How can I unblock the Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card offers access to several features and benefits that enhance your shopping experience. With this card, you can get a pre-approved loan limit of up to Rs. 2 lakh. You can use this card to purchase anything that you need from home appliances to smartphones.

If you have an EMI Network Card, you can check its status – active or blocked by visiting our customer portal – My Account. If you’ve blocked your card in the past, you can unblock it by visiting our customer service portal – My Account. Once signed-in, you can select your card, click on ‘Unblock Card’, and proceed.

Features and benefits

Here are some features of Bajaj Finserv EMI Network Card that you can enjoy if your card is active.

  • Pre-approved offer

    Pre-approved offer

    Get a pre-approved offer of up to 3 lakh. You can use it to shop for any product or service across 1.5 lakh partner stores.

  • No foreclosure charges

    No foreclosure charges

    Besides opting for a suitable tenure, you can always foreclose your loan anytime you want without bearing any additional cost. Once you’ve paid your first instalment, you can foreclose your loan without hassle.

  • No Cost EMIs

    No Cost EMIs

    The No Cost EMI feature means you need not pay any additional interest on the principal shopping amount.

  • Flexible repayment tenure

    Flexible repayment tenure

    You can now repay the cost of your purchase over tenure of 1 to 60 months.

  • Easily accessible

    Easily accessible

    Last but not least, the EMI Network Card is now easily accessible through Bajaj Finserv App. You can now unblock your Bajaj Finserv EMI Network Card online without any hassle.

Unblock the Bajaj Finserv EMI Network Card using our customer portal - My Account

You can unblock your Bajaj Finserv EMI Network Card by following the below steps:

Step 1: Visit and log in to the Bajaj Finserv customer portal using your registered mobile number and the OTP.
Step 2: Verify your details by entering your date of birth and proceed.
Step 3: Select your EMI Network Card from the ‘My Relations’ section.
Step 4: Click on the ‘Unblock Card’ option within ‘Quick Actions’.
Step 5: Verify your details with an OTP received on your registered mobile number.

Unblock the Bajaj Finserv EMI Network Card via customer care service

You can unblock your Bajaj Finserv EMI Network Card by calling on Bajaj Finserv customer care service number.

Step 1: Call the customer care number- 0869 801 0101.

Step 2: Provide the following details:

  • Customer ID
  • EMI Network Card number
  • Details of the issue that you’re encountering

Step 3: You will receive a notification when this issue is resolved

Reasons why your EMI Network Card can get blocked

The Bajaj Finserv EMI Network Card can get blocked for multiple reasons such as:

  1. Failing to pay EMIs on time.
  2. Not being able to submit the ECS mandate correctly.
  3. Your CIBIL Score has drastically dropped below 750.

Customers can quickly resolve any of the above issues by:

  1. Making the EMI payment as soon as possible.
  2. Resolve the issues with your ECS mandate by talking to your bank; if not, submit a fresh ECS mandate to Bajaj Finserv.
  3. Take the necessary measures to reinstate your CIBIL Score to more than 750.

Frequently asked questions

How can I recover my Bajaj Finserv EMI Network Card?

You can now recover your Bajaj Finserv EMI Network Card by visiting the My Account customer portal. Log in using your registered mobile number and the OTP. Go to the ‘My Relations’ section, select the EMI Network Card, and click on the ‘Unblock Card’ option.

How to unblock the Bajaj Finserv EMI Network Card if your ECS mandate hasn’t been processed?

If your EMI Network Card is blocked due to ECS-related issues, you can first get in touch with the Bajaj Finserv customer care representative. Our customer service representative will help you understand the problem. After that, you can talk to your bank to see any discrepancies and resolve them. Otherwise, you can always submit a fresh mandate and find a resolution.

How to unblock the EMI Network Card if you’ve missed an EMI payment?

If you’ve missed out on a monthly instalment and your EMI Network Card is now blocked, you can clear the outstanding amount and get it activated. You can do it manually or through My Account.

How to check whether the Bajaj Finserv EMI Network Card is blocked or unblocked?

You can check the status of your Bajaj Finserv EMI Network Card using our customer portal - My Account or the app. You can log in to My Account, go to the ‘My Relations’ section, and select your ‘EMI Network Card’. Otherwise, you can log in to the Bajaj Finserv app, and check the status of your card.

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