Published Jul 6, 2026 · 4 Min Read

In summary

 
 

Looking for a flagship phone with a built-in S Pen and a privacy screen? The Samsung Galaxy S26 Ultra packs a 200MP camera and 5,000 mAh battery, priced from Rs. 1,39,999.

 

  • The Samsung Galaxy S26 Ultra starts at Rs. 1,39,999 for the 12GB and 256GB variant, going up to Rs. 1,89,999 for the 16GB and 1TB variant.
  • A card loan offer of up to Rs. 3 lakh lets you buy it and other electronics on Easy EMIs.
  • Repayment tenures across 3 to 60 months to match your monthly budget.
  • A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards.

 

Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for the Samsung Galaxy S26 Ultra the same day.

What is special about the Samsung Galaxy S26 Ultra?

The Samsung Galaxy S26 Ultra launched in India on 6 March 2026, introducing the first built-in Privacy Display on a smartphone. It targets buyers who want flagship-level photography, a built-in S Pen, and long-term software support.

The phone runs on the Snapdragon 8 Elite Gen 5 for Galaxy chipset with Android 16, and pairs a 5,000 mAh battery with 60 W wired charging. Its 6.9-inch Dynamic LTPO AMOLED 2X display supports a 120Hz refresh rate with up to 2,600 nits peak brightness, making it a strong pick for photography and productivity.

What are the key features and specifications of the Samsung Galaxy S26 Ultra?

The Samsung Galaxy S26 Ultra combines a versatile camera system, a bright display, and a built-in S Pen in one flagship package. Here are the standout features and what they mean for you:

  • 200MP main camera with OIS, plus a 10MP telephoto lens, a 50MP periscope telephoto lens with 5x optical zoom, and a 50MP ultrawide lens: Captures highly detailed photos at any distance, from wide landscapes to distant close-ups.
  • 6.9-inch 120Hz Dynamic LTPO AMOLED 2X display with a built-in Privacy Display: Stays clearly visible in bright sunlight, while hiding your screen from side views when you need extra privacy.
  • 5,000 mAh battery with 60 W wired and 25 W wireless charging: Comfortably lasts a full day of heavy use, and the fast charger reaches 75 percent in around 30 minutes.
  • Snapdragon 8 Elite Gen 5 for Galaxy chipset: Handles the most demanding games and heavy multitasking with ease, backed by an octa-core CPU and an Adreno 840 GPU.
  • Built-in S Pen with Samsung DeX support: Lets you take notes, sketch, and turn your phone into a desktop-style workspace when connected to a monitor.
  • Up to seven years of Android upgrades: Keeps the phone secure and up to date for longer than most competitors in this segment.

Here is a closer look at the core specifications:


SpecificationDetail
Display6.9-inch Dynamic LTPO AMOLED 2X, 120Hz refresh rate, 1440 x 3120 pixels, ~500 ppi
ChipsetQualcomm Snapdragon 8 Elite Gen 5 for Galaxy
RAM and storage12GB with 256GB, 12GB with 512GB, or 16GB with 1TB, UFS 4.X
Rear camera200MP main with OIS, plus a 10MP telephoto, a 50MP periscope telephoto, and a 50MP ultrawide
Front camera12MP
Battery5,000 mAh with 60 W wired and 25 W wireless charging
DurabilityIP68 rating
Weight214 g

Price list of Samsung Galaxy S26 Ultra variants in India (2026)

The Samsung Galaxy S26 Ultra is available in three variants in India, so your choice mainly comes down to how much RAM and storage you need.


VariantWhy should you choose thisPrice
12GB RAM + 256GBA solid pick for everyday use, photography, and productivityRs. 1,39,999
12GB RAM + 512GBMore headroom for storing photos, videos, and apps long-termRs. 1,59,999
16GB RAM + 1TBBest suited to heavy multitasking, gaming, and professional useRs. 1,89,999

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

What factors should I consider before buying the Samsung Galaxy S26 Ultra?

Choosing the right variant and understanding the phone's strengths helps you get the most out of your purchase. Keep these points in mind before you buy:

  • RAM and storage needs: Choose 16GB with 1TB if you multitask heavily or store many large files, since you cannot expand the storage later on any variant.
  • Charging accessories: The retail box does not include a charging adapter, so budget for a compatible 60 W charger separately if you want the fastest charging speeds.
  • Camera needs: The 5x optical zoom periscope lens suits photographers who regularly shoot distant subjects, alongside the 200MP main sensor for everyday shots.
  • Productivity habits: The built-in S Pen and Samsung DeX support suit professionals who take notes, sketch, or want a desktop-style workspace on the go.
  • Software longevity: Up to seven years of Android upgrades makes this phone a strong long-term choice if you prefer to keep a phone for many years.

Why buy the Samsung Galaxy S26 Ultra on EMIs?

A flagship phone at this price point can be a significant one-time expense for many buyers. Here is why paying on EMIs makes sense:

  • Budget-friendly payments: Spread the cost of your Samsung Galaxy S26 Ultra across 3 to 60 months instead of paying the full amount upfront.
  • No credit card needed: Buy the phone using your pre-qualified card loan, without needing a credit card.
  • Predictable monthly outflow: Know exactly what you owe each month, making it easier to plan your budget.
  • Access to your preferred variant: Choose the 1TB variant without straining your immediate budget.

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card, that lets you buy the Samsung Galaxy S26 Ultra and other electronics on Easy EMIs. You get a card loan offer of up to Rs. 3 lakh, and the card activates digitally with no physical paperwork.

Existing Bajaj Finance customers with a good repayment record can access the card quickly, and new applicants can apply once they clear KYC and eligibility checks. The card carries a one-time joining fee of Rs. 530 and charges zero annual fee from the second year onwards.

You can use it at over 1.5 lakh partner stores across 4,000 cities, including Croma, Reliance Digital, and Vijay Sales, as well as online at Amazon, Flipkart, and Bajaj Mall.


Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your Samsung Galaxy S26 Ultra easily and affordably.

How do I apply for the Bajaj Finance Insta EMI Card?

Applying for the card takes just a few minutes and needs no physical paperwork. Follow these steps:

  1. Enter your 10-digit mobile number and click on "GET IT NOW" on this page.
  2. Enter the OTP and submit.
  3. Enter your full name and click on "Yes, Auto-Fetch Details."
  4. Verify your pre-filled personal details and click "CONTINUE."
  5. Check your pre-qualified card loan offer amount and click "CONTINUE."
  6. Review your wallet setup details and verify the OTP.
  7. Complete identity verification by confirming your current residential address.
  8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
  9. After successful payment, view your card details on the Bajaj Finance app.

The process may differ slightly depending on whether you are a new or existing Bajaj Finance customer.


Also read: How to apply for the Insta EMI Card

How do I use the Insta EMI Card to buy the Samsung Galaxy S26 Ultra?

You can buy the Samsung Galaxy S26 Ultra using the Insta EMI Card at a partner store or online. Follow these steps:

  1. Select the Samsung Galaxy S26 Ultra variant you want to buy.
  2. Ask the partner store executive to process payment via the Bajaj Finance Insta EMI Card, or select the Bajaj Finance Easy EMI option at online checkout.
  3. Share your registered mobile number and Insta EMI Card details.
  4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
  5. Authenticate using the OTP sent to your registered mobile number.
  6. Purchase confirmed. Take your Samsung Galaxy S26 Ultra home the same day, or track your online order.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, so you can plan your purchase better.

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.


FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Also read: Eligibility criteria for the Insta EMI Card


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Frequently asked questions

Can I buy the Samsung Galaxy S26 Ultra using the Insta EMI Card?

Yes, you can buy the Samsung Galaxy S26 Ultra using the Insta EMI Card, without needing a credit card. Check your Insta EMI Card eligibility with your mobile number and OTP, then repay across 3 to 60 months.

Does the Samsung Galaxy S26 Ultra support advanced photography features?

Yes, the Samsung Galaxy S26 Ultra features a 200MP main camera with OIS, a 50MP periscope telephoto lens with 5x optical zoom, and a 50MP ultrawide lens. This quad-camera system suits everyday shots as well as distant subjects.

Can I buy the Samsung Galaxy S26 Ultra on EMIs without a credit card?

Yes, the Insta EMI Card is a pre-qualified card loan, not a credit card, so you can buy the Samsung Galaxy S26 Ultra on EMIs without one. Check your Insta EMI Card eligibility online using your mobile number and OTP.

What display type does the Samsung Galaxy S26 Ultra offer?

The Samsung Galaxy S26 Ultra features a 6.9-inch Dynamic LTPO AMOLED 2X display with a 120Hz refresh rate, HDR10+ support, and up to 2,600 nits peak brightness. It also includes a built-in Privacy Display for side-view protection.

Is the Samsung Galaxy S26 Ultra suitable for productivity and multitasking?

Yes, the built-in S Pen and Samsung DeX support make the Samsung Galaxy S26 Ultra well suited to productivity. The Snapdragon 8 Elite Gen 5 for Galaxy chipset and up to 16GB RAM handle multiple apps smoothly.

How many Android updates will the Samsung Galaxy S26 Ultra receive?

The Samsung Galaxy S26 Ultra is set to receive up to seven major Android upgrades. This keeps the phone secure and current for longer than most competitors in its segment.

When did the Samsung Galaxy S26 Ultra launch in India?

The Samsung Galaxy S26 Ultra launched in India on 6 March 2026. It introduced the first built-in Privacy Display on a smartphone, along with a 200MP main camera.

Which storage variant of the Samsung Galaxy S26 Ultra is the best for performance and price?

The 12GB RAM and 256GB variant, priced at Rs. 1,39,999, offers the best entry price while still delivering flagship-level performance. If you need more storage for photos and videos, the 512GB or 1TB variants offer more headroom.

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Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Disclaimer

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