Sources of Working Capital

How to find working capital for your small business?

There is a fair chance that your enterprise’s working capital might run into a negative figure due to unprecedented circumstances. In which case, you would require extra capital to fund the deficit.

If you’re wanting to understand how to find working capital that suits your business requirements, you can consider the following sources of finance to manage your company operations better-

1. Working Capital Loans
You can meet dynamic short-term business needs with a working capital loan. Offering funds up to Rs.20 lakh, these loans are disbursed to your account within 24 hours and are hassle-free as they have simple eligibility criteria and require only 2 documents to be submitted.

2. Flexi Business Loans:
Get access to a pool of funds that can be used as and when required, with interest payable only on the used amount.

Bajaj Finserv Flexi Business Loans are the smarter way of managing your working capital as it lets you make multiple withdrawals and repayments on your loan to suit your business requirements. This is also an affordable business funding option as here you get an option to pay interest-only EMIs and lower your EMIs by up to 45% with this facility.

3. Invoice Financing
Particularly resorted to in cases where working capital runs into a negative, this facility finances invoices that are unpaid by debtors, which blocks free cash or liquidity and negatively impacts working capital. In this manner, cash is provided to the firm when it needs the most.

Your business can choose from these sources to meet working capital needs.