Cycles on EMIs

Whether you are health conscious or just want a reason to step outdoors, don’t wait any longer to get a high-end bicycle. Shop for the best cycle on easy EMIs from brands like Trek, Hero, Starkenn and many more on the Bajaj Finserv EMI Network.

Download your Digital EMI Network Card now!

Note: The Bajaj Finserv EMI Card is now called Bajaj Finserv EMI Network Card

Features and benefits

Loans up to Rs. 4 lakh

To buy the latest cycles on the EMI Network, you can get a loan of up to Rs.4 lakh.

Instant approvals

Fill an online form or talk to our in-store representatives for instant loan approval to purchase the cycle of your choice.

EMI Card Image

EMI Network Card

Use the Bajaj Finserv EMI Network Card to buy the latest cycles on easy EMIs from offline partner stores, e-commerce partners or the Bajaj Finserv EMI Store.

mortgage loan calculator

Minimal documents required

To buy a cycle on easy EMIs, you need to submit only a few documents like a copy of your PAN card, your address proof, a duly-signed ECS mandate and a cancelled cheque.

Nil foreclosure charges

You can choose to foreclose the loan anytime. Bajaj Finserv doesn't levy any additional fee when you foreclose the loan.

Education loan scheme

Access to an online account

All your loan details like the amount due, the payment schedule, and the interest certificates are easily available on an online account.

How to shop

Buying the latest cycles on the EMI Network is easy.

Buy online with your EMI Network Card
Step 1 : Login to EMI Store with your registered mobile number.
Step 2 : Choose your product and select a convenient repayment tenor.
Step 3 : Add your delivery address.
Step 4 : Complete your purchase by submitting an OTP.

Shop at a partner store with EMI Network Card
Step 1 : Visit a Bajaj Finserv partner store near you.
Step 2 : Select a convenient repayment tenor.
Step 3 : Share your EMI Network Card details or opt for in-store financing.
Step 4 : Complete your purchase by submitting an OTP sent to your registered mobile.

How it works


Nationality: Indian


Age: 21 to 60 years


Employment: Must have a regular source of income


Aadhaar card


Cancelled cheque


Signed ECS mandate

• Starting at Rs.749, processing fees on cycles varies from model to model

Hot Offers

‘Currently, there are no offers’

Top partners

Find a Store near you

Frequently Asked Questions

How can I buy Cycles on EMI?

You can simply avail a loan equivalent to the price of the cycle you wish to buy and the same will be divided in EMIs without any extra cost.

What should I do to avail this loan?

It’s quick, easy and simple. All you have to do is use you EMI Network Card at our partner stores for cycles. If you do not have an EMI Network Card but are an existing Bajaj Finserv customer, login to the customer portal to check if you have an EMI Network Card offer or visit any partner store.

Where in India can I buy cycles on EMI?

You can buy sports cycles or mountain bikes from brands like Starkenn, Hero Cycles, Trail &Track, etc.

Do I make any down payment when I transact with the EMI Network Card?

The down payment amount depends on the cycle you are planning to purchase. The amount also depends on our partner store where you will be transacting with your EMI Network Card.

How do I get Loan-related documents such as NDC, Statement of Accounts and other documents?

Simply call our customer care number 020 – 3957 5152 (call charges applicable). Alternatively, you can log onto your account on our customer portal and download the necessary documents.

What is the rate of interest payable on buying cycles on the EMI Network?

You can buy cycles on EMI without any extra cost. Your purchase amount is divided into monthly instalments at no additional cost.