How to Choose an AC for Your Home

Get information on how to choose an AC depending on your home’s layout and your budget. If you are looking to get a get AC, get yours on Easy EMIs with Bajaj Finserv.
Air Conditioners on Easy EMIs
5 mins read
19-Jan-2026

Upgrading your home with a new air conditioner is not only about staying cool. It is about comfort, energy savings, and making your living space more enjoyable. Did you know that choosing an energy-efficient AC can reduce your electricity bills by up to 30%? A 1.5-ton split AC can cost around Rs. 35,000 and still be budget-friendly when planned wisely.

With Bajaj Finserv, you can bring home your favourite electronics and appliances without exhausting your savings. Visit any of the 1.5 lakh partner stores across 4,000 cities in India, choose your preferred model, and use an Easy EMI Loan of up to Rs. 5 lakh. Convert the cost into Easy EMIs that suit your monthly budget, enjoy zero down payment on select models, and check your loan eligibility online in minutes before stepping into the store.

Buying a good air conditioner for your home not only offers respite from the summer heat, but also gives you the benefit of air purification all year round. Along with that, it provides humidity control in the monsoon, and heating in winter. With numerous options flooding the market, knowing how to select AC for your home will help you make an informed decision.

To enhance the benefits you can enjoy, make it a point to shop for a split air conditioner or a window AC this summer. This is the best time to invest in an AC.

Before you start shopping, take a quick look at the tips you should keep in mind to select the best AC for your home.

Factors to consider when choosing an AC for your home

When purchasing an air conditioner (AC), consider the following factors to make an informed decision:

  1. Room size: Choose an AC with the appropriate cooling capacity (measured in BTUs or tons) based on your room size. A small room requires less cooling power than a large living area.
  2. Energy efficiency: Look for ACs with high energy efficiency ratings (like the EER or ISEER). Energy-efficient models save electricity and reduce your utility bills.
  3. Type of AC: Decide between split ACs (with indoor and outdoor units) or window ACs (installed in a window frame). Split ACs are quieter and offer better aesthetics, while window ACs are more straightforward to install.
  4. Cooling speeds and modes: Check if the AC offers multiple cooling speeds, fan modes, and sleep functions. Some models also have features like turbo mode and dehumidification.
  5. Noise level: Consider the noise level (measured in decibels) of the AC. Quieter units are more comfortable, especially for bedrooms.
  6. Air quality features: Look for filters that improve indoor air quality. Features like HEPA filters, anti-bacterial coatings, and dust filters can enhance your overall comfort.
  7. Installation and maintenance: Factor in installation costs and ongoing maintenance. Regular cleaning and servicing are essential for optimal performance.

Choose the right type of AC for your needs

Choosing the correct AC type improves comfort saves energy and ensures reliable cooling that suits every room size at home.

  • Split air conditioners: Best for bedrooms and living rooms. They offer quiet operation and strong cooling. They also look neat and save space indoors.
  • Window air conditioners: Ideal for small rooms. They are easy to install and budget-friendly. They suit homes with limited wall space.
  • Portable air conditioners: Useful for rented homes. They can be moved between rooms. They are simple to set up and flexible to use.
  • Inverter air conditioners: Great for long daily use. They adjust cooling as needed. They save electricity and maintain steady room temperature.
  • Cassette and tower air conditioners: Suitable for large spaces. They cool faster and cover wide areas. They work well in halls and offices.

You must also check out the price list of ACs before making your choice. 

Check the cooling capacity

When selecting an air conditioner for home, it’s important to consider the cooling capacity based on room size. Use this AC cooling capacity chart as part of your air conditioner buying guide to help you choose the best AC for home use that suits your needs.

Area

Capacity in BTUs per hour

Tonnage of the AC

0 to 90 sq. ft.

~5,000

1

90 to 110 sq. ft.

~12,000

1.2

120 to 150 sq. ft.

~18,000

1.5

150 to 200 sq. ft.

~24,000

2


Note that several more factors, like the height of the room, average room temperature, floor number, and window size affect how quickly your AC will cool your room.

Benefits of an inverter AC

An inverter AC offers steady cooling lower power use and better comfort for daily home cooling needs.

  • Saves electricity every day: Inverter ACs adjust their speed based on room temperature. This reduces power use and helps lower monthly electricity bills.
  • Maintains steady room temperature: These ACs avoid frequent on and off cycles. This keeps the room cool without sudden temperature changes.
  • Operates with less noise: Inverter technology ensures quiet performance. It is ideal for bedrooms study rooms and work from home spaces.
  • Lasts longer with less wear: Smooth operation reduces strain on the compressor. This improves durability and lowers long term maintenance needs.
  • Cools faster during peak heat: Inverter ACs reach the desired temperature quickly. They deliver comfort even during extreme summer conditions.

Also read: Difference between 5 Star and 3 Star air conditioners

Price list of top selling home air conditioners in India (2025)

Discover the top-selling home air conditioners in India, offering a variety of features and cooling capacities. Use this guide as part of your air conditioner buying guide to make an informed decision when choosing the best air conditioner for home.

Brand

Model Code

Capacity

Star Rating

Type

Price

Godrej

GSC 12 FFZH 3 IDU 3S

1 Ton

3 Star

Split AC

Rs. 8,996

Voltas

SAC125V Vectra Elite

1 Ton

5 Star

Inverter Split AC

Rs. 34,990

Daikin

RKL50UV16VAF

1.5 Ton

3 Star

Split AC

Rs. 53,830

Samsung

AR50F18D13HNNA

1.5 Ton

3 Star

Inverter Split Smart AC

Rs. 72,790

Hitachi

RAS-G324PCCISS

2 Ton

3 Star

Inverter Split AC

Rs. 50,932


Disclaimer
: The features, availability, and pricing of each model are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website or visit any of the Bajaj Finserv partner stores.

You can also explore the latest offers on a wide range of electronics and home appliances, making sure you get the best deal on every purchase.

How to calculate the right AC size for your room

  • Measure your room area
    Note the length and width of the room. Larger rooms need higher cooling capacity for effective performance.
  • Match room size with tonnage
    Small rooms suit a one ton AC. Medium rooms need one point five ton. Large rooms require two ton models.
  • Consider ceiling height
    Taller ceilings increase cooling needs. Choose a higher capacity AC for rooms with extra height.
  • Check sunlight exposure
    Rooms with direct sunlight heat up faster. A higher tonnage AC helps maintain steady cooling.
  • Count people and appliances
    More occupants and devices generate heat. Choose a slightly higher capacity for better comfort.

Inverter AC versus non inverter AC which is best for home use

Comparing inverter and non inverter AC options helps you choose the right model for comfort savings and daily home use.

  • Power consumption difference
    Inverter ACs adjust speed and use less electricity. Non inverter ACs switch on and off and consume more power.
  • Cooling performance
    Inverter models maintain steady temperature. Non inverter models cause frequent temperature changes.
  • Noise levels
    Inverter ACs run quietly. Non inverter ACs are louder due to repeated start and stop cycles.
  • Long term savings
    Inverter ACs cost more initially but save money over time. Non inverter ACs are cheaper upfront.
  • Best choice for daily use
    Inverter ACs suit long daily usage. Non inverter ACs suit occasional cooling needs.

Get electronics and appliances on Easy EMIs with Bajaj Finserv

Upgrading your home with the latest electronics and appliances is now easier and more affordable with Bajaj Finserv’s flexible financing options. You can also maximise your savings by using Bajaj Finserv’s savings calculator—a smart tool that combines brand offers, dealer offers, and EMI offers, all in one place, helping you lower the overall cost while still paying in small, bite-sized instalments. Follow these steps to get started:

  • Explore products on Bajaj Mall: Browse a wide range of electronics and appliances from trusted brands. Compare features like energy ratings, storage capacity, performance settings, and design to choose the right product for your home.
  • Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.
  • Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.
  • Check your loan eligibility online: Plan better by checking your loan eligibility in minutes. Simply enter your mobile number and OTP to know your loan limit.
  • Use the EMI Network Card for purchases up to Rs. 3 lakh: Already own the Bajaj Finserv EMI Network Card? Use it for instant, paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs.

Do more with the Bajaj Finserv App!

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Frequently asked questions

Can I get air conditioners on EMI?

Yes, you can easily upgrade to a new air conditioner with Bajaj Finserv’s Easy EMI options. Whether you already have the EMI Network Card or are new to it, here is how you can get started.

If you have the Bajaj Finserv EMI Network Card:

  • Explore air conditioners on Bajaj Mall
    Choose from top brands offering models with fast cooling, inverter technology, and high energy efficiency ratings.
  • Visit a partner store
    Check out the latest air conditioners in person at any of 1.5 lakh partner stores across 4,000 cities.
  • Use your EMI Network Card at checkout
    Convert the total cost into Easy EMIs that fit your monthly budget.
  • Zero down payment on select models
    Bring home your air conditioner without paying anything upfront.

If you do not have an EMI Network Card:

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your favourite air conditioner easily and affordably.

What are the criteria for selecting an air conditioner?

When buying an AC, you should consider the room size, energy efficiency (SEER rating), cooling capacity, type (split or window), noise level, brand reputation, and additional features like programmable thermostats or air purifiers when buying an AC. Ensure compatibility with your space and prioritise energy-efficient models for long-term cost savings and environmental impact.

What factors should I consider before buying an AC?

Consider room size, cooling capacity (measured in tons), energy efficiency (star rating), type of AC (window, split, inverter), installation requirements, noise levels, maintenance needs, and budget. Additionally, look for features like air purification, smart connectivity, and after-sales service availability.

What are the different types of ACs available in the market?

The main types of ACs available are window ACs, split ACs, inverter split ACs, portable ACs, and cassette ACs. Each type caters to different needs, from basic cooling solutions to advanced, energy-efficient options suitable for various room sizes and configurations.

How do I determine the capacity of an AC based on my room size?

To determine AC capacity, use the general rule: 1 ton for rooms up to 120 sq. ft., 1.5 tons for 121-180 sq. ft., and 2 tons for 181-240 sq. ft. Factors like room insulation, number of occupants, and sunlight exposure may also affect the required capacity.

What do energy efficiency ratings like BEE star rating mean?

Energy efficiency ratings, such as the BEE star rating, indicate how efficiently an AC uses electricity. Higher star ratings (4 or 5 stars) signify better energy efficiency, leading to lower electricity bills. These ratings help consumers choose energy-saving appliances.

What features should I look for when buying an AC?

Look for features such as energy efficiency (high star rating), inverter technology, fast cooling, air purification, low noise levels, smart connectivity (Wi-Fi, app control), adjustable fan speeds, dehumidification, durable build quality, easy maintenance, and comprehensive warranty and after-sales support.

How can I protect my AC unit from rain damage?

Consider installing a weatherproof cover or having the unit placed in a sheltered location to protect it from direct rain exposure.

Should I cover my AC unit during heavy rains?

Yes, covering the unit during heavy rains can prevent water damage, especially if the AC is located outdoors.

Does rain cause my AC to freeze up?

Rain can increase humidity levels, which may cause freezing in some AC units if the condensation is not draining properly.

Can rain lead to electrical issues in an AC unit?

Yes, prolonged exposure to rain can potentially cause electrical short circuits or water damage to the internal components of an AC unit.

Does rain impact my AC unit’s condenser?

Heavy rain can affect the condenser, especially if it’s not covered, leading to corrosion or rusting.

Can rain cause AC refrigerant leaks?

If water enters the AC’s internal system, it could potentially damage components like the refrigerant lines, leading to leaks.

Does rain affect the airflow of my AC unit?

Rain may cause dirt or debris to accumulate in the external parts, which can affect airflow and the overall efficiency of the AC.

Should I clean my AC after it rains?

Yes, it’s a good idea to clean the AC, especially the filters, coils, and vents, to ensure that no moisture or debris affects its operation.

Is it okay to install an AC unit in a rainy area?

Yes, but make sure to choose a weather-resistant model, install it under a shelter, and regularly maintain the unit to prevent damage from rain.

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