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What is the eligibility criteria for Working Capital Loans?

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What is the eligibility criteria for Working Capital Loans?

The eligibility criteria that such funding houses determine are simple and minimal.
Bajaj Finserv Working Capital Loan eligibility criteria is easy-to-meet.

If you fulfil the following working capital loan requirements, your loan will be easily approved:
1. You must be aged between 22-55 years.
2. Your business should be in operations for at least 3 years.
3. Income Tax returns for your business must have been filed for the same period.
4. If your annual turnover last year was higher than Rs.1 crore, your financial statements would need to be audited by a CA.

With a good CIBIL score, you can increase your chances of getting a working capital loan approved and also get a better deal on the borrowing.

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