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What is Working Capital Term Loan?

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What is a Working Capital Term Loan?

Working capital, as the name indicates, is what keeps a business afloat as it is the capital that a business requires for operating efficiently on a daily basis.

During cyclical, seasonal or festive periods, a business might require a working capital term loan to meet the increase in demand or simply need extra capital to meet their day-to-day needs. Now that we’ve understood what a working capital term loan is, here are a few situations when a business might require such loans:
1. Irregular cash flow, due to a longer period of stock turnover.
2. Lack of cash reserves for meeting sudden cash crunches.
3. Taking up new opportunities, which can’t be availed due to insufficient funds.

With Bajaj Finserv’s working capital loans, maintaining your firm’s liquidity is easy. These loans being unsecured, can be availed easily within 24 hours by submitting only 2 documents.

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