Bajaj Finserv Business Loan in Bihar
Bihar is one of India’s fastest-growing states in terms of development and overall income (GDP). Located in eastern India, it shares its northern border with Nepal. The state is known for its rich cultural heritage, historical landmarks, and hardworking population. Major cities like Patna, Gaya, Bhagalpur, and Muzaffarpur are key centres of trade, education, and administration.
Agriculture plays a big role in Bihar’s economy, with many people depending on farming for their livelihood. Alongside farming, small and medium businesses are also growing rapidly in the state, helping to boost local economies.
With so many business opportunities, many entrepreneurs and self-employed professionals are choosing Bihar to start or expand their ventures. However, starting or expanding ventures often require substantial capital for hiring staff, improving infrastructure, and managing day-to-day operations.
Avail of a Bajaj Finserv Business Loan in Bihar to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Bihar. The entire process is online, no branch visit required:
Check your offer in Bihar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Features and benefits of business loan in Bihar
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Sizeable loan amount
Get an advance of up to Rs. 80 lakh and utilise the funds for various financial requirements.
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Flexible tenor
Take aid of our Business Loan EMI Calculator and select a tenor ranging up to 96 months.
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Get money within 48 hours*
We approve the loan within 48 hours* if you fulfil all the eligibility requirements.
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Reduced EMI
Choose our Flexi loan facility and reduce the EMI burden up to 45%*.
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Minimal documentation
Meet a few simple eligibility criteria for a business loan and submit basic documents to get this advance.
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Manage loan online
Access your loan account online through our customer portal - Experia.
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100% transparency
Please read our terms and conditions to ensure a completely transparent deal on a business loan.
Bihar is the third most populated state in India and plays an important role in the country's agriculture and economy. The state is famous for producing a large share of India’s litchis—around 71%—and also grows fruits like mangoes, guavas, and pineapples, along with crops such as wheat and rice.
Over the years, Bihar has seen strong progress in both farming and industry. Cities like Patna, Begusarai, and Munger have grown into important commercial and industrial centres, creating new opportunities for trade and small-scale industries across the state.
If you are a self-employed professional or even a non-professional planning to grow your business in this state, Bajaj Finserv offers a simple solution. You can apply for a business loan in Bihar with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our business loan features are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Bihar. No branch visit needed to check your eligibility.
Documentation and eligibility criteria for business loan in Bihar
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Citizenship
Residents of India
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Business experience
At least 3 years
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Age
24 to 80 years*
(*Age should be 80 years at Loan Maturity)
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CIBIL score
Check your CIBIL Score for FREE685 and more
To complete the application procedure, Bajaj Finserv requires you to submit basic documents, with additional financial records needed if applicable. Business loans in Bihar can be processed quickly if all the required documents are provided on time. To ensure you meet the necessary business loan eligibility criteria, it’s important to verify your eligibility before applying.
Interest rates and charges on business loan in Bihar
Take advantage of competitive and appealing interest rates on business loans in Bihar, with no hidden fees. Effortlessly estimate your monthly repayments and manage your finances more effectively. Be sure to review our terms and conditions to understand any additional charges, or reach out to us for more information. For a full list of charges, click on “Business Loan Interest Rates.”
How to apply for business loan in Bihar
- Click on the ‘CHECK ELIGIBILITY' button on this page.
- Enter your 10-digit mobile number and OTP.
- Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
- Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your business loan application.
For self-employed individuals looking for financial assistance, you may also consider applying for a personal loan for self-employed to fulfill your financial needs.
Apply for Business Loan in Cities of Bihar
Business Loan in Cities of Bihar |
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