Personal Loan in Vapi

Personal Loan in Vapi

Check your eligibility for personal loan in Vapi with your phone and OTP - no branch visit needed.
FAQs

FAQs

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Vapi

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Need quick access to funds in Vapi for a wedding, travel, education, or medical emergency? A Bajaj Finserv Personal Loan in Vapi gives you instant access to up to Rs. 55 lakh—no collateral, no paperwork, and no branch visits required.
     

    ✅ Check your pre-approved loan offer in Vapi with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
     

Vapi, located in Gujarat's Valsad district, is a key industrial town, especially known for its chemical and textile units. With its growing infrastructure and workforce, financial needs in Vapi are evolving—from business and education to personal milestones and emergencies.
 

A personal loan in Vapi offers residents the flexibility to manage these needs quickly, with minimal hassle.

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Features and benefits

  • Loans of higher value

    Finance your big-ticket purchases with personal loans of up to Rs. 55 lakh.

  • Online account access

    Pay loan EMIs, view outstanding principal, download important loan-related documents, all using our customer portal - My Account.

  • Instant approval

    It’s now easier to address urgent monetary needs with instant approval from Bajaj Finance.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Vapi with just your phone number and OTP – no need to visit the branch.

Vapi is located under the jurisdiction of Valsad district. It is known as the ‘City of Chemicals’ and is home to reputed chemical companies such as Supreet Chemicals and Arti. Besides, there are significant numbers of textile industries, including Century Textiles, Raymonds Limited, Alok Industries, among others.


Individuals looking to borrow a versatile personal loan and cover multiple needs effortlessly can take personalised credit from Bajaj Finance. 


*Conditions apply
 

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Eligibility criteria and documents for personal loan in Vapi

You can easily get the funds you need in Vapi with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Vapi

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 24 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.