Education Loan on Property Calculator

Education Loan - Padho Pardesh Scheme

Padho Pardesh Scheme-Education Loan


The Ministry of Minority Affairs, Government of India and IBA introduced the scheme of Padho Pardesh for minority communities pursuing education overseas. Get interest subsidy on education loan with this scheme to study abroad.

Meet the eligibility criteria of the Padho Pardesh scheme on Education Loan Schemes to receive benefits of interest subsidy on the education loan availed. Following are the eligibility requirements:

  • You belong to the economically weaker section with gross family income within Rs. 6 Lakh annually. Produce the income certificate issued by the state government to avail this scheme.
  • You must issue a self-declaration or certificate of belonging to the minority community as declared under section 2(C) of the National Commission for Minorities Act, 1992.


Get full subsidy on your education loan’s interest for its moratorium period with the Padho Pardesh scheme.

While the scheme applies to students studying overseas, education in India is also becoming costlier and needs necessary funding. Bajaj Finserv brings you Loan Against Property for Higher Education to finance education, both in India as well as abroad.

Fund your child’s tuition fees, travelling and living expenses along with other educational expenditures with this Education Loan on Property. Below is an explanation of all the details related to this Education Loan in India and abroad.


Get money in bank in just 4 days* with a Loan Against Property.

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Eligibility Criteria and Documentation for Education Loan on Property

Bajaj Finserv aims to make this loan accessible to every borrower. Simply meet the easy eligibility criteria and submit the necessary documentation to avail an Education Loan on Property.


How to get Education Loan on Property?

Avail Loan Against Property for Education from Bajaj Finserv in a few simple steps –

1. Apply for the loan by filling up the application form online.
2. Wait for our representatives to reach you within 24 hours.
3. Get instant approval of your Education Loan on Property within the next 48 hours.
4. Complete the documentation process to get the loan amount disbursed to your account.

We bring you the fastest disbursal of Loan Against Property within four days of approval.

Features of Education Loan on Property

  • education loan

    Affordable loan of up to Rs. 3.5 Crore

    With Bajaj Finserv, you get Loan Against Property for Education with a high loan amount of up to Rs. 3.5 Crore if you are a self-employed individual. For a salaried person, the maximum loan amount is Rs. 1 Crore.

  • Padho Pardesh Scheme

    Ease of minimum documentation

    Get your loan approved with only a few required property loan documents. Our representatives collect the papers from your doorstep.

  • education loan calculator

    Flexible repayment tenor

    Choose a tenor ranging from 2 to up to 20 years to repay your loan amount. Opt for part-prepayment or prepayment of your loan amount if you have excess funds. Utilise tools like Loan Against Property Foreclosure Calculator to know your foreclosure amount and EMI.

  • Education loan scheme

    Easy online account management

    Get access to your loan account anywhere and anytime with simple online account management.

  • padho pardesh scheme education loan

    Minimal fees and charges

    Pay minimal fees and charges with Education Loan on Property from Bajaj Finserv. Also, get affordable Education Loan interest rates, making the credit more affordable.

  • So, evaluate your requirements and apply for the loan amount to enjoy maximum benefits.