Home loan overview

Jalna falls under the Aurangabad division of Maharashtra. The city is the biggest producer of oranges, sweet lemons and steel. Many steel companies are functional and located in the MIDC area.

A home loan in Jalna can cover the expenses of a property purchase effectively. Approach Bajaj Finserv today by visiting one of our 5 branches or apply online through our website.

Features & benefits of home loan

  • Loans of up to Rs. 5 crore

    Loans of up to Rs. 5 crore

    Meet the eligibility parameters to get a home loan of up to Rs. 5 crore* or higher, basis eligibility.

  • Money in 48 hours*

    Money in 48 hours*

    Get the sanctioned loan amount within 48 hours* after approval.

  • Repay over flexible tenors

    Repay over flexible tenors

    Choose from a convenient tenor of up to 30 years to repay without any hassle.

  • Home loan balance transfer facility

    Home loan balance transfer facility

    Exclusive home loan balance transfer facility allows borrowers to enjoy reduced home loan interest rate on their existing credit.

  • High-value top-up loans

    High-value top-up loans

    For additional monetary needs, avail up to Rs. 1 crore* as a top-up loan over the existing home loan.

  • Online account management

    Online account management

    Our online account management facility helps to track your loan-related details easily. Simply log in to our dedicated customer portal – Experia.

Home loan interest rates, fees and charges

Being a reliable housing finance company, we make your cost of borrowing more affordable with reasonable home loan rates. Seek housing finance at rates starting from 6.75%* p.a. only.

Calculate home loan EMI now and evaluate your monthly outflow with the home loan EMI calculator online. This free-to-use online tool computes the total cost of a loan based on the applicable interest rate, repayment tenor and loan amount.

Home loan eligibility criteria

Qualify for the amount you require to borrow by fulfilling these eligibility criteria.

  • Citizenship

    Citizenship

    Indian, residing within the country

  • Residence

    Residence

    Any of the places where our services are available. Check city list.

  • Income

    Income

    Minimum income should be Rs. 30,000, depending on age and city

  • Job experience

    Job experience

    At least for 3 years in the current company

  • Business vintage

    Business vintage

    A minimum of 5 years

  • Age bracket

    Age bracket

    For salaried, 23 years to 62 years**, and for self-employed, 25 years to 70 years**

Use our home loan eligibility calculator to check home loan eligibility and know the maximum amount you can avail of.

**Maximum age considered at the time of loan maturity.

Documents required for home loan

Submit a few essential documents to complete the application process smoothly.

  • Essential documents of the property
  • Proof of business vintage
  • KYC documents
  • Last 6 months’ account statements
  • Proof of income, like Form 16 or salary slips, P&L statement, depending on applicant’s portfolio
  • Passport sized photographs

It is important to provide all valid and updated documents to enjoy flexible features and affordable housing loan interest.

How to apply for a home loan?

You can visit any of our 5 branches to apply for a home loan in Jalna. Alternatively, you can also apply online through the following steps:

  1. 1 Access the online application form
  2. 2 Fill up the form with details like name, occupation, income, etc.
  3. 3 Once submitted online, our representatives will contact you to proceed further
  4. 4 Hand over the documents for verification

As a reputed financial institution, we do not levy any hidden charges. Our terms and conditions are 100% transparent. Meaning, what you see is what you pay.