How to Check Loan Statement Online

Your loan statement is the most important document related to your ongoing loan. It’s a record of every transaction that has been carried out on your loan account – from the disbursal date to the loan closure date. Loan statement for every loan that you have with Bajaj Finserv can be found with your each loan’s loan account number

Your loan statement also contains information, such as your next EMI due date, the principal outstanding, and more.

Check your loan receipt regularly and stay informed about the installments and other deductions on your account.

Methods to Access Bajaj Loan Account Statement

You can access your Bajaj loan account statement using both online and offline methods. Depending on your convenience, you may choose to download the statement instantly via the website or mobile app, or visit a branch for physical assistance. Here’s a detailed breakdown of both methods:

Online Method

You can access your loan account statement digitally using the Bajaj Finserv website or mobile app:

Step 1: Visit the Bajaj Finserv website or open the Bajaj Finserv App.

Step 2: Log in using your registered mobile number and the OTP sent to your phone.

Step 3: Navigate to the “Service” section from the home screen.

Step 4: Select the specific loan account for which you want the statement.

Step 5: Under the “Quick Actions” menu, click on “Download Statement” to receive a PDF copy instantly.

This method is ideal for quick access and secure digital record-keeping.

Offline Method

If you prefer in-person support, you can collect your loan account statement offline:

Step 1: Visit the nearest Bajaj Finserv branch or partner outlet.

Step 2: Carry a valid photo ID proof and your loan account number.

Step 3: Approach the customer service desk and request your loan account statement.

Step 4: You may be asked to fill out a request form or verify your identity via OTP.

Step 5: The statement will be either printed instantly or emailed to your registered ID.

This method suits individuals who prefer physical documentation or do not have digital access.

These methods provide flexibility to help you stay updated on your loan account details at your convenience.

• 

  Steps to download your loan account statement

  You can download your account statement by following these simple steps:

  • Click on the ‘Sign-in’ button on this page
  • Enter your mobile number and the OTP to sign-in
    
  • Verify your details with your date of birth and proceed
  • Go to ‘Menu’
    
  • Click on ‘Bank details/ Documents’
  • Tap on ‘Document Centre’
  • Select the loan account number for which you want to download statement
  • Click on ‘Statement of Account’ to download it 
    

  You can also find your loan statements and other documents by clicking on the ‘View your loan statement’ below.

Alternatively, you can also follow the given steps to view your statement of account:

1. Go to ‘Service’ and click on ‘Relations’
2. Select your loan account number
3. Scroll to ‘Documents and statements’
4. View or download your ‘Statement of account’

Managing your loan account isn’t only about repaying your debt but also keeping track of every transaction made on it. Your ‘Statement of Account’ keeps you informed about all these transactions, including the total number of EMIs paid, fees, and charges deducted, among others. This helps you plan your finances in a better way.


By signing in to  the service portal, you can access your loan statement and other related documents, such as the repayment schedule, loan agreement and more. You can download all these documents on the go by visiting our customer portal. All you have to do is sign-in, select the loan account for which you want to view documents and proceed.

Loan Statement for Closed Accounts

Even after loan closure, accessing your loan statement can be essential for documentation, tax filing, or credit record purposes. Bajaj Finserv allows customers to download statements of closed loan accounts through its digital platforms. To do this, log in to the customer portal or mobile app using your registered mobile number and OTP. Navigate to the ‘My Relations’ section to view both active and closed loans. Select the relevant closed loan and click on ‘Download Statement’ under the quick actions menu. This statement will include the complete repayment history, EMI schedule, interest details, and loan closure confirmation. It acts as proof of full repayment and is useful for credit score updates or resolving any future discrepancies. In case online access isn’t available, you may also request the statement at a nearby Bajaj Finserv branch by providing your loan details and ID proof. Retaining this document is a prudent financial practice.

Tax Benefits in Bajaj Loan Statements

Bajaj loan statements can be helpful when claiming tax deductions. Here's how:

Home Loan Benefits:
The statement reflects interest paid and principal repaid, which are deductible under Section 24(b) and Section 80C of the Income Tax Act respectively.

Education Loan Claims:
Interest payments on education loans, shown in the statement, can be claimed under Section 80E for up to 8 years.

Business Loan Interest:
Interest paid on business loans is often tax-deductible as a business expense, supported by the statement.

Proof for ITR Filing:
Loan statements serve as valid financial documents during income tax return (ITR) filing and help in accurate reporting.

Interest Certificate Attachment:
The statement can act as a supplementary document to attach with interest certificates when submitting proofs to your employer or tax consultant.

Avoidance of Double Taxation:
A clear breakdown of EMIs helps in avoiding duplication of interest or principal entries during tax computation.

Audit & Compliance:
Statements support transparency during audits or financial reviews by tax authorities.