Home loan overview

Osmanabad headquarters is the district administration in the state of Maharashtra. It has reputed colleges and a strong tourism industry. Some of the famous places of interest include the Yedshi Ramling Wildlife Sanctuary, Dharashiv caves, Hatla Devi, Naldurg Fort, and others.

If you want to purchase a property here, apply for a home loan in Osmanabad at reasonable rates. We have 4 branches in the city for your convenience.

Else, apply online for quick approval.

Features & benefits of home loan

  • Repay over flexible tenors

    Repay over flexible tenors

    A tenor of up to 30 years makes repayment convenient. Calculate home loan EMI beforehand to make an informed decision.

  • Online application form

    Online application form

    Avoid visiting branches and apply from anywhere with our online application form.

  • High-value financing

    High-value financing

    Seek up to Rs. 5 crores* or higher, basis eligibility.

  • Home loan balance transfer facility

    Home loan balance transfer facility

    Transfer your existing credit to lower the housing loan interest and enjoy better terms with a home loan balance transfer facility.

  • Top-up loans

    Top-up loans

    Cover additional monetary needs easily. We offer a top-up loan of up to Rs. 1 crore* with minimal documentation.

  • Money within 48 hours*

    Money within 48 hours*

    No more waiting for long hours. Receive the sanctioned loan amount within 48 hours* of approval.

  • Online account facility

    Online account facility

    Stay updated 24x7 with our online account facility. Simply log in to our customer portal – Experia.

Home loan interest rates, fees and charges

Being a prominent financial service provider, Bajaj Finserv ensures reasonable home loan interest rate. While factors like type of interest, credit profile, financial credibility, etc. may influence the rate, our charges usually start from 7.70%* p.a. The better you qualify, the higher are your chances of approval. Besides interest rates, make sure to know about the additional charges imposed.

Home loan eligibility criteria

Consider the following eligibility criteria to evaluate if you qualify for a home loan from Bajaj Finserv:

  • Place of residence

    Place of residence

    One of the places where our services are available

  • Minimum income

    Minimum income

    From Rs. 30,000, depending on age and city

  • Job experience for salaried

    Job experience for salaried

    Minimum 3 years in the current company

  • Business vintage

    Business vintage

    At least 5 years of the present business

  • Age

    Age

    From 23 years to 62 years** (for salaried) and 25 years to 70 years** (for self-employed)

  • Nationality

    Nationality

    Indian (Non-NRI)

The easiest way to check home loan eligibility is by using the home loan eligibility calculator offered by Bajaj Finserv.

**Maximum age considered at the time of loan maturity.

Documents required for housing loan

With Bajaj Finserv, you get to eradicate the lengthy documentation process. Simply submit a few essential documents and complete the application process without any hassle. Find the essential documents below:

  • Last 6 months’ account statement
  • Proof of business vintage
  • KYC documents
  • Proof of income like Form 16 or salary slips, P&L statement, depending on applicant’s portfolio
  • Essential documents of the property
  • Passport sized photograph

Please note that you may have to provide more documents, if required, to support your eligibility and enjoy a reasonable home loan interest rate.

How to apply for a home loan?

You can easily apply for a home loan in Osmanabad online:

  1. 1 Fill up the easy online application form with accurate details
  2. 2 Coordinate with our representatives as they get in touch with you
  3. 3 Submit the documents to finish the loan application process

Alternatively, visit your nearest branch to initiate the process or seek information. Keep all documents handy for quick processing of your application.