RMC House Tax 2026–27: Rates, Calculation and Property Records

The rebate deadline and applicable rebate percentage for RMC property tax for 2026–27 have not been verified from the available information. Property owners should check the current RMC tax demand to confirm whether a rebate applies to their property and how much it reduces the amount payable. The current position is:

Last updated: 15th October 2026

Do not assume that a rebate offered by another municipal corporation applies in Rajkot. Use the amount reflected in the current RMC record rather than manually deducting an unverified percentage from an older bill.

RMC house tax is calculated according to the property assessment recorded by Rajkot Municipal Corporation (RMC) and the applicable municipal tax provisions. The assessment application collects property details, including the area, usage type, location and age of the property.

The RMC assessment application asks for details such as:

• Owner’s name
• Occupier’s name
• Property address
• Ward and area or location
• Property usage type
• Property age or completion date
• Carpet area
• Property sub-type
• Occupancy type
• Supporting reference documents

The current RMC tax rates for individual property categories have not been verified from the available information. Therefore, the following rate table cannot be completed reliably without confirmation from RMC.

Tax rates checked: October 2026 

The payable amount may also reflect other applicable municipal taxes, arrears, interest and any rebate recorded against the property.

For illustration, assume a property has a taxable area of 50 sq. m. and an applicable general property tax rate of Rs. 20 per sq. m.

General property tax = Applicable rate × Taxable area

General property tax = Rs. 20 × 50 = Rs. 1,000

The Rs. 1,000 amount is an illustration, not an actual RMC tax demand. The final amount may differ based on the property's assessment, applicable tax rates, additional municipal taxes, arrears, interest or any rebate. Use the current RMC tax demand to determine the amount payable.

The current RMC rates applicable to individual property categories have not been verified from the available information. Section 141B of the Gujarat Provincial Municipal Corporations Act, 1949, contains provisions relating to general property tax, but statutory ranges should not be treated as confirmation of the current rate charged for a particular property in Rajkot.

General property tax = Applicable rate per sq. m. × Taxable area in sq. m.

For example, assume a rate of Rs. 20 per sq. m. and a taxable area of 50 sq. m.

The Rs. 1,000 amount is an illustration, not an actual RMC tax demand. The final amount may differ because of the applicable assessment, other municipal taxes, arrears, interest or any rebate recorded against the property. 

The new or old property tax number is a reference used to locate a property’s municipal tax record. RMC’s property tax view and bills-and-receipts services accept these property references. The relevant number can help property owners retrieve the correct record before reviewing the tax demand.

These references help identify a municipal tax account. They do not independently establish legal ownership of the property.

If the RMC property record or payment history appears incorrect, identify the discrepancy and compare the municipal information with the supporting documents before taking further action. Different problems may require different steps.

RMC provides forms relating to assessment copies, objections and self-assessment. The appropriate process depends on the type of discrepancy. For example, if an earlier payment does not appear in the current demand, first confirm that the receipt belongs to the same property and assessment period. Retain the transaction proof if the payment remains unaccounted for, and contact RMC to resolve the discrepancy before paying again.

A property tax record shows municipal assessment and payment information, but it does not independently establish legal ownership. RMC provides a separate property name-transfer service for updating ownership-related information in municipal records. A name transfer may be relevant after a sale, inheritance or another ownership change.

If the municipal record still carries a previous owner's name, check whether a name-transfer application is required. Updating the municipal record does not replace the registered document through which the underlying ownership rights arise.

Updated municipal tax records can support the documentation trail for a loan against property, but a tax receipt alone does not determine eligibility or the sanctioned amount. A lender reviews the applicant and property through separate checks.

Consider Amit, aged 43, who lives in Rajkot, earns Rs. 1.60 lakh per month and has a Credit Information Bureau (India) Limited (CIBIL) Score of 755.

Amit is considering a Rs. 50 lakh loan against property for business expansion. Assume an illustrative interest rate of 10% per annum over 15 years.

The Equated Monthly Instalment (EMI) formula is: EMI = [P × R × (1 + R)^N] ÷ [(1 + R)^N - 1]

Where:

• P = Rs. 50 lakh
• R = 10% ÷ 12 ÷ 100
• N = 180 monthly instalments

The approximate EMI is Rs. 53,730 per month.

If Amit increases the loan amount to Rs. 60 lakh, while the rate and tenure remain unchanged, the approximate EMI rises to Rs. 64,476 per month.

The additional Rs. 10 lakh raises the illustrative monthly EMI by about Rs. 10,746. Amit’s income, CIBIL Score and property records can form part of the assessment. None independently guarantees loan approval.

Bajaj Finance offers loan against property amounts of up to ₹15.50 crore with repayment tenure of up to 15 years, subject to eligibility and property assessment. Bajaj Finance Loan Against Property interest rates currently range from 7.5% per annum to 14.25% per annum. Borrow according to the amount you need and the EMI you can manage rather than selecting the maximum available amount. You can compare loan against property interest rates and use a loan against property EMI calculator to test different loan amounts, rates and repayment tenures.Planning to use your property for financing? Check eligibility for a loan against property with Bajaj Finance.