Bring Home a High-end Cycle on the EMI Network


Whether you are health conscious or just want another reason to step outdoors, don’t wait any longer to bring home a high-end bicycle. Shop for the best cycle brands like Trek, Hero, Starkenn, and many more on the Bajaj Finserv EMI Network and finance them with easy EMIs.

Note: The Bajaj Finserv EMI Card is now called Bajaj Finserv EMI Network Card

Features and benefits

Loans up to Rs. 4 lakh

To buy the latest cycles on the EMI Network, you can get a loan of up to Rs.4 lakh.

Instant approvals

Fill an online form or talk to our in-store representatives for instant loan approval to purchase the cycle of your choice.

EMI Card Image

EMI Network Card

Use the Bajaj Finserv EMI Network Card to buy the latest cycles on easy EMIs from offline partner stores, e-commerce partners or the Bajaj Finserv EMI Store.

Minimal documents required

To buy a cycle on easy EMIs, you need to submit only a few documents like a copy of your PAN card, your address proof, a duly-signed ECS mandate and a cancelled cheque.

Nil foreclosure charges

You can choose to foreclose the loan anytime. Bajaj Finserv doesn't levy any additional fee when you foreclose the loan.

Access to an online account

All your loan details like the amount due, the payment schedule, and the interest certificates are easily available on an online account.

How to shop

Buying Cycles on the EMI Network is easy.

With an EMI Network Card:
Step 1: Walk into our partner store
Step 2: Use your EMI Network Card
Step 3: Walk out with your purchase

Without an EMI Network Card:
Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase

How it works

• An individual between 21 and 60 years of age
• Regular source of income

• KYC documents (PAN card and residence proof)
• One cancelled cheque
• A duly-signed ECS mandate

(Above documents are applicable to those shopping without an EMI Network Card)

• Starting at Rs.749, processing fees on cycles varies from model to model

Hot Offers

Search All Products

Tata Stryder Cycles

EMI starting from 2667 INR upto 3 Months

Scott sports Cycles

EMI starting from 1285 INR upto 18 Months

Hero Cycles

EMI starting from 778 INR upto 9 Months

Firefox Cycles

EMI starting from 778 INR upto 9 Months

Top partners

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Frequently Asked Questions

How can I buy Cycles on EMI?

You can simply avail a loan equivalent to the price of the cycle you wish to buy and the same will be divided in EMIs without any extra cost.

What should I do to avail this loan?

It’s quick, easy and simple. All you have to do is use you EMI Network Card at our partner stores for cycles. If you do not have an EMI Network Card but are an existing Bajaj Finserv customer, login to the customer portal to check if you have an EMI Network Card offer or visit any partner store.

Where in India can I buy cycles on EMI?

You can buy sports cycles or mountain bikes from brands like Starkenn, Hero Cycles, Trail &Track, etc.

Do I make any down payment when I transact with the EMI Network Card?

The down payment amount depends on the cycle you are planning to purchase. The amount also depends on our partner store where you will be transacting with your EMI Network Card.

How do I get Loan-related documents such as NDC, Statement of Accounts and other documents?

Simply call our customer care number 020 – 3957 5152 (call charges applicable). Alternatively, you can log onto your account on our customer portal and download the necessary documents.

What is the rate of interest payable on buying cycles on the EMI Network?

You can buy cycles on EMI without any extra cost. Your purchase amount is divided into monthly instalments at no additional cost.