Features and benefits

  • Flexible repayment tenor

    Flexible repayment tenor

    Use our personal loan calculator to find the best-suited repayment plan for your personal loan.

  • Collateral-free loan

    Collateral-free loan

    Our unsecured loan for BALIC employees does not need you to pledge assets as security.

  • 100% transparency

    100% transparency

    There are zero hidden charges levied against our personal loan offering.

  • Fast approvals

    Fast approvals

    Use the online application process, and you can get loan approval within 5 minutes*.

  • Disbursal in 24 hours*

    Disbursal in 24 hours*

    Enjoy a quick disbursal of the loan sanction, thus making this option viable even for urgent needs.
  • Special loan offer

    Special loan offer

    Get a pre-approved offer on your personal loan by sharing your name and contact number.
  • Loan account management

    Loan account management

    Experia, our online customer portal, is a convenient way to stay updated on your loan account.

  • Flexi service

    Flexi service

    Use our Flexi loan facility to reduce your monthly outgo up to 45%* with interest-only EMIs.

  • Easy paperwork

    Easy paperwork

    Submit the minimal required documents and enjoy a hassle-free application with our personal loan for BALIC employees.

Bajaj Finserv offers any professional working with Bajaj Allianz Life Insurance Company a personal loan loaded with convenience-first features, loan perks, attractive interest rates, and numerous benefits. Employees can avail of this loan to procure quick, hassle-free funding.

All you have to do is check and meet the minimum personal loan eligibility criteria and apply online. Once you apply for the personal loan successfully, you can get approved within 5 minutes* and have the entire sanction disbursed in under 24 hours*. You can borrow up to Rs. 40 lakh and address any personal expenditures with ease.

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Eligibility criteria

Meet the basic requirements for eligibility to ensure smooth and quick loan processing.

  • Nationality



  • Age


    21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 or higher

Interest rates and charges

Enjoy affordable personal loan interest rates and charges for BALIC employees. This helps you tailor your loan for comfortable and cost-effective repayment.

How to apply

Follow this simple guide to apply for a personal loan online:

  1. 1 Click on ‘Apply Online’
  2. 2 Share your basic details
  3. 3 Verify your identity with the OTP
  4. 4 Fill in your basic KYC, income, and employment details
  5. 5 Enter the loan amount
  6. 6 Submit the form

After submitting the online form, an authorised representative will call you with further instructions.

*Conditions apply