Long-term business loans are defined as a type of debt that can be repaid over an extended time, typically exceeding the time frame of a few years. Long-term loans are comparatively more beneficial than short-term loans due to lower monthly pay off and extended payment tenor.
This form of debt enables businesses to manage working capital needs, acquire new assets and improve business infrastructure. Vintage businesses with sound financials are more likely to be eligible for long-term business loans.
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