Here’s how you can close your EMI Network Card

Follow these simple steps to permanently close your Bajaj Finserv EMI Network card
Close your EMI Network Card
3 min
10-September-2024

To close your Bajaj Finserv Insta EMI Network Card, follow a simple process. You can choose to close the card online through the Bajaj Finserv website or mobile app, or offline by visiting a Bajaj Finserv branch. Additionally, you can call the customer care helpline or send a written email to request the closure. Ensure all dues are cleared before proceeding.

How to close Bajaj Finserv EMI Network Card through online methods?

You can conveniently close your Bajaj Finserv EMI Network Card through online methods via the service portal with Bajaj Finserv

Follow these steps:

  1. Visit your account with Bajaj Finserv and log in using your registered mobile number.
  2. Click on “Account” to navigate to the 'Your relationships' section where all your active financial products are listed.
  3. Select the EMI Network Card you wish to close from the list of active services.
  4. Follow the prompts provided on the website to submit a closure request.
  5. Ensure you receive an acknowledgment email confirming your request.

These same steps are applicable through the app or website.

Closing your EMI Network Card through the website is beneficial for those who prefer managing their finances online. The process is designed to be user-friendly, allowing you to access your account details and submit a closure request without any hassle. This method ensures that your request is documented, and you can track its status through your email notifications.

Using the mobile app to close your EMI Network Card is another convenient option. The app is designed to provide a seamless user experience, making it easy to access your EMI card details and initiate the closure process. Additionally, the app offers other features such as tracking your loan details, making payments, and managing your account, which can be useful for overall financial management.

How to close Bajaj Finserv EMI Network Card through offline methods?

You can also close your EMI Network Card by visiting a Bajaj Finserv branch. This method is especially helpful if you prefer face-to-face assistance.

  1. Locate the nearest Bajaj Finserv branch using their branch locator tool on the website or mobile app.
  2. Visit the branch with a valid ID proof (such as Aadhaar Card, PAN Card) and your EMI Network Card details.
  3. Request a card closure form from the customer service desk.
  4. Fill out the form with all required details, including your card number and personal information.
  5. Submit the form along with your ID proof to the branch representative.
  6. The branch staff will process your request and provide a receipt for the submission.
  7. You will receive a confirmation email or SMS once the card is officially closed.

Visiting a branch to close your EMI Network Card allows you to interact directly with customer service representatives who can assist with any questions or concerns you might have. This method ensures that your request is handled promptly and provides you with immediate feedback and confirmation. It's also beneficial if you need to address any other financial matters or services provided by Bajaj Finserv.

How to close Bajaj Finserv EMI Network Card through calling customer care?

Another method to close your Bajaj Finserv EMI Network Card is by calling the customer care helpline. This method is convenient and allows you to receive assistance directly from a representative.

  1. Dial the Bajaj Finserv customer care number 08698010101.
  2. Follow the IVR prompts to connect with a customer care representative. Select the option for EMI Network Card services.
  3. Provide your registered mobile number and other required details for verification, such as your customer ID or date of birth.
  4. Request the closure of your EMI Network Card. Ensure you ask any questions you may have about the process.
  5. The representative will process your request and confirm the closure of your card.
  6. You will receive a confirmation via email or SMS once the card has been successfully closed.

Calling customer care to close your EMI Network Card offers a direct line of communication with Bajaj Finserv representatives. This method is particularly useful if you have multiple queries or need detailed assistance. The representatives can provide real-time updates on your request and guide you through the process to ensure all your needs are met.

How to close Bajaj Finserv EMI Network Card through written email?

You can also close your EMI Network Card by sending a written email, which allows you to have a documented request.

  1. Draft an email to wecare@bajajfinserv.in from your registered email address.
  2. Include your customer ID and a clear request to close your EMI Network Card. Specify any reasons if necessary.
  3. Attach a scanned copy of a valid ID proof (such as Aadhaar Card, PAN Card) for verification.
  4. Send the email and ensure you keep a copy for your records.
  5. Await a confirmation response from the Bajaj Finserv customer service team. They may contact you for any additional information required.
  6. You will receive a confirmation email once the card is successfully closed.

Sending a written email to close your EMI Network Card ensures that you have a formal, documented request. This method is advantageous if you prefer written communication or need to provide detailed information about your request. Keeping a copy of the email and any responses ensures you have a record of the transaction, which can be useful for future reference.

Things to keep in mind before closing your EMI Network card permanently

Before closing your EMI Network Card, ensure you have considered the following:

  1. Pending dues: Make sure all outstanding dues and EMIs are cleared. Any pending payments might delay the closure process.
  2. Credit impact: Understand how closing the card might affect your credit score. Closing a long-standing credit line might impact your credit history.
  3. Utilisation: Consider if you might need the card for future purchases on EMI. The card provides a convenient way to finance purchases without immediate full payment.
  4. Confirmation: Ensure you receive a formal confirmation of the card closure from Bajaj Finserv. Keep this confirmation for your records.
  5. Alternatives: Explore alternative financial products if you need similar services in the future. Bajaj Finserv offers various financial solutions that might suit your needs.

Closing your Bajaj Finserv EMI Network Card is a straightforward process, but it’s essential to follow the correct steps and consider all factors to ensure a smooth transition. Taking the time to review your financial situation and needs can help you make an informed decision about closing your card.

Got card questions? Find answers here 

Pay Personal Loan Emi Through Credit Card

Manage Your Health Emi Network Card In My Account

Check Insta Emi Card Validity

Block Or Unblock Insta Emi Card In My Account

How To Check Bajaj Emi Card Cvv Number Online

Deactivate Insta Emi Card Online

Insta Emi Card Payment Failed

Insta Emi Card Payment Failed

How To Increase Your Emi Network Card Limit

How To Change Registered Mobile Number For Bajaj Finserv Emi Card

Frequently asked questions

How to block Bajaj EMI card permanently?

To block your Bajaj Finserv EMI Card permanently, you can follow these steps:

 

  1. Customer Care: Call the Bajaj Finserv customer care helpline at 08698010101 and request to block your card. Provide necessary details for verification.
  2. Email: Send an email to wecare@bajajfinserv.in with your request to block the card, including your customer ID and valid ID proof.
  3. Branch Visit: Visit the nearest Bajaj Finserv branch and request to block your card by filling out a form.

 

Can I close Bajaj Finserv EMI card?
Yes, you can close your Bajaj Finserv EMI card. You can choose to close the card through online methods like the Bajaj Finserv website or mobile app, or offline by visiting a Bajaj Finserv branch. Alternatively, you can call the customer care helpline or send a written email to request the closure. Ensure all dues are cleared before initiating the process.

How will I get to know if my card is active?

To check if your Bajaj Finserv EMI card is active, you can:

  1. Customer Care: Call the Bajaj Finserv customer care helpline at 08698010101 and inquire about the status of your card.
  2. Service Portal: Log in to the Bajaj Finserv service portal and navigate to the 'Relationships' section to view your card status.
  3. Mobile App: Log in to the Bajaj Finserv Wallet App and check the 'EMI Card' section for the status of your card.
Show More Show Less

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.