Published Feb 1, 2026 4 Min Read

Business loan in Thane

 
 

Bajaj Finserv offers tailored business loans in Thane, designed to support entrepreneurs and small business owners in managing working capital, expanding operations, or investing in new projects. With flexible repayment options, quick approvals, and minimal paperwork, these loans cater to businesses of all sizes and sectors. You can also check your pre-approved business loan offer to see if you qualify instantly.

Features and benefits for business loan in Thane

Bajaj Finserv provides a range of business loan features and benefits of a business loan to help your business grow efficiently. Key features include:

  • Loan Amount: Borrow funds according to your business requirements.
  • Flexible Repayment: Choose convenient EMI options through the flexi business loan facility.
  • Quick Approval: Fast processing ensures timely access to funds.
  • Minimal Documentation: Simplified paperwork makes the loan process straightforward.
  • Use of Funds: Ideal for working capital, equipment purchases, expansion, or other business needs.

Documentation and eligibility criteria for business loan in Thane

To apply for a business loan in Thane, you must meet specific criteria and submit the required documents. You can also check your business loan eligibility online to see instantly if you qualify.

Eligibility Criteria:

  • Must be a resident of India with a registered business.
  • Business should have been operational for a minimum period (as per bank policy).
  • A good credit score improves approval chances.

Required Documents:

  • Identity proof (Aadhaar, PAN, Passport, etc.)
  • Address proof (utility bills, rental agreement, etc.)
  • Business proof (GST certificate, registration documents, or licences)
  • Bank statements and financial statements

Interest rates and charges for business loan in Thane

Bajaj Finserv offers competitive business loan interest rate options to suit different business needs. Key highlights include:

  • Transparent interest rates based on loan amount and tenure.
  • No hidden charges; processing fees are disclosed upfront.
  • Use the business loan EMI calculator to estimate EMIs and plan repayments effectively.

How to apply for a business loan in Thane

Applying for a business loan in Thane is simple:

  • Check Eligibility: Ensure your business meets the eligibility criteria.
  • Apply Online or Offline: Submit your application on the Bajaj Finserv website or at a branch.
  • Submit Documents: Provide or upload the required KYC and business documents.
  • Loan Approval: Eligible loans are approved quickly.
  • Disbursal: Once approved, funds are transferred to your account promptly.

Apply for business loan in nearby cities of Thane

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HSN code and GST rate finder

Frequently Asked Questions

Can I get a business loan without collateral in Thane?

Yes, Bajaj Finserv offers collateral-free loans of up to Rs. 80 lakh, making it convenient for small business owners to access funds without risking their assets.

Are there any hidden charges with business loans in Thane?

No, all charges, such as processing fees (up to 4.72%), Flexi facility charges, and prepayment fees, are transparently disclosed beforehand by Bajaj Finserv. There are no hidden fees.

Can I get a business loan in Thane if I have a low credit score?

Bajaj Finserv generally requires a CIBIL score of at least 685 for unsecured loans. If your score is lower, you might need to opt for a secured loan or take steps to improve your score before applying.

How long does it take to get approval for a business loan in Thane?

Bajaj Finserv provides instant approvals for eligible applications. However, final disbursal depends on timely submission of the necessary documents.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.


Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000