Published Dec 22, 2025 4 Min Read

Payment failed but amount deducted Bangalore electricity bill paid on Bajaj Finserv

A failed payment can be frustrating, especially when the amount has already been deducted from your account. Here are some common reasons for this issue and how to resolve it:

Reasons for payment failure:

  1. Network interruptions: Unstable internet connectivity during the transaction may cause payment failure.
  2. Bank server downtime: If your bank’s server is unresponsive, the transaction may not be processed.
  3. Incorrect payment details: Errors in account numbers or bill details can lead to failed payments.
  4. Technical glitches: Temporary issues in the payment gateway or app can also result in failure.

Steps to resolve payment failures:

  1. Check your transaction status:
    • Log in to the Bajaj Finserv app using your registered mobile number.
    • Navigate to the ‘Transaction History’ section to verify the status of your payment.
  2. Verify your bank statement: Ensure the amount has been debited from your account.
  3. Contact Bajaj Finserv support: Use the Bajaj Finserv chatbot to raise a query. Provide your transaction ID and other relevant details for quicker resolution.
  4. Retry payment if necessary: Once the issue is resolved, you can attempt the payment again.

Pro-tip: Save your transaction receipt or screenshot to use as proof in case of disputes.

Cannot fetch Bangalore electricity bill on Bajaj app with account number

Sometimes, users may face difficulty fetching their electricity bill details on the Bajaj Finserv app. This issue is usually caused by incorrect inputs or technical errors.

Common causes:

  1. Incorrect account details: Double-check your account number or customer ID for errors.
  2. App updates: Outdated app versions may not function correctly.
  3. System errors: Temporary server issues can prevent bill retrieval.

Steps to fix the issue:

  1. Verify your account details: Ensure you have entered the correct account number and other required information.
  2. Update the app: Visit the Google Play Store or Apple App Store to download the latest version of the Bajaj Finserv app.
  3. Clear app cache: Go to your phone’s settings, select the Bajaj Finserv app, and clear its cache to resolve potential glitches.
  4. Contact support: If the issue persists, use the Bajaj Finserv chatbot to report the problem and get assistance.

Pro-tip: Always cross-check your account details before proceeding with payments.

Bangalore Electricity Bill status not updated after payment through Bajaj Pay

Delayed updates in bill status can occur due to processing times or technical issues. Here is how to address this problem:

Causes of delayed updates:

  1. Processing time: Payments may take up to 24 hours to reflect in the system.
  2. System glitches: Temporary errors in the app or payment gateway can delay updates.
  3. Incorrect bill details: Errors in the bill reference number can cause mismatches.

Steps to resolve:

  1. Refresh the app: Log out and log back in to the Bajaj Finserv app to check for updates.
  2. Verify payment receipt: Ensure you have a successful transaction receipt as proof of payment.
  3. Contact Bajaj Finserv support: Use the chatbot to raise a query and provide your transaction details for resolution.

OTP delay when paying Bangalore electricity bill via Bajaj Finserv app

An OTP delay can disrupt your payment process. Here are possible reasons and solutions:

Causes of OTP delays:

  1. Network issues: Weak mobile signals may delay OTP delivery.
  2. Server overload: High traffic on the payment server can cause delays.
  3. Incorrect mobile number: Ensure your registered mobile number is correct.

Steps to fix OTP delays:

  1. Check your network connection: Ensure you have a stable mobile signal.
  2. Resend OTP: Click on the ‘Resend OTP’ option in the app.
  3. Restart your phone: Sometimes, restarting your device can resolve network-related issues.
  4. Contact support: If the problem persists, reach out to Bajaj Finserv via chatbot.

Cannot download Bangalore electricity bill receipt after paying

If you are unable to download your payment receipt, follow these steps:

Causes:

  1. App freezing: Temporary app issues can prevent receipt downloads.
  2. Incorrect file format: Ensure your device supports the receipt file format.

Steps to retrieve your receipt:

  1. Log in to the Bajaj Finserv app: Navigate to the ‘Transaction History’ section.
  2. Locate your payment: Find the specific transaction and select the ‘Download Receipt’ option.
  3. Clear app cache: If the app is unresponsive, clear its cache and try again.
  4. Contact support: Use the chatbot to request a copy of your receipt.

Wallet amount not refunded after failed Bangalore electricity payment

Refund delays can occur due to processing times or technical glitches. Here is how to resolve this issue:

Causes of refund delays:

  1. Processing time: Refunds can take 7–10 working days to reflect in your wallet.
  2. System errors: Temporary glitches may delay the refund process.

Steps to resolve:

  1. Check refund status: Log in to the Bajaj Finserv app and navigate to the ‘Wallet’ section.
  2. Raise a query: Use the chatbot to raise a refund request with your transaction details.
  3. Escalate the issue: If the refund is not processed within the stipulated time, escalate the complaint through the Bajaj Finserv portal.

Cashback not credited after Bangalore electricity bill payment via Bajaj app

If you have not received your cashback, follow these steps:

Causes:

  1. Offer conditions not met: Ensure you have met all terms and conditions for the cashback offer.
  2. Processing time: Cashback credits may take a few days to reflect.

Steps to claim cashback:

  1. Verify offer eligibility: Check the terms and conditions of the cashback offer.
  2. Track cashback status: Log in to the app and navigate to the ‘Rewards’ section.
  3. Contact support: Raise a query via chatbot if your cashback is not credited.

How to raise a Bangalore electricity complaint if paid but service is not updated

If your payment is successful but your electricity service is not updated, here is what you can do:

Steps to raise a complaint:

  1. Log in to the Bajaj Finserv portal: Use your registered mobile number to access your account.
  2. Navigate to the ‘Service’ section: Select the relevant complaint category.
  3. Submit proof of payment: Attach your transaction receipt for verification.
  4. Track complaint status: Use the portal or app to monitor the progress of your complaint.

Overcharged on Bangalore electricity after paying via Bajaj Finserv – why?

If you notice an overcharge on your bill, it could be due to errors or penalties. Here is how to address the issue:

Causes:

  1. Billing errors: Incorrect calculations or duplicate charges.
  2. Late payment penalties: Charges applied for delayed payments.

Steps to resolve:

  1. Verify bill details: Cross-check your bill for errors.
  2. Raise a dispute: Use the Bajaj Finserv chatbot to report the issue and provide supporting documents.
  3. Contact customer support: Seek assistance to resolve overcharge complaints.

Frequently Asked Questions

Why did I not receive a receipt after Bangalore bill payment?

Delays can occur due to system errors. Check the ‘Transaction History’ section in the app to download your receipt.

How to resolve ‘Bajaj Pay OTP not received’ during Bangalore payment?

Ensure a stable network connection and request a fresh OTP. Restart your phone if the issue persists.

What should I do if my Goa bill payment is deducted but not updated?

Verify your transaction status in the app and raise a query via the chatbot.

Are there rewards for paying Bangalore bills via Bajaj Finserv?

Yes, cashback and rewards are available on eligible transactions. Check the ‘Rewards’ section in the app for details.

How to check past Bangalore bill payment history?

Log in to the Bajaj Finserv app, navigate to ‘Transaction History,’ and filter by date or biller.

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Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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