Discover the process of making online payments for your InCred Finance loan. This article provides a simple guide for managing your loan payments online through the Bajaj Finserv BBPS Platform.
You can easily pay your loan EMIs here.
Pay InCred Finance loan EMI online
Managing your loan payments efficiently is crucial to maintaining a healthy financial life.
InCred Finance, a leading non-banking financial company (NBFC) in India, provides innovative and customer-centric financial solutions. Leveraging technology and data science, InCred offers a diverse range of financial products and services tailored to meet unique needs. Their offerings include personal loans, education loans, and business loans.
How to pay loan EMI online?
Paying your InCred Finance loan EMI online is now easier than ever with the Bajaj Finserv BBPS Platform.
The Bajaj Finserv BBPS Platform simplifies online loan repayment and offers several advantages. Some of the most prominent ones being:
- Multiple payment options: The BBPS platform provides flexibility by allowing borrowers to pay their InCred Finance Bank loan EMIs through various channels. Whether it is net banking, credit cards, debit cards, or UPI, you can choose the method that suits you best.
- Enhanced security: Security is paramount when dealing with financial transactions. The BBPS platform ensures encrypted and secure payment gateways, safeguarding your sensitive information during the process.
- Instant receipts: No more waiting for manual updates. With BBPS, you receive instant payment confirmation and digital receipts. This transparency helps you keep track of your payments effortlessly.
Steps to make InCred Finance loan payment on the Bajaj Finserv website
Follow the below steps for making loan payment via the Bajaj Finserv BBPS Platform:
- Visit the Bajaj Finserv website.
- Navigate to the ‘BILLS AND RECHARGES’ section under ‘PAYMENTS.’
- Select ‘LOAN REPAYMENT’ under ‘FINANCIAL SERVICES AND TAXES.’
- Select your operator from the drop-down menu
- Enter your ‘USERNAME’ and click on ‘FETCH BILL’
- Select a payment method from the list of available payment options such as credit card, debit card, UPI, e-wallet, and net banking
- After choosing your preferred payment mode, enter the requested payment details
- Check the details you entered and click on 'PAY NOW’
Offline InCred Finance loan repayment
While online payments are convenient, some borrowers prefer offline methods.
If you choose to visit a bank branch for loan repayment, follow these steps:
- Locate the nearest InCred Finance branch
- Visit the branch during working hours
- Provide your loan account details
- Pay your EMI in person
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How to check your InCred Finance statement
Keeping track of your loan transactions is essential. To check your InCred Finance statement, follow these steps:
- Visit the InCred Finance website
- Log in to your account
- Look for the option to view your loan statement
- Download the statement for your records
Contact details for payment related issues
If you have any payment-related queries or concerns, reach out to InCred Finance using the following contact details:
- Customer care: Call the number 1800-102-2192 to reach out to InCred Finance customer care.
- Email: Share your concerns via email on care@incred.com.
Recharge and Pay Bills
Frequently asked questions
Missing an EMI payment deadline can have consequences. InCred Finance typically charges a late fee for delayed payments. It is essential to pay your EMIs promptly to avoid penalties and maintain a good credit history.
The late payment charges vary depending on the loan type and the specific terms of your agreement. Generally, it includes a percentage of the overdue amount. To get accurate details, refer to your loan agreement or contact InCred Finance directly.
Yes, you can pay your InCred Finance loan using cash. Visit the nearest InCred Finance branch and make the payment in person. Ensure you receive a proper receipt for your records.
To set up a National Automated Clearing House (NACH) mandate for automatic EMI deductions:
- Visit your bank branch
- Fill out the NACH mandate form
- Provide necessary details, including your InCred Finance account number
- Submit the form to authorise automatic deductions from your bank account