Unpaid invoices, seasonal demand, inflation or other factors may lead to a deficit in your working capital. In such cases, you may require urgent funds to ensure your business operations continue smoothly.
Here are some credit facilities offered by Bajaj Finserv for your convenience:
1. Working capital loans
Meet dynamic business needs with our working capital loan. Get up to Rs. 50 lakh* (*Inclusive of Insurance Premium, VAS Charges, Documentation Charges, Flexi fees and Processing Fees) without collateral on meeting our simple eligibility terms. Our short online application and fast approval in just 48 hours ensure you meet your urgent working capital requirements hassle-free and quickly.
2. Flexi business loans
Our Flexi business loans are a smart way of managing your working capital. They allow you to withdraw what you need from your sanction and part-prepay at no extra charge when you have surplus funds. Interest is charged only on the amount you utilise. Our Flexi facility allows you to lower your EMIs by up to 45%* when you choose to pay interest only EMIs for the initial part of the tenor.
3. Invoice financing
Get funds against your uncleared invoices from Bajaj Finserv and fuel a working capital shortfall with ease. Fast approval, a quick disbursal and flexible repayment duration make repayment comfortable for small and medium enterprises.