How to get an SME Loan?

2 min read

You can avail of a small and medium enterprise (SME) loan from Bajaj Finserv by following these simple steps:

Step 1: Meet the basic SME loan eligibility criteria

You must be a resident citizen of India aged between 24 and 72 years. *Age should be 72 years at the time of loan maturity. You must be a self-employed individual with a Business Vintage of at least 3 years.

Your CIBIL score needs to be 685 or more Complete the short online loan application form with your personal and business details and prepare your documents if you meet these parameters.

Step 2: Submit your basic documents

You need to share your KYC documents, proof of business ownership, the income tax returns filed for the last year, profit and loss statements and the balance sheets of the last two years.

Step 3: Meet our representative

Our customer care representative will contact you once your application is approved. They will collect your documents and verify your profile.

Step 4: Receive your money

Post verification of your application, the loan amount will be credited to your registered bank account shortly.

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