Bajaj Finserv in Ranipet
Ranipet is a town in Tamil Nadu, located in its namesake district and is home to the district headquarters. It is an industrial hub, providing ample employment and other economic opportunities for this region.
You can now avail yourself of a personal loan in Ranipet to conveniently fulfil your financing expenses. Moreover, with zero usage restrictions, you can meet various needs with this financing option.
Apply for a quick personal loan today.
Features and benefits of personal loan in Ranipet
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24x7 loan account management
Our online customer portal – My Account, allows you to access your loan details and manage your customer account 24x7.
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Security-free financing
Meet only minimum personal loan eligibility criteria to avail of this advance without submitting any collateral.
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Minimal paperwork
We ensure fast loan processing with only a few documents required for personal loan.
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Financing up to Rs. 55 lakh
Avail of high-value financing of up to Rs. 55 lakh to meet diverse funding needs.
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Flexi feature
Access and utilise our Flexi loan facility to reduce EMIs by up to 45%*; by paying interest only on the amount used.
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Tenor of up to 96 months
Use our Personal Loan EMI Calculator to find a suitable tenor of up to 96 months for easy repayment.
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Pre-approved loan offer
Check your pre-approved offer only with your name and contact details. Experience hassle-free financing in minimal time and fulfil all your urgent monetary requirements.
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Quick approval
We ensure swift access to your funds by providing a quick approval on your application.
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100% transparency
We ensure transparency in loan terms with zero surprise charges.
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Prompt disbursal
Once the online application is through, you will receive funds in your account within 24 hours*.
The geographical location of Ranipet makes it an emerging industrial hub. Specifically, this city, located beside the Chennai-Bangalore highway or the NH4, houses an array of medium and large-scale leather products manufacturing units.
A personal loan in Ranipet comes with several borrower-friendly features and facilities that ensure easy loan management. Give a detailed read to your loan fine-print before signing the document to ensure you know all terms included.
Eligibility criteria for a personal loan in Ranipet
Our personal loan eligibility requirements are simple and provide maximum accessibility. Check all conditions before applying to ensure informed borrowing.
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Age
From 21 years to 80 years*
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Employment status
Must be a salaried individual working with an MNC or a private/ public sector company
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CIBIL score
Check your CIBIL Score for FREE685 plus
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Income
Minimum Rs. 22,000 per month
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Nationality
Should be a residing citizen of India
We provide access to dedicated financial tools to help you find a suitable loan amount and plan your repayment. Utilise these tools wisely and learn factors like EMIs payable, personal loan interest rates, and total loan liability, and apply within your maximum loan eligibility for improved chances of approval.
Personal loan interest rates and charges
We keep the interest rates and fees and charges nominal to ensure that your total borrowing cost of a personal loan in Ranipet remains affordable.
Frequently asked questions
Yes, you can utilise a personal loan to meet any medical emergency. Since it comes with no end-use restrictions, you can use the funds for various financial reasons.
The processing fee for personal loan varies from one lender to another. We impose a processing fee of up to up to 3.93% (Inclusive of applicable taxes) on your personal loan.
Yes, we allow borrowers to foreclose their personal loans. However, they need to bear an additional fee of 4.72% plus taxes on their outstanding principal amount.
