Bajaj Finserv in your city
Amritsar, one of the most culturally significant cities in Punjab, is not only a major tourist destination but is also emerging as a growing centre for trade and industry. Known primarily for the Golden Temple and its rich heritage, the city has also developed into a hub for textiles, food processing, and handicrafts. Its strategic location near the India-Pakistan border gives it unique access to international trade routes, further enhancing its commercial potential.
In recent years, Amritsar has seen increased interest from entrepreneurs and small businesses, particularly in the areas of logistics, retail, and agro-based industries. The city’s evolving infrastructure, combined with a skilled local workforce, makes it an attractive destination for business growth. However, as with any growing commercial centre, starting or expanding ventures in Amritsar often requires significant investment in staffing, infrastructure, and day-to-day operations to ensure long-term success and competitiveness.
Avail of a Bajaj Finserv Business Loan in Amritsar to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Amritsar. The entire process is online, no branch visit required:
Check your offer in Amritsar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Features and benefits
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Flexi loan facility
With our unique Flexi loan facility, borrow and repay funds as per requirements.
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Collateral-free finances
Apply for a Bajaj Finserv Business Loan without worrying about pledging business assets as security.
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Multiple tenor options
Bajaj Finserv allows you to avail of loans with tenors ranging up to 96 months.
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Account access online
Track and manage your loan account easily using our customer portal – Experia.
Amritsar, widely known for its historical and cultural significance, is also evolving into an important educational centre in northern India. The city hosts a number of reputable schools, colleges, and institutions offering programs in fields like commerce, management, science, and the arts. With a growing focus on modern education and skill development, Amritsar is attracting students from across Punjab and neighbouring states.
Beyond education, Amritsar is a prominent hub for textile manufacturing, food processing, and tourism-related industries. Its well-established markets and increasing industrial activity are creating a steady demand for skilled professionals in business, logistics, and services. As the city continues to develop its infrastructure and expand educational and industrial opportunities, Amritsar is steadily becoming a well-rounded destination for both academic growth and professional advancement.
If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced city, Bajaj Finserv offers a simple solution. You can apply for a business loan in Amritsar with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Amritsar. No branch visit needed to check your eligibility.
*Terms and conditions apply
Documentation and eligibility criteria
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Citizenship
Resident Indian
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Business experience
Minimum 3 years
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Age
24 to 80 years*
(*Age should be 80 years at Loan Maturity)
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CIBIL score
685 and above
Make sure to submit the complete set of documents and provide correct information to streamline the verification process. You may need to submit other relevant financial documents, the details of which will be conveyed as and when required.
Interest rates and charges
Know the affordable rates of interest along with additional charges to manage your finances easily.
Frequently asked questions
Since there is no end-use restriction, you can take a business loan for a supermarket in Amritsar. A Bajaj Finserv Business Loan can be used for:
- Expanding business operations,
- Boosting working capital,
- Servicing short-term gaps in cash flow,
- Managing seasonal and regular working capital requirements, etc.
Potential borrowers can use a Business Loan EMI calculator from Bajaj Finserv to calculate the monthly outgo on their credit. You will need to enter the loan amount, interest rate, and tenor to know the monthly instalment you have to pay. In this manner, you can easily plan the repayment schedule with ease.
Any self-employed professional, non-professional, and enterprise that fulfils the easy-to-meet eligibility criteria can avail of a business loan in Amritsar from Bajaj Finserv.
Entrepreneurs in Amritsar who meet the eligibility criteria can avail of a business loan in Amritsar without worrying about pledging any asset as collateral.
