Features and benefits

  • Quick approval and instant money

    Quick approval and instant money

    Apply online through a simple process and get your loan amount in the bank within 24 hours* of approval.

  • Repayment flexibility

    Repayment flexibility

    With a term business loan from Bajaj Finserv, you can pay off your dues with a tenor ranging up to 96 months.

  • Flexi loan facility

    Flexi loan facility

    The Flexi loan facility allows you to lower your EMIs by up to  45%*.

  • Online account management

    Online account management

    Manage your term loan account with Bajaj Finserv’s online customer portal- Experia.

Eligibility criteria and documents required

To meet the financial requirements of businesses, Bajaj Finserv provides term loans that have simple eligibility criteria.

  • Business vintage

    Business vintage

    At least 3 years

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 or above

  • Age


    24 years to 80 years*
    (*Age should be 80 years at Loan Maturity)

  • Citizenship


    Indian resident

Interest rate and charges

Term loans for businesses come with nominal interest rates and no hidden charges. To view the list of the fees applicable on this loan, click here.

Frequently asked questions

How to apply for a term loan from Bajaj Finserv?

Here is the process of applying for a term loan from Bajaj Finserv:

  • Click here to apply
  • Fill in the details and submit it
  • Bajaj Finserv representatives will call you for further processing
Do I need any collateral to get a term loan from Bajaj Finserv?

No, you can avail of a term loan from Bajaj Finserv without any collateral.

Is it necessary to submit income tax return documents for loan approval?

Yes, presenting the income tax return papers improves your chances of securing a term loan.

Can I use a term loan from Bajaj Finserv to fund working capital requirements?

Yes, you can use a term loan from Bajaj Finserv to meet any business needs, including funding working capital needs.

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