Types of Loans Against Property

Bajaj Finserv offers a range of mortgage loans to fulfil specific financial purposes unique to each borrower. Here is a brief overview of the different types available to borrowers. 

• Loan against residential or commercial property
  This is a secured residential property or commercial property loan to can be used to fund any financial obligation. Borrowers mortgage the property and avail a sanction based on its present market value
  Did you know you can unlock up to Rs. 10.50 crore* by leveraging your property for a wide variety of needs? Whether you are buying a home or funding other major expenses, a loan against property could be your key to accessing affordable financing. By pledging the value of your own property, you can access large funds —all with flexible repayment options and competitive interest rates. Explore our offers on loan against property today!
  
  
• Loan against property for self-employed
  Self-employed individuals can avail a sanction of up to Rs. 10.50 crore*, with a loan against property for self-employed persons. To apply, all you need to do is meet the simple loan against property eligibility criteria and fill the mortgage application form online
  Self-employed? Do not let limited access to traditional loans hold you back! A loan against property could give you the freedom to expand your business or meet personal goals. This secured loan allows you to access funds while retaining ownership, making it an excellent option for business expansion, education, medical expenses, or debt consolidation. With lower interest rates and flexible repayment terms, loan against property provides a smart way to unlock your property's financial potential. Check your loan against property eligibility in seconds.
  
  
• Loan against property for salaried employees
  Salaried employees can avail funds up to Rs. 10.50 crore*, at a competitive rate of interest. These funds can be used to meet diverse expenses like wedding costs, travel expenses, home renovation costs, medical fees, etc. The loan against property eligibility criteria is also easy to meet and this helps expedite loan processing
  Are you a salaried employee? Imagine unlocking funds for your dream vacation or a much-needed home renovation—all with a loan against property that is simple to apply for and convenient to repay. Check your eligibility in seconds and find out how much you can get in just a few steps.
  
  
• Loan against property for home renovation
  Whether you’re looking to install the latest lighting systems or put in a false ceiling or remodel your kitchen entirely, get the funds you need with the Bajaj Finserv Loan Against Property for home renovation. With this instrument, you can affordably make the changes you need to give your home an all-new look
  Home renovation on your mind? A loan against property can provide a hassle-free solution with flexible repayment options to give your space a fresh, modern touch. Check your offer on loan against property and get started with your renovation!
  
  
• Loan against property for education
  Finance your child’s education using the education loan on property from Bajaj Finserv. Borrow up to Rs. 10.50 crore* to cover tuition fees, accommodation charges, travel and food expenses, flight tickets, etc. and repay conveniently with a tenor that ranges up to 15 years
   
• Loan against property for a wedding
  Opt for a loan against property for a wedding to cover costs such as venue bookings, food and beverage expenses, pre-wedding photo-shoot, exotic honeymoons, and all other marriage expenses cost-effectively. Thanks to the flexible tenor that ranges up to 15 years, you can ensure that EMIs never become a hassle
   
• Loan against property for debt consolidation
  A loan against property for debt consolidation allows borrowers to consolidate multiple debts easily and save on EMIs. Bajaj Finserv offers a competitive interest rate and a flexible tenor to ensure cost-effective repayment. All you must do is meet the eligibility criteria, submit the necessary documents and apply for the loan online
   
• Loan against property balance transfer
  The balance transfer loan facility allows you to transfer your existing debt over to Bajaj Finserv. By doing so, you enjoy benefits such as the affordable interest rate, high-value top-up loan, quick loan processing, nil foreclosure charges, part prepayment facility, and more
  Already have a loan but looking for better terms? Transfer your existing loan to Bajaj Finance and benefit from lower interest rates and flexible repayment options. Check your eligibility and use your property as collateral to unlock fast funding.
  
  
• Lease rental discounting
  Lease rental discounting is a popular option that allows borrowers to avail a loan against rentals. If you earn fixed rentals at specific intervals from a property you own, you can leverage these assets to avail the funds you need
   
• Loan against property for chartered accountants
  Chartered accountants in India can opt for a customised secured loan to meet their professional needs. Whether you require funds to open a new branch, purchase or lease new premises, or renovate an existing office, you can rely on this offering. You can avail a sizable sanction with a loan against property for chartered accountants and tailor repayment to match your business’ capabilities
   
• Loan against property for doctors
  Tailor-made for doctors in India, you can use this type of mortgage loan to purchase and install new medical equipment, renovate your clinic, hire trained staff, etc. As a professional, all you must do is meet the criteria, submit the documentation, and apply for the specialised offering