Mudra Loan Eligibility

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How long can you get a business loan for?

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How long can you get a business loan for?

The tenor of your business loan depends on the kind of loan you have borrowed. The type of business loan you choose your tenor could stretch up to 8 years. Bajaj Finserv offers two kinds of business loans:

1. Term Loan
• Repay the loan amount (principal sum + interest) in equated instalments, depending on the loan’s tenor.
• Make a part-prepayment i.e. repay a part of your loan before the due date of the EMI.

2. Flexi loan facility
• Get a dedicated flexi loan facility from which you can withdraw, for a pre-determined tenor.
• Your monthly repayments may comprise just the interest component, with the principal amount payable at the end of the tenor.
• Pay interest only on the amount that you use.
• Withdraw money as and when needed and prepay EMIs when you have excess cash, at no extra cost.

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