Features and benefits

  • Online application

    Online application

    Apply online for a personal loan and get approved within 5 minutes*.

  • No assurance needed

    No assurance needed

    Get financing without pledging any asset or offering a guarantor.
  • Comfortable tenor

    Comfortable tenor

    Assess your EMI with the online Personal Loan EMI Calculator and repay in up to 60 months.

  • No restriction on usage

    No restriction on usage

    The personal loan for bank staff can be employed for your diverse financing needs.

  • Pre-approved offers

    Pre-approved offers

    Avail of a pre-approved personal loan offer for bank employees and benefit from expedited financing.

  • Virtual customer portal

    Virtual customer portal

    Check your outstanding balance and manage your loan account online through Experia, 24/7.

  • Flexi personal loans

    Flexi personal loans

    Use the Flexi loan facility to reduce your EMIs up to 45%*.

Bajaj Finserv offers all bank employees across the country quick personal loans for their expenses. Existing customers, who are also bank staff, have the privilege of availing of pre-approved loan offers for faster processing.

You can avail of personal loans to address your monetary needs while repaying through comfortable monthly instalments over a flexible tenor. With the Flexi loan feature, you can also pay interest-only EMIs and the principal later to reduce your installments by up to 45%*.

Finance weddings, education, home improvement projects, travel, and more, even as Bajaj Finserv offers the loan without any end-use restriction. Borrow up to Rs. 25 lakh without risking your assets, as the loan does not demand collateral for approval.

Apply for the personal loan for bank employees by meeting our basic eligibility criteria. A high CIBIL score ensures that your application is processed swiftly, and you get approval within 5 minutes* of applying online.

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Eligibility criteria

Bank employees have to meet the basic eligibility criteria to obtain a personal loan. Provide simple financial and KYC documents to enable verification and initiate disbursal.

  • Nationality

    Nationality

    Indian

  • Age

    Age

    21 years to 67 years*

  • Work status

    Work status

    Salaried

  • Employment

    Employment

    MNC, public or private company

  • CIBIL Score

    CIBIL Score

    750 or higher

Fees and charges

Check our personal loan interest rates and other fees to gauge the cost of the loan. Be assured of zero hidden charges and 100% transparency.

How to apply

Follow this simple guide to apply for a personal loan online:

  1. 1 Click on ‘Apply Online’ to view our short and simple application form
  2. 2 Share your phone number and authenticate your profile with an OTP
  3. 3 Fill in your basic KYC, income, and employment details
  4. 4 Enter the loan amount and submit the application

Our representative will call you to guide you on the next steps.

*Conditions apply