Bajaj Finance in your state
Assam, a beautiful and resource-rich state in Northeast India, is known for its lush tea gardens, the iconic one-horned rhinoceros of Kaziranga National Park, and the revered Kamakhya Temple in Guwahati. The state is also a major producer of oil, natural gas, coal, and limestone, contributing significantly to its economy. With fertile land and favourable climate, Assam plays a key role in India’s agricultural output, especially in tea, rice, and mustard production.
Agriculture remains the primary source of livelihood in Assam, employing nearly 69% of its population. In recent years, the state has also seen growth in small-scale industries and plantation-based businesses. With growing demand for modern tools and efficient farming methods, many business owners are now looking to invest in upgraded machinery and better infrastructure to stay competitive and increase productivity. However, starting or expanding ventures often require substantial capital for hiring staff, improving infrastructure, and managing day-to-day operations.
Avail of a Bajaj Finserv Business Loan in Assam to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Assam. The entire process is online, no branch visit required:
Check your offer in Assam with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Features and benefits
-
Financing up to Rs. 80 lakh
Meet any small or major business requirement with a lump-sum credit of up to Rs. 80 lakh.
-
Unsecured loan
Expand your business operations effortlessly without pledging any collateral.
-
Get money transferred in 48 hours
Expect the loan amount in your bank account within 48 hours* post verification with our fastest fund transfer policy.
-
Hassle-free loan application process
Bajaj Finance offers easy-to-meet eligibility criteria and requires you to submit only the basic documents to qualify for your desired funds.
-
Flexible repayment options
Repay easily over your choice of tenure within up to 96 months. Know your monthly repayments using our Business Loan EMI Calculator and pick a loan tenure accordingly.
-
Zero hidden charges
We assure you of complete transparency and no hidden charges. For more information, please go through our terms and conditions.
-
Online account access
Access your loan account through the Bajaj Finserv customer portal - My Account and get your loan-related queries.
-
Flexi Loan facility
With our Flexi Loan facility, you can borrow multiple times and pay only interest as EMIs.
Assam, known for its natural beauty and rich cultural heritage, has also become a prominent hub for education in Northeast India. The state is home to several top universities, colleges, and research institutions, particularly in fields like agriculture, engineering, and tea research. With its strong academic infrastructure and vibrant learning environment, Assam attracts students from across the country and beyond, offering them diverse opportunities for higher education.
In addition to its educational growth, Assam is a key player in India’s agriculture, tea production, and oil industries. The state’s tea gardens and agricultural sectors are major contributors to its economy, and with a growing demand for modern technologies, there are ample opportunities for businesses to thrive. The rise of small-scale industries and local enterprises, especially in sectors like tea production and handicrafts, continues to drive economic growth and create jobs for skilled professionals.
If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced state, Bajaj Finserv offers a simple solution. You can apply for a business loan in Assam with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Assam. No branch visit needed to check your eligibility.
Documentation and eligibility criteria
-
CIBIL Score
Check your CIBIL Score for FREE685+
-
Citizenship
Indian, residing in India
-
Business vintage
Should be at least 3 years
-
Annual turnover
Duly audited for the last year by a CA
-
Age
24 years to 80 years*
(*age should be 80 years at loan maturity)
Besides meeting the eligibility requirements, make sure to attach all required documents with your application form. You may need to submit additional financial documents, of which you will be informed later. For the complete list of documents required, click here.
Interest rates and charges
Enjoy nominal business loan interest rates and minimum processing charges with a Bajaj Finserv Business Loan. Please go through our terms and conditions or contact us to have better clarity. For the complete list of charges, click here.
Frequently asked questions
To apply for our business loan, you should be between 24 years and 80 years of age (80 years or younger at the end of the loan tenure), with a CIBIL Score of 685 or higher. Your business should also be at least 3 years old. To apply for our business loan, you should be between 18 and 80 of age (80 or younger at the end of the loan tenure), with a CIBIL Score of 685 or higher. Your business should also be at least 3 years old. If you require funds to manage your business needs, check your business loan eligibility and apply for a loan now.
Yes, you can opt for business loan of up to Rs. 80 lakh from Bajaj Finance.
