When searching for your dream home, it’s not just about budget and location—understanding the different types of houses available can make a big difference in your decision. Maybe you envision a spacious bungalow with a front porch, or perhaps a compact studio apartment suits your fast-paced city lifestyle. You might be upgrading from a rental to a villa or considering a duplex for extra space and flexibility.
Each type of house has its own set of features, benefits, and architectural charm. Whether you're a first-time buyer or planning your next move, knowing the various housing options can help you make an informed choice. With that in mind, here’s a guide to the most common types of houses in India to help you find the one that feels like home.
Types of houses: Popular and common styles in real estate
When it comes to housing, the variety of options available can be overwhelming. From traditional single-family homes to trendy tiny houses, the choices cater to diverse preferences and lifestyles. Understanding the different types of houses and their characteristics is crucial for making an informed decision.
List of 20 types of houses in India
1. Bungalow
A bungalow refers to a distinct type of home rather than a general property label. These houses are usually built on a single floor, though some may include a partial upper level. One of the key features of a bungalow is its wide verandas or porches, often shaded by extended roofs. Since bungalows are constructed on independent plots, they offer a high level of privacy and peaceful living. There is ample outdoor space around the structure, allowing room for gardens, lawns, driveways, and parking areas. This layout makes bungalows ideal for families seeking comfort, openness, and a quiet residential environment.
Pros:
- Offers ample privacy and independence
- Spacious layout with scope for customisation
Cons:
- High maintenance and property taxes
- Expensive in urban areas
2. Apartment
Apartments and flats refer to the same type of home, with “flat” being the commonly used British term. These homes are individual units within a larger residential building or complex. Apartments have become one of the most popular housing choices in India, especially in cities where land is limited. Many modern apartments are part of gated societies or townships managed by builders or housing associations. Maintenance of shared facilities and building repairs is usually handled collectively. Compared to buying land and constructing a house, apartments are often more affordable and come with added benefits such as security, lifts, parking, and shared amenities that encourage community living.
Pros:
- Affordable and available in prime locations
- Low maintenance and good security
Cons:
- Limited privacy and space
- Rules and restrictions set by housing societies
3. Villa
Villas are a specialised category of housing known for comfort, exclusivity, and premium living. Unlike standard independent houses, villas are usually part of planned developments and follow a uniform architectural theme. These homes are often built on larger plots and may be single-level or have multiple floors. Villas are designed to offer privacy while still providing access to shared facilities such as gardens, clubhouses, or swimming pools. They are commonly associated with upscale neighbourhoods and are equipped with modern features and high-quality finishes. Villas suit homeowners who prefer spacious living combined with a sense of refinement and controlled community planning.
Pros:
- Premium amenities and high-end living experience
- Greater privacy and personal outdoor space
Cons:
- Expensive to buy and maintain
- Usually located in gated communities, away from city centres
4. Row House
Row houses are homes built in a continuous line, where each unit shares one or more walls with neighbouring houses. This design allows residents to enjoy the feel of an independent home while keeping costs lower than standalone houses. Row houses are especially popular in urban and suburban areas where space needs to be used efficiently. Each unit usually has its own entrance and may include small front or back yards. Due to their balanced mix of privacy and affordability, row houses are a preferred option for middle-income families looking for individual living without the high expense of owning a detached property.
Pros:
- Cost-effective alternative to villas
- Good balance of privacy and community living
Cons:
- Limited ventilation and natural light on shared sides
- Less privacy than standalone houses
5. Chawl
Chawls are a traditional form of low-cost housing, most commonly found in Mumbai. These buildings consist of multiple small residential units arranged along shared corridors. Each unit generally includes a single room used for living and sleeping, along with a compact cooking area. Toilets and bathrooms are often shared and located at common points within the building. Chawls were originally developed to house industrial workers and continue to accommodate large families in limited spaces. Due to close living arrangements, residents often form strong social bonds, making chawls an important part of Mumbai’s cultural and housing history.
Pros:
- Very affordable and community-oriented
- Located in city centres
Cons:
- Small living space and lack of privacy
- Basic or shared sanitation facilities
6. Haveli
Havelis are grand, traditional homes that once belonged to affluent families, traders, and royalty. Commonly seen in states such as Rajasthan and Gujarat, these mansions are recognised for their decorative balconies, carved doors, and spacious courtyards. Designed to house large joint families, havelis often have multiple rooms arranged around central open spaces. Their thick walls and shaded interiors help regulate indoor temperatures in extreme weather. Architecturally, havelis reflect a blend of regional craftsmanship and historical influences. Today, many havelis are preserved as heritage homes, hotels, or cultural landmarks that showcase India’s architectural richness and social traditions.
Pros:
- Culturally rich and architecturally stunning
- Large spaces ideal for joint families
Cons:
- Expensive to restore and maintain
- Usually located in older city areas or rural towns
7. Cottage
Cottages are compact homes typically built in scenic, natural locations such as hill stations, forests, or coastal regions. These houses are usually single-storey structures with sloping roofs that suit rainy or cold climates. Cottages often feature warm interiors, wooden elements, and small verandas that overlook the surroundings. They are designed to offer a cosy and relaxed atmosphere, making them ideal for holiday stays or weekend retreats. Because of their location away from busy urban centres, cottages provide a peaceful lifestyle close to nature. Many people choose cottages as second homes to enjoy quiet living and natural beauty.
Pros:
- Peaceful setting and aesthetic charm
- Lower cost of living
Cons:
- Limited space and modern amenities
- Less access to urban conveniences
8. Penthouse
Penthouses are premium residential units located on the top floors of high-rise buildings. Although they fall under the apartment category, penthouses are known for luxury, exclusivity, and spacious layouts. These homes often feature large open living areas, modern interiors, and high ceilings. One of their most attractive features is private outdoor space, such as terraces or rooftop gardens, offering expansive city or landscape views. Some penthouses may also include private pools or lounges. Because of their location and added features, penthouses are priced higher than standard apartments and appeal to buyers seeking privacy, comfort, and elevated urban living.
Pros:
- Panoramic views and exclusive features
- High resale and rental value
Cons:
- Expensive
- Subject to weather extremes (like heat or leaks)
9. Tent House
A tent house refers to a temporary structure made from fabric materials such as canvas, polyester, or nylon. These shelters are supported by poles and secured to the ground using ropes and stakes. Tents are designed for portability and ease of assembly, making them suitable for camping, outdoor events, or temporary accommodation. Modern tents are often treated with water-resistant and UV-protective coatings to improve durability. Lightweight metal or fibreglass poles provide stability while keeping the structure easy to transport. Although not intended for permanent living, tent houses offer flexible shelter solutions for short-term needs and outdoor activities.
Pros:
- Portable and cost-effective
- Quick to set up for short stays
Cons:
- Not weather-resistant
- Lacks security and amenities
10. Farmhouse
Farmhouses are residential properties typically located on the outskirts of cities or in rural areas. These homes are surrounded by open land, gardens, or agricultural fields, offering a break from crowded urban living. Farmhouses are often used as weekend retreats or holiday homes where families can relax and enjoy nature. Depending on land availability, they may be single-storey or multi-storey structures. While farmhouses generally require a higher investment, they are valued for their privacy, open space, and long-term appreciation potential. Many owners also customise farmhouses with landscaped gardens, outdoor seating, and recreational areas.
Pros:
- Ideal for relaxation and farming
- Spacious with scope for outdoor activities
Cons:
- Far from city infrastructure
- Requires regular upkeep
11. Boat House
Houseboats are floating homes most commonly seen in Kerala’s backwaters and Kashmir’s Dal Lake. Built using traditional materials such as wood and coir, these structures reflect regional craftsmanship and cultural heritage. In Kerala, houseboats are often mobile and used for both living and tourism, allowing people to experience life on the water. In Kashmir, houseboats are usually stationary and serve as permanent residences or guest accommodations. These homes provide a calm and scenic living environment, closely connected to nature. Houseboats are also a major attraction for visitors, contributing significantly to local tourism and traditional lifestyles.
Pros:
- Unique and scenic living experience
- Popular for tourism and leisure
Cons:
- Limited space and mobility
- Maintenance can be expensive and complex
12. Cave House
Cave houses draw inspiration from India’s ancient rock-cut architecture while adopting modern sustainable design principles. Historically, cave dwellings were carved into rock to provide thermal comfort and spiritual spaces, as seen in sites like Ajanta and Ellora. Today, modern cave-inspired homes reinterpret these ideas using natural materials and organic shapes. These houses are often partially embedded into the earth, helping maintain stable indoor temperatures. Smooth curves, earthy colours, and natural finishes create a calm and sheltered atmosphere. By combining traditional wisdom with modern techniques, cave houses offer eco-friendly living spaces that emphasise comfort, sustainability, and harmony with the surrounding landscape.
Pros:
- Naturally insulated against weather
- Unique and eco-friendly
Cons:
- Difficult to renovate or modernize
- Accessibility and ventilation may be poor
13. Tree House
Tree houses in India range from simple wooden shelters to luxurious elevated homes designed for comfort and scenic views. Commonly found in forested and hill regions, these structures are built around or supported by strong trees. Many tree houses are popular in eco-tourism destinations, offering guests a chance to stay close to nature. Depending on design, they may use bamboo, timber, or locally sourced materials. Some focus on sustainability, while others provide modern amenities for a premium experience. Tree houses appeal to travellers and homeowners seeking a unique living experience that combines adventure, tranquillity, and environmental sensitivity.
Pros:
- Environmentally friendly and adventurous
- Great for short stays or glamping
Cons:
- Not suitable for permanent living
- Safety concerns during extreme weather
14. Thatched House
Thatched houses are traditional homes constructed using natural materials such as straw, grass, palm leaves, mud, and bamboo. These houses are commonly found in rural and tribal regions across India. Depending on durability, they may be temporary or semi-permanent structures. Thatched roofs provide excellent insulation, keeping interiors cool during hot weather. Designs vary by region, adapting to local climate conditions such as heavy rainfall or extreme heat. Because they rely on locally available materials, thatched houses are cost-effective and environmentally friendly. They represent India’s long-standing tradition of climate-responsive architecture and sustainable rural housing practices.
Pros:
- Naturally cool and sustainable
- Cost-effective in rural settings
Cons:
- Fire hazard and weather vulnerability
- Needs frequent repair
15. Tribal Hut
Tribal huts in India reflect the lifestyle, culture, and environmental knowledge of indigenous communities. Built using materials like bamboo, mud, grass, clay, and stone, these homes are designed to suit local climates. In flood-prone regions, huts are raised on stilts, while in dry areas, thick mud walls help maintain cool interiors. Many tribal huts are decorated with traditional art, symbols, or patterns that express cultural identity. These structures are usually lightweight and naturally ventilated. Beyond providing shelter, tribal huts play an important role in preserving heritage, craftsmanship, and sustainable living practices passed down through generations.
Pros:
- Low environmental impact
- Built using locally available materials
Cons:
- Minimal amenities
- Not suited for urban living
16. Boutique House
Boutique houses are uniquely designed homes that focus on individuality, comfort, and curated experiences rather than standard layouts. These properties can take many forms, including luxury villas, restored heritage homes, eco-friendly cottages, or themed residences. What sets boutique houses apart is their attention to detail, personalised interiors, and limited scale. Often located in scenic or culturally rich areas, they offer privacy and a distinct character. Boutique homes appeal to homeowners and travellers who value exclusivity and thoughtful design over mass-produced housing. Each boutique house reflects a blend of local influence and modern comfort, making it a distinctive living or stay experience.
Pros:
- One-of-a-kind design and luxury features
- Great for urban premium buyers
Cons:
- High cost of design and build
- Limited resale market
17. Mud House
Mud houses in India range from simple rural dwellings to modern eco-friendly homes built using refined natural techniques. Traditional mud houses use materials such as soil, straw, lime, and wood, offering natural insulation and comfort. Modern designs improve durability through methods like compressed earth walls or stabilised mud blocks. These houses stay cool in summer and warm in winter, reducing the need for artificial temperature control. Mud construction is also fire-resistant and environmentally sustainable. Found across various regions, mud houses demonstrate how traditional knowledge and modern innovation can combine to create affordable, climate-responsive, and eco-conscious housing solutions.
Pros:
- Excellent thermal insulation
- Low construction costs
Cons:
- Prone to erosion if not properly maintained
- Limited lifespan without regular care
18. Condominiums
A condominium, often called a condo, is a residential building or complex made up of individually owned housing units. While each owner has full rights over their private living space, common facilities such as corridors, lifts, gardens, parking areas, and recreational spaces are shared among all residents. Condominiums are usually managed by an owners’ association that oversees maintenance and repairs of shared areas. This type of housing offers a balance between private ownership and community living. Condos are popular in urban areas due to their organised structure, shared amenities, and defined ownership responsibilities within a managed residential environment.
19. Palatial Mansion
Palatial mansions in India are large, luxurious residences that reflect historical grandeur and regional architectural styles. Traditionally built for royal families or wealthy households, these homes feature expansive layouts, courtyards, decorative facades, and fine craftsmanship. Modern mansions reinterpret these elements by combining traditional design with contemporary comforts and technology. Found across various regions, they showcase influences such as carved balconies, grand verandas, and landscaped gardens. Today’s palatial homes often include premium amenities like private pools and smart systems. These mansions symbolise prestige, spacious living, and a blend of heritage aesthetics with modern luxury.
Pros:
- Massive space and luxurious lifestyle
- Symbol of wealth and status
Cons:
- Very high maintenance and security costs
- Not practical for nuclear families
20. Cluster House
Cluster houses are residential developments designed around shared spaces while maintaining individual homes. These housing layouts group multiple units together, often around courtyards, green areas, or pedestrian pathways. Cluster housing encourages community interaction while using land efficiently. Depending on design, clusters may include low-rise apartments, villas, or walk-up homes with terraces. Some developments draw inspiration from traditional neighbourhood layouts, while others adopt modern planning concepts. Shared amenities and limited traffic movement enhance safety and social bonding. Cluster houses appeal to families who value a sense of neighbourhood living along with privacy and well-planned communal spaces.
Pros:
- Promotes community living
- Shared resources reduce costs
Cons:
- Less privacy than independent homes
- Can feel congested in high-density areas
Popular architectural styles of homes
- Ranch style: The ranch style is characterised by its single-story structure, emphasising open floor plans that offer a spacious and fluid layout. The roofs are typically low-pitched, contributing to the horizontal orientation of the design. This style often emphasises a connection with the surrounding landscape, making it a popular choice for those who appreciate simplicity and accessibility.
- Cape cod style: The cape cod style is known for its symmetrical design, featuring a central front door flanked by windows on either side. The roofs are steeply pitched, providing a charming and distinctive appearance. Dormer windows, which protrude from the sloping roof, add both aesthetic appeal and practical functionality, allowing for additional light and space in the upper story.
- Colonial style: Colonial-style homes typically boast two to three stories and feature a timeless aesthetic with either brick or wood exteriors. The design is often square or rectangular, reflecting a sense of balance and proportion. This style exudes a classic charm, reminiscent of early American architecture, making it a popular choice for those who appreciate traditional and elegant homes.
- Victorian style: Victorian-style homes are characterised by ornate details, vibrant colours, and asymmetrical shapes. These houses often showcase elaborate decorations, including intricate woodwork, stained glass windows, and decorative trim. The Victorian era's influence is evident in the whimsical and romantic elements, making these homes stand out with a sense of opulence and historical richness.
- Tudor style: Tudor-style homes are easily recognisable by their steeply pitched roofs, decorative half-timbering (wooden framing exposed on the exterior), and distinctive arched doorways. This architectural style often evokes a mediaeval or English countryside aesthetic, providing a sense of character and charm. Tudor homes stand out with their unique and storybook-like appearance.
- Mediterranean style: Mediterranean-style homes typically feature stucco exteriors, red tile roofs, and arched doorways. Inspired by the architecture of Mediterranean regions, this style exudes warmth and a connection to nature. The use of vibrant colours and textured materials contributes to a welcoming and relaxed atmosphere, making it a popular choice for those seeking a touch of the Mediterranean in their home design.
- Contemporary style: Contemporary-style homes embrace current design trends, emphasising clean lines and large windows. The focus is on minimalism and functionality, with an openness to innovative materials and technologies. These homes often integrate seamlessly with their surroundings, showcasing a forward-thinking and modern aesthetic.
- Prairie style: Prairie-style homes are characterised by low-pitched roofs, horizontal lines, and integration with the landscape. Designed to harmonise with the natural environment, these homes often feature overhanging eaves and horizontal bands of windows. Prairie-style architecture, pioneered by Frank Lloyd Wright, emphasises a connection to nature and a celebration of simplicity.
- Modern farmhouse style: Modern farmhouse style combines modern and rustic elements, featuring a large front porch and a gable roof. The design often incorporates a mix of materials, such as wood and metal, creating a balance between contemporary aesthetics and traditional farmstead charm. This style has gained popularity for its cozy and welcoming feel.
- Mid-century modern style: Mid-century modern homes showcase clean lines, large windows, and integration with nature. Popularised in the mid-20th century, this style emphasises simplicity, functionality, and a connection to the outdoors. With a focus on minimalistic design, these homes often feature open floor plans and a seamless flow between indoor and outdoor spaces.
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How to choose the right type of house that best fits your needs?
When it comes to selecting the perfect home, considering your needs and preferences is crucial. Here are some steps to help you figure out which type of house is the best choice for you:
- Assess your lifestyle: Evaluate your lifestyle and daily routines. Consider factors such as family size, work commute, hobbies, and social activities.
- Determine your budget: Establish a realistic budget based on your financial situation. Factor in costs such as down payment, mortgage payments, maintenance, and utilities.
- Identify your preferences: Think about your preferences regarding location, neighbourhood amenities, architectural style, and size of the property.
- Consider future plans: Anticipate any future changes in your life, such as expanding your family, changing jobs, or retiring. Choose a house that can accommodate your future needs.
- Research different types of houses: Explore various types of houses available in your desired location. This may include apartments, townhouses, single-family homes, or condos.
- Evaluate features and amenities: Make a list of must-have features and amenities, such as number of bedrooms and bathrooms, outdoor space, parking, and proximity to schools or public transportation.
- Visit properties and attend open houses: Take the time to visit properties and attend open houses in your preferred neighbourhoods. Pay attention to details such as layout, condition, natural light, and overall feel of the space.
- Seek professional advice: Consult with a real estate agent or housing expert who can provide guidance and assistance throughout the buying process. They can help you navigate the market and negotiate the best deal.
- Trust your instincts: Ultimately, trust your instincts when making a decision. Choose a house that not only meets your practical needs but also feels like a place where you can envision yourself living happily.
By following these steps and carefully considering your needs and preferences, you can choose the right type of house that best fits your lifestyle and budget. Considering a home loan to finance the idea house type for you? Check your pre-approved offers from Bajaj Finserv and benefit from competitive interest rates and flexible tenures. You might already be eligible, enter your mobile number and OTP to learn more.
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