property owner or an authorised representative.
• Property documents: Must possess valid property documents, including a sale deed or partition deed.
• Identity proof: Provide government-issued ID proof (Aadhar, PAN, Voter ID).
• Payment of fees: Ensure that the required application fee is paid.
• Registration details: Property must be registered with the Andhra Pradesh sub-registrar's office.
• NOC requirement: Obtain a No Objection Certificate (NOC), if the property has multiple owners.
• Accurate Details: Submit correct details to avoid application rejection.

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Here are the steps to obtain an Encumbrance Certificate online in Andhra Pradesh.

1. Visit the Registration and Stamps Department portal on IGRS.
2. Navigate to the ‘Encumbrance Search (EC)’.
3. If you are a new member on the website, then you may proceed to register yourself on the portal by clicking on the ‘Click Here’ option.
4. Proceed to entire the required details and then click on ‘Submit’.
5. You will receive the login credentials will be sent to you via an SMS. Proceed to input the username and password. An OTP will be sent on your registered mobile number, enter the OTP along with the captcha code and click on ‘Submit’.
6. After logging in navigate to the ‘Public Online Services’ and click on ‘Encumbrance Certificate’.
7. Enter the required details and click on ‘Submit’ and provide.
   a. Document number
   b. Registration year
   c. SRO name or code
8. Details of your property will be displayed and then proceed to click on ‘Next’.
9. An option to download a signed and unsigned EC will be provided.
10. To download an Unsigned Encumbrance Certificate, click on the displayed link and proceed to click on ‘Select All’.
11. Click on Download Encumbrance Certificate.
12. In case you want a Signed Encumbrance Certificate, click on the signed certificate option.
13. An OTP will be sent to your registered mobile number. Enter the OTP and proceed to download the signed Encumbrance Certificate.

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1. Purpose:

The primary purpose of the EC AP is to provide details about the financial and legal transactions related to a property for a specified period.

2. Issuing authority:

The document is issued by the Department of Registration and Stamps in Andhra Pradesh. The Sub-Registrar offices across the state handle the issuance of encumbrance certificates.

3. Scope of information:

The certificate typically includes details of all transactions, such as sale deeds, mortgages, and transfers, involving the property during the specified period.

4. Validity:

The EC AP is usually issued for a specific period, and it reflects the transactions registered during that time. It provides a snapshot of the property's encumbrance history during that duration.

5. Applicability:

The certificate is crucial during property transactions, including buying, selling, or mortgaging a property. Financial institutions often require it when individuals apply for home loans or mortgages.

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Importance of an Encumbrance Certificate in Andhra Pradesh

Here are a few reasons why an Encumbrance Certificate is important:

1. The EC AP plays a vital role in property transactions and financial dealings.
2. It serves as proof of a clear title, providing assurance to property buyers regarding the absence of legal or financial liabilities.
3. Facilitating loan approvals, this document aids in risk assessment and holds legal validity, enhancing transparency in property transactions.
4. Crucially, it verifies property ownership, helping to prevent fraudulent transactions and ensuring compliance with legal requirements.
5. Acting as a comprehensive record, the Encumbrance Certificate offers peace of mind to buyers and contributes to the smooth and transparent functioning of the real estate market.

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Follow these simple steps to download the Encumbrance Certificate (EC) online in Andhra Pradesh:

1. Visit the official website: Go to the Andhra Pradesh Property and Registration Department’s official website.
2. Login or register: Log in using your credentials or register as a new user if you don’t have an account.
3. Select EC service: Navigate to the "Encumbrance Certificate" section from the available online services menu.
4. Enter property details: Provide details such as the district, sub-registrar office, property registration year, and document number.
5. Search EC: Submit the details to search for the Encumbrance Certificate related to your property.
6. Preview the EC: Verify the details of the displayed EC to ensure accuracy.
7. Download the EC: Once verified, click on the “Download” button to save the certificate in PDF format.

It is best to cross-check all the documents and details before submitting an EC as an EC is an official document and the details recorded on it are as per your submission and cannot be changed. In case there are any cleric errors in the EC you will need to apply for a rectification deed along with the documents as proof for the errors.

State Wise Encumbrance Certificate