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How to Calculate Fixed Deposit Maturity Amount

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How to Calculate Fixed Deposit Maturity Amount?

The maturity amount of a Fixed Deposit is based on:
• Deposit amount
• Tenor
• Rate of interest
• Frequency of interest payout

Here’s how maturity amount is calculated:
Deposit amount: Higher the deposit, greater is the maturity amount.
Tenor: Usually, FDs have a lock-in period. Longer tenor results in higher maturity amount.
Deposit type: Cumulative and Non-Cumulative FDs have different frequencies of interest payouts.
Interest rate: Higher the rate, higher is the maturity amount.

The easiest way to calculate the maturity amount is to use an online FD Calculator and add the above-mentioned details. The calculator gives you the total maturity amount without any manual work.

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