Features and benefits

Applicants interested in availing a Loan Against Property can read more to know about the features of the Bajaj Finserv Loan Against Property.

  • Affordable rate of interest

    Affordable rate of interest

    Bajaj Finserv offers applicants an affordable Loan Against Property option to fit their finances.

  • Fast loan processing

    Fast loan processing

    Save more time on your loan processing as Bajaj Finserv completes it within 72 hours* of application.

  • Ample funding

    Ample funding

    This Bajaj Finserv Property Loan offers a sizable sanction that you can use to renovate your home as you see fit.

  • Easy balance transfer facility

    Easy balance transfer facility

    Transfer your current loan against property through our balance transfer facility and enjoy high-value top-up loans.

  • Manage account online

    Manage account online

    Monitor the loan account easily and make payments via the customer portal – Experia, offered by Bajaj Finserv.

  • Flexible tenor

    Flexible tenor

    Pair the competitive mortgage interest rates with a tenor that ranges up to 20 years to ensure EMIs stay comfortable.

  • Flexi loans

    Flexi loans

    Borrow from your sanction as many times as you need, without restrictions, and handle planned and unplanned renovation costs.

  • Part-prepayment and foreclosure

    Part-prepayment and foreclosure

    Reduce your debt burden with our loan against property part-prepayment and foreclosure facilities at nominal or zero charges.

  • Loan subsidies

    Loan subsidies

    Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and the best Loan Against Property deals.

Loan against property for home renovation

Whether you’re looking to repair your home’s plumbing system, redo the electrical wiring, fix a leak in the ceiling, or remodel the kitchen entirely, your best bet is to opt for the Bajaj Housing Finance Limited Loan Against Property. With this instrument, you can leverage a self-owned asset’s value to access a large sanction that can be used without any restrictions.

This is perfect for home renovation as there are usually several big-ticket expenses involved. What’s more, the loan has a long, flexible tenor of up to 20 years, and comes with an attractive interest rate to help keep costs low. It also has the online loan against property EMI calculator, to help you plan your loan efficiently.

To start your journey as borrower, learn how to apply for a loan against property online. The process is quick, easy, and effortless as you only have to fill a form and upload basic documentation. Once this is done, our relationship manager will contact you and offer guidance on the next steps.

*Conditions apply

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