What are the eligibility criteria for working capital loans?

2 min read

Bajaj Finserv offers working capital Loans with eligibility criteria that are easy to meet. When you qualify based on these terms, you increase your chances of approval:

Nationality: Indian

Age: 24 years to 80 years*
(*Age should be 80 years at Loan Maturity)

Work status: Self-employed

Business vintage: 3 years

CIBIL Score: 685 or higher

Apart from this, ensure that you can submit your IT returns filed for the last year and the P/ L statements and balance sheets of your business for the past 2 years.

Check your CIBIL score before you apply to ensure fast approval on your working capital loan application.

Additional read: What is working capital

Additional read: Working capital management

Additional read: Net working capital

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