Features and benefits
-
Near-instant approval
Thanks to our simple online application form, BAGIC employees can get approval in just 5 minutes.*
-
Quick disbursal
To complement speedy loan approval, you get the entire sanction disbursed to your bank account in under 24 hours *.
-
Personalised deals
Avail of pre-approved offers on personal loans for BAGIC employees and enjoy expedited loan processing.
-
Online loan management
Manage your personal loan account online with our customer portal, Experia, and easily keep track of essential information.
-
Flexi benefits
Withdraw from your sanction multiple times with the Flexi feature and pay interest only on what you borrow.
-
Easy repayment
Use the Personal Loan EMI Calculator to pick a tenor going up to 84 months.
-
Apply for our loan by submitting minimal and basic documentation.
Minimal documents
-
We ensure 100% transparency with all loan dealings and charges applicable.
No hidden charges
-
There is no need for you to pledge your assets as security to avail funding with our offering.
Zero collateral needed
Bajaj Allianz General Insurance Company (BAGIC) employees get access to our special, high-value personal loan. This offering enables BAGIC employees to access a sizable sanction capable of meeting most personal financial obligations with ease. The Bajaj Finserv Personal Loan for Bajaj Allianz General Insurance employees is loaded with other value-added features that help make the experience cost-effective and convenient.
Eligibility criteria
BAGIC employees can qualify for our loans easily as they only have to meet the few simple criteria mentioned:
-
Nationality
Indian
-
Age
21 years to 80 years*
-
CIBIL score
750 or higher
You can also use our Personal Loan Eligibility Calculator to know if you qualify instantly and also find out the loan amount you can avail.
Fees and charges
As a BAGIC employee, you benefit from nominal personal loan interest rates with our offering, ensuring cost-effective and affordable EMIs.
How to apply
To apply for our personal loan as a BAGIC employee, these are the steps the follow:
- 1 Visit the webpage and click on the ‘Apply Online’ button
- 2 Enter basic details
- 3 Verify your identity with the OTP sent to your phone
- 4 Fill in your financial, income and personal information
- 5 Enter the loan amount you need and submit the application
Our representative will call you after you apply online and assist you with the next steps.
*Conditions apply
