Inverter vs Split ACs: Which is Better for Your Home

Inverter vs Split ACs: Which is Better for Your Home

Understand the differences and benefits of inverter ACs and split ACs for efficient cooling. Buy one on Easy EMIs from Bajaj Finance.

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In summary

 
 

A split AC and an inverter AC serve different needs. A standard split AC is suitable for occasional use, while an inverter AC adjusts compressor speed to improve energy efficiency and can help reduce electricity consumption over time. Split AC prices in India typically start from around Rs. 25,000 and can exceed Rs. 60,000, depending on the brand, capacity, and features.

  • Split ACs provide effective cooling for homes, offices, and bedrooms.
  • Inverter ACs use variable-speed compressors for more consistent cooling and improved energy efficiency.
  • Choose the right capacity based on your room size, such as 1-ton, 1.5-ton, or 2-ton.
  • A higher BEE Star Rating can help lower long-term electricity usage.
  • Compare cooling performance, energy efficiency, installation costs, and maintenance before making your decision.

You can also buy a new AC on Easy EMIs at over 1.5 lakh partner stores across 4,000 cities, including Reliance Digital, Croma, and Vijay Sales. 

Overview of inverter and split ACs

Inverter and split ACs are among the most popular air conditioning options for homes and offices, but they serve different purposes. An inverter AC uses variable-speed compressor technology to adjust cooling based on the room temperature, improving energy efficiency and comfort. A split AC refers to the air conditioner's design, with separate indoor and outdoor units, and it may be available in both inverter and non-inverter variants. Understanding these differences helps you choose an AC that matches your cooling needs, electricity usage, and budget.


If you want to replace your AC, visit any of Bajaj Finance's 1.5 lakh partner stores — like Vijay Sales, Croma, Reliance Digital, and more — across 4,000 cities, including Tier 2 cities like Jaipur, Lucknow, Kochi, Bhopal, and more in India. Choose your preferred model, then use the Bajaj Finance Insta EMI Card or Bajaj Finance Easy EMI Loan to finance it. Convert the cost into Easy EMIs that suit your monthly budget and enjoy zero down payment on select models — take it home without any upfront payment. Check your loan eligibility online in minutes so you know exactly what you can get before you step into the store. 

What are the pros and cons of inverter ACs and split ACs

Choosing between an inverter AC and a standard split AC depends on your budget, cooling needs, and daily usage. Inverter ACs are designed for better energy efficiency and consistent cooling, while standard split ACs are often more affordable upfront and work well for occasional use.


TypeProsCons
Inverter ACBetter energy efficiency, quieter operation, consistent cooling, and lower electricity consumption during regular useHigher purchase price and repair costs may be higher due to advanced components
Standard split ACLower upfront cost, simpler technology, and suitable for occasional cooling requirementsHigher electricity consumption, more temperature fluctuations, and louder operation compared with inverter ACs

If you use your AC for long hours every day, an inverter AC can help reduce electricity consumption over time. If you need cooling only for short periods or have a limited budget, a standard split AC can be a practical choice.

How do you choose the right AC for your home

Choose your AC based on two key factors: your room size and the number of hours you use it every day. An inverter AC is suitable for long daily usage and better energy savings, while a split AC is a practical choice for occasional cooling and lower upfront costs.

  • Room size: Ensure that the AC capacity matches your room size. A 1.5-ton AC is typically suitable for medium-sized rooms.
  • Energy efficiency: Inverter ACs are more energy-efficient, ideal for long-term use and reducing electricity bills.
  • Initial budget: Split ACs have a lower upfront cost but might be less efficient over time.
  • Cooling consistency: Inverter ACs provide consistent cooling without fluctuations, making them more comfortable.
  • Noise levels: Inverter ACs generally operate quieter, which is beneficial for bedrooms and study areas.
  • Maintenance and longevity: Consider the ease of maintenance and expected lifespan. Inverter ACs, while efficient, might have higher repair costs.

Selecting the right AC from brands like Mitsubishi AC or Panasonic AC for your home depends on several factors, including room size, budget, energy efficiency, AC technology, and specific cooling needs.

What is the price of inverter ACs and split ACs in India

Inverter ACs and split ACs in India start from around Rs. 31,490, with prices varying based on capacity, energy rating, brand, and smart features.


ModelAC typeBEE Star RatingPriceBest for
Voltas 1-ton Split ACSplit AC (non-inverter)3 StarRs. 31,490Small bedrooms and occasional use
LG 1-ton Inverter Split ACInverter AC3 StarRs. 35,990Everyday cooling with lower power consumption
Voltas 1.5-ton Inverter Split ACInverter AC5 StarRs. 39,990Medium-sized rooms and regular use
LG 1.5-ton Dual Inverter Split ACInverter AC5 StarRs. 44,990Energy-efficient cooling and long daily usage

Disclaimer: Each model's features, availability, and pricing are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.


Before you decide, explore the latest offers. You may find a great deal on a model that matches your needs.

What are my financing options to buy an AC

Bajaj Finance offers two financing options at over 1.5 lakh partner stores across 4,000 cities in India. Here is how they compare:


OptionLimitKey features
Bajaj Finance Insta EMI CardPre-approved card loan offer up to Rs. 3 lakhZero annual fee; 3 to 60 months tenure; works at 1.5 lakh partner stores; 1 million eligible products
Bajaj Finance Easy EMI LoanLoan limit up to Rs. 5 lakhQuick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases

How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value purchase in a single transaction.


Also explore the latest offers. You may find a great deal on a model that matches your needs. 

How do I buy an AC on EMI at a Bajaj Finance partner store

The process is simple and typically takes 10 to 15 minutes once you are at the store.

  • Browse models on Bajaj Mall: Compare options on Bajaj Mall before visiting a store.
  • Find a partner store near you: Use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or other authorised retailers.
  • Check the AC in person: Check the key features, specifications, size, and performance to choose the product that best suits your needs and budget.
  • Choose a suitable EMI option: At checkout, ask the store executive about the Bajaj Finance Insta EMI Card or Easy EMI Loan. Confirm available tenure options and whether your chosen model comes with a zero-down-payment offer.
  • Complete payment and schedule installation: The in-store process is quick, and most partner stores offer installation as part of the purchase.

You can also check your loan eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better before visiting the store.
 

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  1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.
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