Air conditioners

With scorching summers and rising temperatures, air conditioners (ACs) have become a near-necessity in India. The hot and humid climate can significantly impact comfort and well-being at home. ACs provide cool air, improving sleep quality and productivity. For those concerned about upfront costs, many retailers offer ACs on EMI with the Bajaj Finserv EMI Network. These AC EMI options allow you to spread the cost over manageable monthly installments, making it a more accessible cooling solution.

Buying the latest air conditioners on the Bajaj Finserv EMI Network is quick and hassle-free. Shop for the best air conditioners from top brands like Blue Star, Godrej, LG, Onida, Hitachi, Voltas, and Haier on easy EMIs.

Make your home cool and comfortable by upgrading your AC to a powerful model from reputed brands like CarrierWhirlpoolLloyd, Blue Star, or Samsung. Shop on the Bajaj Finserv EMI Network and get your air conditioner on EMI.

You can now shop for 1 million+ products, including the latest air conditioners on the Bajaj Finserv EMI Network. Shop for up to Rs. 3 lakh on easy EMIs and repay comfortably over a tenure of 1 to 60 months.

Visit any of our partner stores, select the air conditioner you wish to buy and divide its cost into easy EMIs. You can also shop for the latest air conditioner on EMI on Bajaj Mall and avail benefits like free home delivery, zero down payment on select products and a No Cost EMI facility.

You can use our mobile app to make your transactions smoother. Download Now

Apply for Bajaj Finserv Insta EMI Card

What to look for before buying air conditioners

Before buying an air conditioner, consider energy efficiency ratings (EER or SEER), size and capacity suited to your room, and noise levels. Look for additional features like programmable thermostats, sleep modes, and Wi-Fi connectivity for remote control. Check warranty terms and customer reviews for reliability and after-sales service. Evaluate the initial cost against long-term energy savings to ensure the best investment.

Different types of air conditioners

Air conditioners come in various types, each catering to different needs and spaces:

  1. Window AC: Ideal for single rooms, mounted on windows or walls.
  2. Split AC: Consists of indoor and outdoor units, suitable for larger rooms.
  3. Portable AC: Movable units, good for temporary cooling.
  4. Central AC: Provides cooling for entire homes via ductwork.
  5. Ductless Mini-Split: Flexible for individual rooms without ducts.
  6. Hybrid AC: Combines electric and gas power for efficiency.
  7. Geothermal AC: Uses the earth's constant temperature for energy-efficient cooling.
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You can easily buy an AC on Bajaj Mall using the Bajaj Finserv Insta EMI Card

If you are a Bajaj Finserv Insta EMI Card holder, follow the below-mentioned steps to shop online:

  1. 1 Go to the Bajaj Mall website and log in with your registered mobile number
  2. 2 Choose an air conditioner and a repayment timeline
  3. 3 Add your delivery address
  4. 4 Provide the OTP sent to your phone to complete the purchase

Shopping on Bajaj Mall also offers you other benefits such as the No Cost EMI facility, zero down payment, and free home delivery on select products.

Additionally, you can shop for the latest air conditioner on No Cost EMI through other e-commerce websites such as Amazon, Flipkart or from a brand’s own e-store.

If you have the Bajaj Finserv EMI Network Card, you can effortlessly shop for air conditioners, laptops, smartphones, and other electronics on Bajaj Mall.

Apply for Bajaj Finserv Insta EMI Card

Top features of window ACs and split ACs

Here’s a closer look at some of the key features of window ACs:

  • Budget-friendly: Perfect for renters or tight budgets.
  • Limited power and efficiency: Better for small rooms. Less energy-efficient, leading to higher electricity bills.
  • Noisier operation: The compressor unit sits inside, creating more noise.

Let us also look at some key features of split ACs:

  • Quieter and more powerful: Compressor outdoors for peaceful cooling. Handles larger spaces effectively.
  • Energy-efficient savings: Uses inverter technology to save on electricity costs in the long run.
  • Professional installation and design: Require professional help to set up. Indoor unit offers a sleeker look.

Top features of portable ACs

Flexibility and convenience: Wheels allow you to move cooling to any room. Perfect for spot cooling or non-permanent spaces.

Easy setup: No installation required but needs a window exhaust hose to remove hot air.

Limited cooling power: Best for small rooms. May struggle in very hot climates or large spaces.

Less efficient and noisier: Generally, less energy efficient than fixed ACs. Can be noisier due to the compact design.

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Buy air conditioners at a store near you

Steps to shop at a store

  1. 1 Visit a Bajaj Finserv partner store in your vicinity
  2. 2 Select a suitable repayment tenure
  3. 3 Provide EMI Network Card details or opt for in-store financing
  4. 4 Share the OTP sent to your registered phone number

You can also shop at any of our 1.5 lakh+ partner stores in 4,000+ cities across India. Visit a partner store near you and choose the air conditioner model that suits your needs. Select a comfortable repayment tenure and use your EMI Network Card to make the payment. Share your EMI Network Card details along with the OTP received on your mobile number with the in-store representative to complete the transaction.

If you do not have the Bajaj Finserv EMI Network Card, use our in-store financing facility. This will help you buy an air conditioner on easy EMIs in just a few minutes. Provide basic documents such as your address proof, a cancelled cheque, and a signed ECS mandate to our in-store representative.

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Frequently asked questions

How can I buy ACs on EMI?

You can buy AC on EMIs without a credit card on the Bajaj Finserv EMI Network. Visit a partner store, select your favourite AC, and pay for it with your EMI Network Card.

Apply for Bajaj Finserv Insta EMI Card

Where can I shop for appliances on EMI in India?

You can shop for ACs and other appliances on easy EMIs from 1.5 lakh+ partner stores in more than 4,000 cities in India. Use the store locator to find a partner near you or shop online from platforms like the Bajaj Mall or Amazon.

How can I avail a consumer durable loan to buy ACs on EMI?

Visit any partner store, contact our representative, and complete the process to get a loan for your AC purchase. If you already have an EMI Network Card, provide details to buy an AC on EMI.

What are the benefits of shopping on the Bajaj Finserv EMI Network?

The Bajaj Finserv EMI Network allows you to shop for up to Rs. 3 lakh and repay the amount easily over tenure of 1 to 60 months. For more information about the features and benefits of the Bajaj Finserv EMI Network, click here.

Check Insta EMI Card Features and Benefits

What documents are required to avail No Cost EMIs?

If you do not have the Bajaj Finserv EMI Network Card, you will need to submit a basic KYC document (copy of PAN), address proof (OVD and DOVD), a cancelled cheque, and a signed ECS mandate.

‘Officially Valid Document’ OVD means the:

  1. Passport
  2. Driving licence
  3. Proof of possession of Aadhaar number
  4. Voter's Identity Card issued by the Election Commission of India
  5. Job card issued by NREGA duly signed by an officer of the State Government and a letter issued by the National Population Register containing details of name and address.

Provided that,

a. Where the customer submits his proof of possession of Aadhaar number as an OVD, he may submit it in such form as issued by the Unique Identification Authority of India.

b. Where the OVD furnished by the customer does not have an updated address, the following documents or the equivalent e-documents thereof shall be deemed to be OVDs for the limited purpose of proof of address:

  1. Utility bill, which is not more than two months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill).
  2. Property or municipal tax receipt.
  3. Pension or Family Pension Payment Orders (PPOs) are issued to retired employees by Government Departments or Public Sector Undertakings if they contain the address.
  4. Letter of allotment of accommodation from employer issued by State Government or Central Government Departments, statutory or regulatory bodies, Public Sector Undertakings, scheduled commercial banks, financial institutions, and listed companies and leave and licence agreements with such employers allotting official accommodation.

c. The customer shall submit OVD with the current address within a period of three months of submitting the documents specified at ‘b’ above.

Check Insta EMI Card Eligibility

How do I get an NDC, Statement of Account, and other loan-related documents?

Get these documents through the customer portal - My Account, or call customer care at +91 8698010101 (charges apply).

What is the interest payable on ACs bought on the Bajaj Finserv EMI Network?

When you shop on the Bajaj Finserv EMI Network, only the cost of your purchase is divided into EMIs. It means that you can buy an AC on easy EMIs without paying anything extra.

What should I check before buying an AC?

To select a suitable AC, consider factors such as the BEE star rating, room size, AC capacity, filter type, condenser type, and cooling modes. You can also refer to our AC buying guide to find a model that perfectly matches your needs.

What are the different types of ACs available in the market?

There are several AC options to choose from. Window ACs are budget-friendly and self-installable, but cool limited areas. Split ACs are quieter, more efficient, and better for larger spaces, though they require professional installation. Portable ACs offer flexible room-to-room cooling but have lower power and efficiency. For multi-room cooling, ductless mini-split systems provide individual temperature control.

How much do ACs generally cost?

AC prices in India typically range from Rs. 20,000 to Rs. 70,000 depending on type, size, and features. Window ACs are generally cheaper, while split ACs are pricier but more efficient. Expect to pay more for features like inverter technology for energy savings.

What factors can affect the prices of ACs?

The price of an AC in India hinges on several factors. Type (window ACs being cheapest), size (needed cooling capacity), and features (inverter technology for efficiency) all play a role. Even brand reputation can influence the cost. During peak summer months, prices may rise slightly.

How long does it take to get EMI approval for an air conditioner?

EMI approval for an air conditioner usually takes a few minutes to a couple of hours, depending on the lender and the customer's credit profile.

Should I choose an air conditioner based on my EMI budget or desired features?

It's best to balance your EMI budget with desired features. Ensure the AC meets your cooling needs and energy efficiency standards while remaining affordable within your monthly budget.

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