Bajaj Finserv in your city

Darjeeling is a popular tourist destination in West Bengal, providing magnificent views of Mt. Kanchenjunga. It is an essential economic centre in the state and counts tourism and tea as the primary industries in the city.

Residents of the city can fulfil their diverse financing needs with a personal loan in Darjeeling from Bajaj Finserv. Visit our branch or apply online to get immediate approval.

Features and benefits of a personal loan in Darjeeling

  • Flexible repayment

    Flexible repayment

    Use a personal loan EMI calculator and select the most suitable tenor of up to 96 months.

  • Immediate approval

    Immediate approval

    Submit the online loan application form, meet the required eligibility criteria and get instant approval on your loan.

  • Online account management

    Online account management

    Log in to our customer portal, Experia, and get the necessary details about your loan in a few clicks.

  • High-value financing

    High-value financing

    Cover all your expenses conveniently with funds up to Rs. 40 lakh. Check your personal loan eligibility before applying.

  • Basic documentation

    Basic documentation

    You only need to submit your essential documents for a personal loan in Darjeeling.

  • No collateral needed

    No collateral needed

    Avail funds without pledging any asset as collateral. This also cuts down on the paperwork and formalities.
  • Flexible options

    Flexible options

    Reduce your EMI liabilities significantly by availing of our unique Flexi loan facility. Lower your monthly outgo by up to 45%*.

  • Pre-approved offers

    Pre-approved offers

    Pre-approved offers ensure easier access to Bajaj Finserv Personal Loans. Cut down on processing time considerably.

  • Zero hidden charges

    Zero hidden charges

    You do not have to worry about any other cost apart from a nominal processing fee. Our transparent policies ensure no hidden charges.

  • Money in the bank within 24 hours*

    Money in the bank within 24 hours*

    Meet all eligibility criteria and complete the documentation process to acquire the funds in your accounts within 24 hours* of approval.

Standing in the lesser Himalayas, Darjeeling is home to people from varied cultural and ethnolinguistic groups. The city is renowned for its internationally-recognised black tea, the UNESCO world heritage site – Darjeeling Himalayan railway connecting it with the plains, extensive flora and fauna, and other tourist attractions.

If you reside in Darjeeling and are looking for a reputable lender to avail of a loan, Bajaj Finserv may be your ideal choice. Our personal loans are quick financing solutions to both planned and unplanned expenditures. You need not visit any branch. Simply apply through our online form and get the money in your bank without any hassle.

*Conditions apply

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Eligibility criteria for a personal loan in Darjeeling

Be assured of approval if you carefully meet the eligibility criteria before applying.

  • CIBIL score

    CIBIL score

    685 or above

  • Age

    Age

    21 years to up to 80 years*

  • Minimum income

    Minimum income

    View the city list to know your minimum salary requirement

  • Employment

    Employment

    Working as a salaried employee at a public/ private firm or an MNC

  • Nationality

    Nationality

    Resident Indian

Existing customers can enjoy additional benefits like exclusive pre-approved offers from Bajaj Finserv. Such an offer simplifies the loan availing process and saves more time. Pre-approved offers are provided based on your eligibility. Hence, you need not go through the entire process.

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Interest rates and charges on a personal loan in Darjeeling

Know the processing rates, penalty charges, etc., along with personal loan interest rate.