Features and benefits

  • Near-instant approval

    Near-instant approval

    Thanks to our simple online application form, BAGIC employees can get approval in just 5 minutes.*  

  • Quick disbursal

    Quick disbursal

    To complement speedy loan approval, you get the entire sanction disbursed to your bank account in under 24 hours *.

  • Personalised deals

    Personalised deals

    Avail of pre-approved offers on personal loans for BAGIC employees and enjoy expedited loan processing.

  • Online loan management

    Online loan management

    Manage your personal loan account online with our customer portal, Experia, and easily keep track of essential information.

  • Flexi benefits

    Flexi benefits

    Withdraw from your sanction multiple times with the Flexi feature and pay interest only on what you borrow.

  • Easy repayment

    Easy repayment

    Use the Personal Loan EMI Calculator to pick a tenor going up to 96 months.

  • Minimal documents

    Minimal documents

    Apply for our loan by submitting minimal and basic documentation.
  • No hidden charges

    No hidden charges

    We ensure 100% transparency with all loan dealings and charges applicable.
  • Zero collateral needed

    Zero collateral needed

    There is no need for you to pledge your assets as security to avail funding with our offering.

Bajaj Allianz General Insurance Company (BAGIC) employees get access to our special, high-value personal loan. This offering enables BAGIC employees to access a sizable sanction capable of meeting most personal financial obligations with ease. The Bajaj Finserv Personal Loan for Bajaj Allianz General Insurance employees is loaded with other value-added features that help make the experience cost-effective and convenient.

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Eligibility criteria

BAGIC employees can qualify for our loans easily as they only have to meet the few simple criteria mentioned:

  • Nationality



  • Age


    21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 or higher

You can also use our Personal Loan Eligibility Calculator to know if you qualify instantly and also find out the loan amount you can avail.

Fees and charges

As a BAGIC employee, you benefit from nominal personal loan interest rates with our offering, ensuring cost-effective and affordable EMIs.

How to apply

To apply for our personal loan as a BAGIC employee, these are the steps the follow:

  1. 1 Visit the webpage and click on the ‘Apply Online’ button
  2. 2 Enter basic details
  3. 3 Verify your identity with the OTP sent to your phone
  4. 4 Fill in your financial, income and personal information
  5. 5 Enter the loan amount you need and submit the application

Our representative will call you after you apply online and assist you with the next steps.

*Conditions apply