The tenor of your business loan depends on the kind of loan you have borrowed. Bajaj Finserv offers two kinds of business loans:
1. Term Loan
• Repay the loan amount (principal sum + rate of interest) in equated instalments, depending on loan’s tenor.
• Have the option to prepay the loan apart from the EMI.
2. Flexi loan facility
• Get a dedicated flexi loan facility for a pre-determined tenor.
• Your monthly repayments may comprise just the interest component, and not the principal amount.
• Pay interest only on the amount that you use.
• Withdraw money when needed and repay the principal amount when the duration ends.
Depending on the type of business loan, you may choose from flexible tenors of up to 8 years.
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