Features and benefits business term loans
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Quick approval and instant money
Apply online through a simple process and get your loan amount in the bank within 24 hours* of approval.
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Repayment flexibility
With a term business loan from Bajaj Finserv, you can pay off your dues with a tenor ranging up to 96 months.
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Flexi loan facility
The Flexi loan facility allows you to lower your EMIs by up to 45%*.
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Online account management
Manage your term loan account with Bajaj Finserv’s online customer portal- Experia.
Eligibility criteria and documents required for business term loans
To meet the financial requirements of businesses, Bajaj Finserv provides term loans that have simple eligibility criteria.
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Business vintage
At least 3 years
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CIBIL score
Check your CIBIL Score for FREE685 or above
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Age
21 to 80 years*
(*Age should be 80 years at Loan Maturity) -
Citizenship
Indian resident
Interest rate and charges of business term loans
Enjoy low and attractive interest rates on business term loans, with zero hidden charges. You can use our business loan EMI calculator to estimate your monthly repayments easily and plan your finances better. Please go through our terms and conditions to learn about other applicable charges or contact us for further enquiries. For the complete list of charges, click on “Business Loan Interest Rates.”
How to apply for business term loans
Click on the ‘CHECK ELIGIBILITY' button on this page.
Enter your 10-digit mobile number and OTP.
Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid Term.
Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
Complete your KYC and submit your business loan application.
For self-employed individuals looking for financial assistance, you may also consider applying for a personal loan for self-employed to fulfill your financial needs.
Helpful resources and tips for business loan borrowers
Frequently asked questions
Here is the process of applying for a term loan from Bajaj Finserv:
- Click here to apply
- Fill in the details and submit it
- Bajaj Finserv representatives will call you for further processing
No, you can avail of a term loan from Bajaj Finserv without any collateral.
Yes, presenting the income tax return papers improves your chances of securing a term loan.
Yes, you can use a term loan from Bajaj Finserv to meet any business needs, including funding working capital needs.
