Personal Loan in Bardhaman

Personal Loan in Bardhaman

Check your eligibility for personal loan in Bardhaman with your phone and OTP - no branch visit needed.
FAQs

FAQs

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Bardhaman

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • A Bajaj Finserv Personal Loan in Bardhaman offers a smart solution to meet urgent or planned expenses. With zero collateral, high loan amounts, and fast disbursal, you can handle your financial needs without stress.


    ✅ Check your pre-approved loan offer in Bardhaman with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Bardhaman, a historic city in West Bengal, is known for its educational institutions, agriculture, and vibrant local economy. With growing infrastructure and lifestyle needs, many residents look for reliable financing options. A personal loan in Bardhaman offers the flexibility and speed needed to meet diverse expenses with ease.


*Terms and conditions apply.

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Features and benefits of personal loans in Bardhaman

  • Easy loan approval

    Apply for personal loan from Bajaj Finance and receive instant approval.

  • Funds up to Rs. 55 lakh

    Get a considerable loan amount and utilise it to meet requirements such as medical emergencies, travel expenses, wedding costs, and others.

  • Hassle-free documentation

    Avail the loan against minimum documentation after meeting the basic personal loan eligibility criteria.

  • Unsecured loan

    You will not need to pledge any asset as collateral to avail of the loan. Get high-value financing based on eligibility criteria.

  • No hidden charges

    We maintain 100% transparency and do not levy any hidden charges on the personal loan. Go through the terms and conditions to know more.

  • Online loan management

    Visit our customer portal and manage your loan repayments and other crucial resources online.

  • Receive funds in 24 hours*

    Enjoy fast loan approval and get the money in your account in 24 hours*.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Bardhaman with just your phone number and OTP – no need to visit the branch.

  • Repayments over 96 months

    With personal loan repayment tenures of up to 96 months, you can repay your loan conveniently.

Bardhaman is one of the most unexplored tourist hubs of West Bengal. The history of this city dates back to the Mesolithic era in 5000 BC. It is the fifth-largest city in West Bengal and has emerged as a significant educational centre over the last few years. A few notable tourist spots around Bardhaman include the Curzon Gate, Sarbamangala Temple, Bardhaman Rajbari, and Nawab Bari.


To cover the increasing cost of living in the city, residents can get a personal loan from Bajaj Finance. Available with instant approval, the personal loan can be used to meet a variety of financial needs.


Our Personal Loan branches in Bardhaman

Personal Loan In GuskaraPersonal Loan In Katwa
Personal Loan In Pandaveswar 

*Conditions apply

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Eligibility criteria and documents for personal loan in Bardhaman

You can easily get the funds you need in Bardhaman with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Bardhaman

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 24 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.