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Business Loan Moratorium FAQs

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Frequently Asked Questions

Is Bajaj Finance Ltd giving moratorium to all customers?

Bajaj Finance Ltd. is offering moratorium to customers with a consistent loan repayment track record. To become eligible for moratorium, customers should have no more than 2 EMIs due in any of their loans as of February 29, 2020.

For which months’ EMIs can I request a moratorium?

Customers can request moratorium on EMIs that are due in the months of March, April and May 2020.

Will the moratorium be applicable in case of new loans sanctioned after March 1, 2020 i.e. during the lockdown period?

Yes, you can avail moratorium for EMIs due for payment between March, April and May 2020.

How can I place a request for moratorium?

​ • You can raise a request for moratorium by following these steps-
​     Step 1- Click here to raise a request for moratorium-
​     Step 2- Login and authenticate yourself
​     Step 3- Select "Covid-19 Moratorium Policy" from the product dropdown in the "Raise a request" section
​     Step 4- Select your loan details and read the terms & conditions carefully
​     Step 5- Submit the request after agreeing to the terms and conditions
​ • Alternatively, you can also write to us at with the details of your loan account and the reason(s) for requesting the same.

When can I place a request for moratorium?

You need to raise a request at least 7 days before your loan EMI due date.

How do I know if my request for moratorium has been accepted?

Post receipt of your request, we will get in touch with you if your request has been accepted and will inform you of the applicable interest along with all the terms & conditions applicable for the moratorium.

Will I be given moratorium for all my loans active with Bajaj Finance Ltd and would I need to give separate requests for each loan?

If you are eligible for moratorium (if you have a consistent loan repayment track record and are not more than 2 EMIs overdue in any of your loans with Bajaj Finance Ltd.), you will be offered moratorium for all your loans that are active with us. All you have to do is raise a single request to avail moratorium for all such loans. You must provide details of your loan account numbers and a confirmation that you are ready to bear the applicable interest for the period of moratorium.

How will the treatment of my loan be after the moratorium period?

If you avail the EMI moratorium, there will be a contracted rate of interest levied on the loan outstanding for the period of EMI moratorium. Such interest will be collected by extending the original tenor of the loan accordingly.

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