The Bajaj Finance Insta EMI Card offers a Easy EMI facility for various products across online and offline stores, offering affordability. Since the card has a spending limit similar to a credit card, it is important to have a responsible spending pattern. It is also crucial to keep track of the card's status to avoid exceeding the limit and identifying any inconsistencies.
Checking the Bajaj Finance Insta EMI Card balance can be done conveniently online through the Bajaj Finance App or My Account.
Here is a step-by-step guide for checking the balance:
Using My Account:
- Log in to the official Bajaj Finance customer portal – My Account
- Enter your registered phone number or email ID
- Authenticate the login using an OTP or your password
- Navigate to the 'My Relationship' section and find the 'Insta EMI Card' section to access balance and other important information
Using the Bajaj Finance App:
- Open the app on your smartphone and sign in if required
- Click on the 'EMI' option in the main header of the account page
- View your Insta EMI Card details and check the available balance under the Insta EMI Card section
Remember to perform routine checks on your Insta EMI Card balance to safeguard your financial well-being and prevent misuse.
Benefits of using the Insta EMI Card
| Feature | Details |
| Easy EMIs | Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly. |
| High pre-qualified limit | Get up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress. |
| Wide acceptance network | Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms. |
| Flexible repayment tenure | Choose a repayment period from 3 to 60 months based on your financial comfort. |
| Zero down payment offers | Avail deals with no upfront payment requirement on select models. |
| No foreclosure charges | Close your loan early without any penalties or extra fees. |
| Credit score benefit | Timely EMI payments may help strengthen your credit profile and financial health. |
Also read: Features and benefits of the Bajaj Finance Insta EMI Card
Eligibility criteria for the Insta EMI Card
- Nationality: Indian Citizen.
- Age: 21 years to 65 years.
- Credit score: A healthy credit score per Bajaj Finance policies.
- Income: A steady, regular source of income.
- Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.
Also read: Eligibility criteria for the Insta EMI Card
How to apply for an Insta EMI Card
- Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
- Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
- Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
- Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
- Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
- Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
- Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
- View card: Access and view your new digital card details instantly on the Bajaj Finance application after the successful payment.
Also read: How to apply for the Insta EMI Card
Explore more:
| EMI full form | BNPL | POS full form |
List of the biggest upcoming sales:
