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Bajaj Finance in your city

Cochin or Kochi is one of the major cities in the coastal state of Kerala. It attracts people from all over the country and allows residents to enjoy a high standard of living. Residents also have access to a range of investment options to grow their wealth, and one of the safer options is the fixed deposit.

Invest online from the comfort of your home or visit any of our branches.

Features and benefits of fixed deposit

  • Assured returns up to 7.30% p.a.

    Assured returns up to 7.30% p.a.

    Bajaj Finance is one of the safest investment options offering attractive FD rates without any effect of market fluctuations.
  • Small deposit amount

    Small deposit amount

    Get started on your investment journey with an amount of just Rs. 15,000 and make your savings grow.
  • Tenors up to 60 months

    Tenors up to 60 months

    Choose to stay invested for 12 to 60 months, as per your investment goals.
  • Easy online investment process

    Easy online investment process

    Invest in a 100% end-to-end online process.

Grow your savings with a fixed deposit in Cochin

As a resident of Cochin, you can reliably grow your wealth at an interest rate of up to 7.30% p.a. with the Bajaj Finance Fixed Deposit. These returns are backed by ICRA’s MAAA rating and CRISIL’s FAAA rating, ensuring maximum safety.

You can choose to invest online from the comfort of your home with our end-to-end online process. You can choose to renew your deposit(s) to stay invested for a longer period.

* Conditions Apply

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FD rates for customers below the age of 60

Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.

Non-Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.60% 6.41% 6.44% 6.49% 6.60%
15 - 23 6.75% 6.55% 6.59% 6.64% 6.75%
24 – 60 6.95% 6.74% 6.78% 6.83% 6.95%

FD rates for customer above the age of 60

Fixed Deposit annualised rate of interest for senior citizens is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.

Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.95% 6.74% 6.78% 6.83% 6.95%
15 - 23 7.10% 6.88% 6.92% 6.98% 7.10%
24 - 60 7.30% 7.07% 7.11% 7.17% 7.30%

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.