3 min
25-September-2025

Choosing between a window AC and a split AC can be confusing, especially when both offer unique benefits. Whether you want an affordable cooling option for a small room or a powerful and quiet model for your living space, the right choice depends on your needs. But high prices can make people delay the purchase.

Now upgrade to the window or split AC that best fits your space without using all your savings. Visit one of the 1.5 lakh plus Bajaj Finserv partner stores in 4,000 cities in India, choose your favourite model, and use the Easy EMI Loan of up to Rs. 5 lakh to make the purchase. Convert the cost into Easy EMIs that match your monthly budget, and even enjoy zero down payment on select models. You can check your loan eligibility online within minutes, so you know exactly what you can buy before stepping into the store.

Check your loan eligibility online in minutes—so you know exactly what you can get, before you even step into the store.

Split AC or Window AC: Which is better-Key differences

When deciding between a split AC and a window AC, it’s essential to understand their key differences. Both types of air conditioners serve the same primary purpose—cooling your space—but they differ in design, efficiency, and installation. This comparison will help you make an informed decision based on your cooling needs and preferences. Below is a table highlighting the main distinctions between split air conditioners and window air conditioners.

Feature

Split AC

Window AC

Installation

Requires professional installation

Easy to install in a window slot

Design

Sleek, modern, and space-saving

Bulky, occupies window space

Cooling Efficiency

Higher efficiency, better for large rooms

Suitable for small to medium rooms

Noise Level

Quieter operation

Generally noisier during operation

Maintenance

Easier access for servicing

Requires frequent cleaning

Cost

Usually more expensive

Generally cheaper upfront

Additional Features

Often comes with advanced features

Basic functionality

 

Difference between split AC and window AC

Picking either a window AC or split AC can be quite the task. It is important to know about the differences as they can affect more than just the price you pay. Here is all you need to know:

Factor

Window AC

Split AC

Price

Window ACs are usually cheaper for the same tonnage. Installation and maintenance costs are also lower.

Split ACs are more expensive, with higher installation and maintenance costs.

Space Requirement

A single bulky unit; requires a large window or wall adjustment for installation.

Comes with 2 separate units (indoor and outdoor), offering more flexible installation.


Related articles: How to choose a home AC

Split AC or Window ACs- Which consumes less electricity

Simply comparing window AC vs. split AC, energy consumption numbers will not be different as similar rated units consume similar amounts of power. Further, in terms of AC efficiency, older air conditioners are not as forgiving and newer window AC and split AC models with inverter technology consume less power than their non-inverter counterparts. In the window vs split AC comparison, a lot boils down to the appliance’s BEE rating and the compressor technology employed.

You can also explore: 1 ton window ACs

Noise

A split AC is virtually silent whereas a window AC can be quite loud, even when not operating on a heavy load, as it is fitted to a window frame. Further, the compressor is responsible for most of the noise and in a window AC, the compressor, and the inner blower are one unit. This is not the case with split ACs as the inner and outer mechanisms are separate from each other. The compressor is housed in the outer unit, making it the quieter of the two.

Related articles: Best air conditioners (AC) with price list in India

Cooling capacity

The capacity of an AC, or its cooling ability, is based on its tonnage. However, split ACs are mounted high and designed for cooling larger spaces, whereas window ACs are better for air circulation in smaller rooms. It is also possible to get split ACs of a high tonnage, of above 2 ton ACs.

Maintenance and serviceability

The debate between a split AC and window AC – which is best in terms of maintenance, is actually a no-brainer. Since a window AC has just one unit, the cost of maintenance is low, and it is easier to service. However, since a split AC has 2 units, it is tougher to service and requires periodic maintenance to ensure optimal results.

Best-selling split ACs with updated prices

Split ACs

Price

Voltas 1.5 Ton 5 Star Split AC White (Copper Condenser, SAC185VVectraElite)

Rs. 75,990

 

Lloyd 1.5 Ton 5 Star BEE Rating Inverter Split AC White (GLS18I5FWCBP)

Rs. 44,000

 

Godrej 1.5 Ton 3 Star Inverter Split AC White (Copper Condensor, SIC 18TTC3-WWA)

Rs. 34,000

 

Blue Star 1.5 Ton 5 Star Split AC White (IA518DLU)

Rs. 41,990

 

Cenit 2 Ton 5 Star AI DUAL Inverter Split AC, Copper, Super Convertible 6-in-1 Cooling (CG20TFS, White)

Rs. 56,999

 

LG 1.5 Ton 3 Star Inverter Split AC White (Copper Condenser, PS-Q19ENXE)

Rs. 40,990

 

Daikin 1 Ton 3 Star BEE Rating Split AC White (Copper Condenser, FTL35UV16W1)

Rs. 46,000

 

Hitachi 1.5 Ton 3 Star Inverter Split AC (White, RSQG318HEEA)

Rs. 41,000

 

Carrier 1 Ton 5 Star Split AC White (Copper Condenser, 18K INDUS Nxi 5S)

Rs. 50,000

 

Panasonic 1.5 Ton 3 Star Inverter Split AC

White (Copper Condenser, CU-LU18YKY)

Rs. 40,990

 


Disclaimer: Features, availability, and LG air purifier prices can vary depending on the model and several other factors. For accurate and up-to-date information, please visit the official websites.

Note: You can use Bajaj Finserv’s financing options to split any purchase above Rs. 5,000 into Easy EMIs.                     

You can also explore the latest offers on a wide range of electronics and home appliances, making sure you get the best deal on every purchase.

Get air conditioners on Easy EMIs with Bajaj Finserv

Beating the summer heat with a new air conditioner is now simple and budget-friendly with Bajaj Finserv’s flexible financing options. Whether you are planning to buy a 1.5 ton inverter AC for your bedroom or a 5 Star split AC for your living room, you can make the purchase without straining your savings. You can also maximise your savings by using the Maha Bachat Savings Calculator. This smart tool combines brand offers, dealer discounts, and EMI schemes in one place—helping you bring down the total cost while paying in small, manageable instalments. Here is how you can get started:

  • Explore ACs on Bajaj Mall: Browse a wide range of ACs from trusted brands like LG, Samsung, BlueStar, and Voltas. Compare features such as energy ratings, inverter technology, cooling capacity, and design to find the perfect AC for your space.
  • Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the AC in person, check the specifications, and speak to experts before making your choice.
  • Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and convert the cost of your AC into convenient monthly instalments. On select models, you can even enjoy a zero down payment option.
  • Check your loan eligibility online: Plan your purchase better by checking your loan eligibility in just a few minutes. Simply enter your mobile number and OTP to know your pre-approved limit before you shop.
  • Use the EMI Network Card for instant checkout: Already have the Bajaj Finserv EMI Network Card? Use it for a quick, paperless purchase and convert your AC cost of up to Rs. 3 lakh into Easy EMIs right away.

People also search for:

ACs by brands:

Voltas ACs

Lg ACs  

Mitsubishi ACs  

Hitachi ACs  

Daikin ACs  

Samsung ACs  

Carrier ACs  

Lloyd ACs  

Godrej ACs  

Panasonic ACs  

IFB ACs  

Whirlpool ACs  

Blue Star ACs  

Haier ACs  

Onida ACs  

 

 

Different capacities of ACs:

1.5 ton air conditioners

1 ton air conditioners  

2 ton air conditioners  

2 ton air conditioners  

3 ton air conditioners  

 

 

 

 

Types of ACs:

Window ACs

Split ACs  

Inverter ACs  

 

ACs by Budget:

ACs under Rs. 20,000

 ACs under Rs. 25,000

 ACs under Rs. 30,000

 ACs under Rs.  40,000

Pro tip

Explore with rewards, cashbacks, coupons, and deals from Bajaj Finserv.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Frequently asked questions

Can I get ACs on EMIs?

Yes, you can purchase ACs with Bajaj Finserv’s Easy EMI options.

If you are an existing user of the Bajaj Finserv Insta EMI Card:

  • Explore a wide range of ACs on Bajaj Mall
  • Choose the preferred model and visit a Bajaj Finserv partner store to check it out in person
  • Use your EMI Network Card and avail of Easy EMIs for affordable monthly payments
  • Enjoy your new AC on Easy EMIs

If you do not have one, there is no need to worry. Check your eligibility for an Insta EMI Card and take the first step towards enjoying the affordability and convenience of Easy EMIs.

What is the difference between a split AC and a window AC?

Split AC and window AC are two common types of air conditioning systems. Split AC has separate indoor and outdoor units, offering better aesthetics, higher cooling capacity, energy efficiency, and lower indoor noise. However, it requires professional installation and has a higher upfront cost. Window AC is a single unit installed in a window or wall, suitable for smaller rooms, and has easier installation and lower cost. Yet, it may be less aesthetically pleasing and noisier. The choice depends on room size, budget, and preferences, with split AC being ideal for larger areas and window AC for smaller spaces.

What are the disadvantages of a window AC?

Window ACs come with several disadvantages that users should be aware of before making a purchase decision. One major drawback is their impact on aesthetics. These units can be visually intrusive, occupying window space and obstructing both indoor and outdoor views, affecting the overall appearance of the building. Additionally, window ACs often have lower cooling capacities compared to split ACs, making them less suitable for larger rooms or multiple spaces. Installation can be a challenge, as it requires cutting a hole in the wall or window, limiting flexibility for relocation or maintenance of the original structure. Noise can also be a concern, as all components, including the compressor, are in one unit, leading to higher indoor noise levels.

Why does a window AC consume more electricity than a split AC?

Window ACs generally consume more electricity than split ACs due to several reasons. First, window ACs have all their components in a single unit, including the compressor, which can lead to less efficient cooling. In contrast, split ACs have separate indoor and outdoor units, allowing for better temperature control and energy efficiency. Additionally, window ACs might have older technology and lower energy-saving features compared to split ACs, contributing to higher power consumption over time.

Which is more energy-efficient, a window AC or a split AC?

Split ACs are generally more energy-efficient than window ACs. They feature advanced technology, including inverter compressors and better energy ratings, leading to lower electricity consumption. Split ACs also offer better cooling efficiency and quieter operation, making them a preferred choice for energy-conscious consumers.

What factors should I consider before deciding between a window AC and a split AC?

Consider factors such as room size, installation complexity, noise levels, and budget. Split ACs are ideal for larger rooms and offer quieter operation but require professional installation and higher upfront costs. Window ACs are easier to install and more cost-effective but are noisier and less efficient.

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