One of the most common concerns users face is when a payment fails, but the amount is deducted from their bank account. This issue can arise due to reasons such as technical glitches, poor internet connectivity, or server downtime.
Why this happens:
- Network interruptions: Unstable internet connectivity during the transaction can cause payment failures.
- Bank or server issues: Delays in communication between your bank and the DHBVN server may lead to transaction errors.
- App timeout: If the app session expires during payment, the transaction may fail.
How Bajaj Finserv ensures security:
Bajaj Finserv employs advanced security protocols to ensure that your money is safe. Even if a payment fails, the deducted amount is either refunded to your account or adjusted against the pending bill.
Steps to resolve the issue:
- Check transaction status: Open the Bajaj Finserv app and navigate to the ‘Transaction History’ section to verify the payment status.
- Wait for auto-refund: In most cases, the amount is automatically refunded to your bank account or wallet within 2–3 working days.
- Contact support: If the refund is not processed, use the in-app customer support feature to raise a query. Provide your transaction ID and payment details for faster resolution.
- Reattempt payment: Once the refund is confirmed, you can safely retry the payment through the app.
Login to the Bajaj Finserv app now to check your DHBVN payment status!